Terms checked 2026-11-02
A six-figure welcome offer plus 3x on core travel and business spending.
100,000 pts bonus (≈$2,050)AF: $95Rating: 9.1/10
MastercardPayPal Business Cashback
Business · No AF
Editorial illustration
PayPal Business Cashback Mastercard
By Alex Compton · Last verified
A 2% flat business card that PayPal killed with one week of notice.
★ 4.0/10WebBankbusinessCash Back
DiscontinuedBest for: Historical reference, no longer available
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
Closed
to applications
Common Questions
Is the PayPal Business Cashback Mastercard discontinued?
Yes. Discontinued; all accounts closed 9/23/2024. A 2% flat business card that PayPal killed with one week of notice.
What can I use instead of the PayPal Business Cashback Mastercard?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Amex Blue Business Plus. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The PayPal Business Cashback Mastercard is no longer open to new applicants. Compare these cards for a similar use.
Terms checked 2026-11-02
A flat-rate no-fee business card with a record-high $1,000 public offer.
100,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Amex Blue Business PlusAmerican Express
Terms checked 2026-11-02
2x on everything, no fee, full Membership Rewards. Quietly elite.
50,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2024-09 | $0 | No recorded spend | Terms reconfirmedProduct terminated, accounts closed | Archive record · no attached snapshot |
| 2022-06 | $0 | No recorded spend | Earliest recordLaunch, no standing welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xAll purchasesUnlimited, paid into your PayPal business account
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Was issued by WebBank with virtual card access inside the PayPal business dashboard
- ✦2% flat with no caps put it in the top tier of no-fee business cards
Why it earns its spot
- +Uncapped 2% flat was genuinely best in class for a no-fee business card
- +Instant virtual card inside PayPal at approval
Where it costs you
- −PayPal closed every account on September 23, 2024 with roughly one week of notice
- −Credit limits were slashed to near the current balance immediately, hurting utilization
- −The shutdown fits a PayPal pattern of abrupt product exits
The Compound Verdict
A cautionary tale in fintech credit. The card itself was excellent, then PayPal discontinued it in September 2024, cut limits overnight, and gave cardholders a week before accounts stopped working. Remember this one when a too-good fintech rate asks for your business spend.
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