American Express Kabbage Card
By Alex Compton · Last verified
The pandemic-era small business lender Amex bought, then quietly retired.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
Closed
to applications
Common Questions
Is the American Express Kabbage Card discontinued?
Yes. Brand retired; Kabbage became Amex Business Blueprint in 2023. The pandemic-era small business lender Amex bought, then quietly retired.
What can I use instead of the American Express Kabbage Card?
The closest open alternatives we track are the Amex Blue Business Plus, The Business Platinum Card from American Express, American Express Business Gold Card. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Kabbage Card is gone, but these cards do a similar job and are still accepting applications.
2x on everything, no fee, full Membership Rewards. Quietly elite.
Platinum lounge access plus a credit stack built for business spend.
4x in your top two business categories, automatically.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2023-06 | $0 | No recorded spend | Terms reconfirmedKabbage brand retired | Archive record · no attached snapshot |
| 2019-04 | $0 | No recorded spend | Earliest recordKabbage Card launched as instant access to the Kabbage line of credit | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Was a Visa that drew purchases directly from a Kabbage line of credit instead of a card account
- ✦Paired with Kabbage Checking, which closed to customers on June 30, 2023
Why it earns its spot
- +Gave tiny businesses card-style access to working capital with fast online approval
- +No annual fee on the card itself
Where it costs you
- −Loan fees behind the card were steep, with effective APRs that could run from 24% to 99%
- −Amex retired the entire Kabbage brand in 2023
- −Checking customers got pushed out as accounts wound down mid-2023
The Compound Verdict
Kabbage was the fintech lender that processed billions in PPP loans, got acquired by American Express in October 2020, and then disappeared piece by piece. The card and checking accounts closed in 2023 as Amex folded everything into Business Blueprint, where the line of credit survives as the American Express Business Line of Credit. The lesson: acquired fintech brands rarely keep their products intact.
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