American Express Kabbage Card
The pandemic-era small business lender Amex bought, then quietly retired.
Welcome Bonus
None
Brand retired; Kabbage became Amex Business Blueprint in 2023
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
Closed
to applications
Historical Offers Chart
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Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Was a Visa that drew purchases directly from a Kabbage line of credit instead of a card account
- ✦Paired with Kabbage Checking, which closed to customers on June 30, 2023
Why it earns its spot
- +Gave tiny businesses card-style access to working capital with fast online approval
- +No annual fee on the card itself
Where it costs you
- −Loan fees behind the card were steep, with effective APRs that could run from 24% to 99%
- −Amex retired the entire Kabbage brand in 2023
- −Checking customers got pushed out as accounts wound down mid-2023
The Compound Verdict
Kabbage was the fintech lender that processed billions in PPP loans, got acquired by American Express in October 2020, and then disappeared piece by piece. The card and checking accounts closed in 2023 as Amex folded everything into Business Blueprint, where the line of credit survives as the American Express Business Line of Credit. The lesson: acquired fintech brands rarely keep their products intact.
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