Amex EveryDay Credit Card
By Alex Compton · Last verified
The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.
Welcome Bonus
10,000
≈$200 value
Spend Requirement
$2,000
in 6 months
Annual Fee
$0
2.7% FTF
Credit Score
670+
(Good)
Current offer note: Last public offer. Closed to new applicants 9/25/24
Common Questions
Is the Amex EveryDay Credit Card discontinued?
Yes. Last public offer. Closed to new applicants 9/25/24. The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.
What can I use instead of the Amex EveryDay Credit Card?
The closest open alternatives we track are the Citi Strata Premier, Capital One Savor, Bilt Mastercard. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The EveryDay is gone, but these cards do a similar job and are still accepting applications.
3x on five everyday categories. The broadest mid-tier earner.
3% on dining, groceries, entertainment and streaming. No fee.
The only card that earns points on rent with no fee.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 2xUS supermarkets (up to $6k/yr)
- 2xEligible purchases via AmexTravel.com
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦20% extra points with 20+ purchases per billing period
- ✦Full Membership Rewards transfer access
- ✦Amex Offers
Why it earns its spot
- +Was the only $0 fee personal card with full MR transfer access
- +The 20% transaction bonus rewarded daily-driver use
Where it costs you
- −Closed to new applicants since September 2024
- −Modest earn rates even with the bonus
The Compound Verdict
For years this was the secret no-fee anchor for personal Membership Rewards accounts, and its closure left a real gap in the lineup. Existing holders should keep it forever: it protects your points at zero cost.
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