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Hudson Valley Credit Union adds $500 New York checking bonus with no direct deposit requirement

By Alex Compton · Updated

Hudson Valley Credit Union has a $500 checking bonus that belongs on the bank-bonus watchlist. This should still be checked against the current account terms before anyone opens an account.

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At a Glance

Maximum Bonus Amount
$500
Account Type
Checking
Funding Requirement
$400
Availability
Must live, work, worship, volunteer, attend school in one of the following counties Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, and Sullivan Counties
Direct Deposit Required
Optional
Additional Requirements
See below
Hard/Soft Pull
Soft Pull
ChexSystems
Unknown
Credit Card Funding
Up to $10,000
Monthly Fees
None
Early Account Termination Fee
$20, 90 days
Household Limit
None
Last Listed End Date
12/31/2023

What Changed

Hudson Valley Credit Union has a $500 checking bonus worth checking. Availability appears limited to New York. Review direct deposit language, fees, funding rules and early-termination terms before opening.

Who Should Care

This is relevant for readers who can open checking accounts in the eligible footprint and are comfortable tracking account-opening requirements, monthly fees and bonus timelines.

Terms To Verify

Bank bonuses can turn on small details. The public card should not be treated as final until the account page and bonus disclosure match the expected terms.

  • Required account activity
  • Eligible states or membership rules
  • Direct deposit, debit-card, balance or funding requirements
  • Monthly fee waiver requirements
  • Bonus posting timeline and early-account-closure fee
  • Whether prior account holders are excluded

Before You Act

  1. 1The last listed end date is out of date. Confirm the current deadline on the official page before opening.
  2. 2Confirm the bonus amount on the bank application page.
  3. 3Screenshot or save the bonus terms before applying.
  4. 4Calendar the requirement window and expected payout month.
  5. 5Avoid opening if fees or deposit rules make the bonus uneconomic.

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