Prime Visa
By Alex Compton · Last verified
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Welcome Bonus
$150
≈$150 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $150 Amazon gift card instantly upon approval; the $200 Prime Day-window offer ended
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $200 before; the current $150 is right at its typical $150. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
$150
All-time high
$200
Typical offer
$150
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-19 | $150 | No recorded spend | Bonus decreased: $200 → $150Reverted to $150 instant gift card once the Prime Day-window $200 offer ended | Archive record · no attached snapshot |
| 2026-07 | $200 | No recorded spend | Bonus increased: $150 → $200$200 gift card instantly upon approval, ahead of Prime Day 2026 | Archive record · no attached snapshot |
| 2026-01 | $150 | No recorded spend | Terms reconfirmed$150 gift card upon approval | Archive record · no attached snapshot |
| 2024-11 | $150 | No recorded spend | Bonus decreased: $200 → $150$150 gift card | Archive record · no attached snapshot |
| 2023-07 | $200 | No recorded spend | Bonus increased: $100 → $200$200 gift card, Prime Day spike | Archive record · no attached snapshot |
| 2021-01 | $100 | No recorded spend | Earliest record$100 gift card upon approval | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
Guide-only fee and ongoing rewards check October 23. Does not renew full card, current welcome offer, APR or approval claims.
Issuer terms for no-annual-fee guide → - changed
Instant gift-card bonus reverted from the $200 Prime Day-window offer to the standard $150
Fields: currentOffer, offerHistory
Chase Amazon Prime Visa application page, cross-checked against aggregated card-offer trackers agreeing on the $150 instant gift card →
Source checked 2026-10-19 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xAmazon.com, Amazon Fresh and Whole FoodsRequires active Prime membership
- 5xChase Travel purchases
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Gift card bonus lands instantly, no spend requirement
- ✦10% or more back on rotating Amazon promotions
- ✦Purchase protection and extended warranty
- ✦No foreign transaction fees
Why it earns its spot
- +5% on Amazon is unbeatable for heavy Prime households
- +Bonus requires zero spend
- +No annual fee and no FTF
Where it costs you
- −Requires a paid Prime membership for the 5% rate
- −Rewards are weakest outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
If your household runs through Amazon, this is the easiest 5% in the game. Apply before a large Amazon purchase, take the instant gift card, and let it sit as your dedicated Amazon card. It does not need to do anything else.
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