WebBank
A Utah industrial bank that quietly issues cards for dozens of fintech brands, including Capital on Tap, Petal, Klarna, Dell, and formerly the PayPal Business Cashback Mastercard. You never bank with WebBank directly; it is the chartered issuer behind the partner's app.
Application Rules
- ▸Underwriting standards vary entirely by program partner, not by WebBank itself
- ▸Servicing and support run through the fintech brand on the card
- ▸Partner programs can end abruptly, as PayPal's one-week shutdown in September 2024 showed
Tracked WebBank Cards
MastercardPayPal Business Cashback
Business · No AF
A 2% flat business card that PayPal killed with one week of notice.
Special bonusAF: $0Rating: 4.0/10