Amex EveryDay Credit Card
By Alex Compton · Last verified
The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.
Welcome Bonus
10,000
Last recorded offer
Spend Requirement
$2,000
Last recorded requirement
Annual Fee
$0
Last recorded · 2.7% FTF
Credit Score
670+
(Good)
Common Questions
Is the Amex EveryDay Credit Card discontinued?
Yes. Last public offer. Closed to new applicants 9/25/24. The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.
What can I use instead of the Amex EveryDay Credit Card?
The closest open alternatives we track are the Blue Cash Preferred, Blue Cash Everyday Card, Hilton Honors American Express Card. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The EveryDay is gone, but these cards do a similar job and are still accepting applications.
6% at US supermarkets. The family grocery card.
3% groceries, gas, and online retail with no fee.
Free hotel status and big point hauls for no fee.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 10,000 | $2,000 in 6 mo | Terms reconfirmedLast public offer. Closed to new applicants 9/25/24 | Archive record · no attached snapshot |
| 2022-01 | 10,000 | $2,000 in 6 mo | Spend: $1,000 → $2,000 · Window: 3 → 6 months | Archive record · no attached snapshot |
| 2019-01 | 10,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xUS supermarkets (up to $6k/yr)
- 2xEligible purchases via AmexTravel.com
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦20% extra points with 20+ purchases per billing period
- ✦Full Membership Rewards transfer access
- ✦Amex Offers
Why it earns its spot
- +Was the only $0 fee personal card with full MR transfer access
- +The 20% transaction bonus rewarded daily-driver use
Where it costs you
- −Closed to new applicants since September 2024
- −Modest earn rates even with the bonus
The Compound Verdict
For years this was the secret no-fee anchor for personal Membership Rewards accounts, and its closure left a real gap in the lineup. Existing holders should keep it forever: it protects your points at zero cost.
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