E*Trade offers $400 bonus for new Max-Rate Checking accounts
By Alex Compton · Updated
E*Trade’s new Max-Rate Checking offer provides a $400 bonus with promo code MAXRATE26. Eligible customers must receive at least two qualifying direct deposits of $1,500 or more each within 90 days of opening the account.
Open Official PageAt a Glance
What Changed
The updated offer features a $400 new-account bonus and replaces the previous direct deposit requirement with at least two qualifying deposits of $1,500 or more each within 90 days of account opening. Anyone who owned or jointly owned an E*Trade Max-Rate Checking or Checking Account within the 12 months before enrollment is ineligible. The account includes worldwide ATM fee reimbursements and no fees for incoming or outgoing domestic or international wire transfers.
Our Take
This is worth considering if you qualify and can meet the direct deposit requirement within 90 days. Skip it if your recent E*Trade checking history makes you ineligible or your qualifying deposits cannot meet the required amounts.
Before You Act
- 1Check your E*Trade checking ownership history for the past 12 months.
- 2Use promo code MAXRATE26 when opening the account.
- 3Arrange at least two qualifying direct deposits of $1,500 or more each within 90 days.
- 4Act before the January 10, 2027 offer deadline.