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American Express expands targeted referral offers up to 45,000 points

By Alex Compton · Updated

More American Express cardholders are being targeted for increased referral bonuses, with offers reaching 45,000 points. The bonuses reward the person referring a friend, and amounts vary by cardholder and card.

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At a Glance

Referral Bonus
Up to 45,000 points
Availability
Targeted American Express cardholders
Bonus Recipient
The referring cardholder

What Changed

The October 26 update expands targeting for elevated referral offers. Some cardholders have seen 45,000-point or 30,000-point offers, while others see lower amounts. The increased bonus is not available to everyone.

Our Take

If you already plan to refer a friend, compare the referral bonuses on your Amex cards before choosing a link. Do not assume the maximum applies to your account; check the displayed offer and its annual earning limit.

Before You Act

  1. 1Check your Amex cards for targeted referral offers.
  2. 2Compare the bonus available on each card.
  3. 3Review the referral terms and annual earning limit.

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