Amex Platinum vs Strata Elite
Coupon-book heavyweights from Amex and Citi.
The Platinum Card from American Express
American Express
- Our rating
- 8.9/10
- Welcome bonus
- 175,000 points
- Bonus value
- ≈$3,500
- Annual fee
- $895
- Credits, max/yr
- $2,275
- Foreign txn fee
- None
Top earning rates
- 5x Flights booked direct or via Amex Travel (up to $500k/yr)
- 5x Prepaid hotels via Amex Travel
- 1x All other purchases
Citi Strata Elite
Citi
- Our rating
- 8.2/10
- Welcome bonus
- 80,000 points
- Bonus value
- ≈$1,440
- Annual fee
- $595
- Credits, max/yr
- $700
- Foreign txn fee
- None
Top earning rates
- 12x Hotels, car rentals, attractions via Citi Travel
- 6x Air travel via Citi Travel
- 6x Dining on Fri & Sat nights
- 3x Dining (other times)
The Compound Verdict
Our ratings give it to the The Platinum Card from American Express (8.9 vs 8.2). On current welcome offers, the Amex Platinum brings the bigger first-year haul at ≈$3,500. The fee gap is $300 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: Amex Platinum review and Strata Elite review, or put them side by side in the comparison tool.