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Prime Visa

5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.

8.1/10ChasepersonalAmazon Cash Back5/24 applies
View Current OfferBest for: Prime households with heavy Amazon spend

Welcome Bonus

$150

≈$150 value

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

670+

(Good)

Current offer note: $150 Amazon gift card instantly upon approval

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$63$125$188$250$0$0.375$0.75$1.125$1.52021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 5xAmazon.com, Amazon Fresh and Whole Foods
  • 5xChase Travel purchases
  • 2xGas stations, restaurants and local transit
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Gift card bonus lands instantly, no spend requirement
  • 10% or more back on rotating Amazon promotions
  • Purchase protection and extended warranty
  • No foreign transaction fees

Why it earns its spot

  • +5% on Amazon is unbeatable for heavy Prime households
  • +Bonus requires zero spend
  • +No annual fee and no FTF

Where it costs you

  • Requires a paid Prime membership for the 5% rate
  • Rewards are weakest outside the Amazon ecosystem
  • Subject to Chase 5/24

The Compound Verdict

If your household runs through Amazon, this is the easiest 5% in the game. Apply before a large Amazon purchase, take the instant gift card, and let it sit as your dedicated Amazon card. It does not need to do anything else.

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