Prime Visa
By Alex Compton · Last verified
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Welcome Bonus
$200
≈$200 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $200 Amazon gift card instantly upon approval
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 5 tracked offers going back to 2021, nothing has beaten $200.
Current offer
$200
All-time high
$200
Typical offer
$150
In place since
July 2026
Last verified 2026-07-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 5xAmazon.com, Amazon Fresh and Whole Foods
- 5xChase Travel purchases
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Gift card bonus lands instantly, no spend requirement
- ✦10% or more back on rotating Amazon promotions
- ✦Purchase protection and extended warranty
- ✦No foreign transaction fees
Why it earns its spot
- +5% on Amazon is unbeatable for heavy Prime households
- +Bonus requires zero spend
- +No annual fee and no FTF
Where it costs you
- −Requires a paid Prime membership for the 5% rate
- −Rewards are weakest outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
If your household runs through Amazon, this is the easiest 5% in the game. Apply before a large Amazon purchase, take the instant gift card, and let it sit as your dedicated Amazon card. It does not need to do anything else.
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