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Amex adds targeted 15% back offers at Kroger, Ralph’s and Fred Meyer

By Alex Compton · Updated

American Express adds targeted offers for 15% back at Kroger, Ralph’s and Fred Meyer, capped at $15 cash back. Eligible cardholders can use the offers through December 31, 2026, and a 10% version is also available.

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At a Glance

Offer
15% back, up to $15
Retailers
Kroger, Ralph’s and Fred Meyer
Availability
Targeted; a 10% version also exists
Ends
December 31, 2026

What Changed

The October 19 update adds three offers covering Kroger, Ralph’s and Fred Meyer. The 15% offers have a $15 cash-back cap and are valid through December 31, 2026. A 10% version is also available, but the update does not specify its cap.

Our Take

This is worth checking if you already shop at one of these stores. Confirm which version you received before spending, and avoid buying extra groceries solely to earn the credit.

Before You Act

  1. 1Check your Amex Offers for a targeted grocery offer.
  2. 2Confirm the retailer, percentage and cash-back cap.
  3. 3Enroll your eligible card before making purchases.
  4. 4Use the enrolled card by December 31, 2026.

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