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American Express offers targeted $400–$500 savings bonuses

By Alex Compton · Updated

American Express has sent another round of targeted High Yield Savings Account bonus offers for $400 or $500, valid until January 3, 2027. The offers matter to eligible cardholders who can meet the deposit and holding requirements shown in their invitation.

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At a Glance

Bonus
$400 or $500, depending on targeting
Availability
Targeted American Express cardholders
Ends
January 3, 2027

What Changed

Another round of targeted savings bonus offers went out November 5. Previous invitations have appeared by email, in login popups and alongside Amex Offers. Earlier $400 offers required a $25,000 deposit, but the latest update does not restate the deposit or holding requirements.

Our Take

This can be worth checking if you have cash available for a savings bonus. Confirm your personalized terms before moving money, since the older offer details do not establish the requirements for this round.

Before You Act

  1. 1Check your email and Amex Offers for an invitation.
  2. 2Confirm your bonus amount and eligibility.
  3. 3Review the deposit deadline and holding requirements.
  4. 4Follow the terms in your targeted offer.

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