Prime Visa
By Alex Compton · Last verified
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-07 | $200 | No recorded spend | Bonus increased: $150 → $200$200 gift card instantly upon approval | Archive record · no attached snapshot |
| 2026-01 | $150 | No recorded spend | Terms reconfirmed$150 gift card upon approval | Archive record · no attached snapshot |
| 2024-11 | $150 | No recorded spend | Bonus decreased: $200 → $150$150 gift card | Archive record · no attached snapshot |
| 2023-07 | $200 | No recorded spend | Bonus increased: $100 → $200$200 gift card, Prime Day spike | Archive record · no attached snapshot |
| 2021-01 | $100 | No recorded spend | Earliest record$100 gift card upon approval | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-07-09 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xAmazon.com, Amazon Fresh and Whole FoodsRequires active Prime membership
- 5xChase Travel purchases
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Gift card bonus lands instantly, no spend requirement
- ✦10% or more back on rotating Amazon promotions
- ✦Purchase protection and extended warranty
- ✦No foreign transaction fees
Why it earns its spot
- +5% on Amazon is unbeatable for heavy Prime households
- +Bonus requires zero spend
- +No annual fee and no FTF
Where it costs you
- −Requires a paid Prime membership for the 5% rate
- −Rewards are weakest outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
If your household runs through Amazon, this is the easiest 5% in the game. Apply before a large Amazon purchase, take the instant gift card, and let it sit as your dedicated Amazon card. It does not need to do anything else.
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