Chase Ink Business Unlimited
By Alex Compton · Last verified
$750 for free, every so often. The churnable workhorse.
Welcome Bonus
75,000
≈$750 value
Spend Requirement
$6,000
in 3 months
Annual Fee
$0
3% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $750 cash back
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 90k before; the current 75k is right at its typical 75k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
75k
All-time high
90k
Typical offer
75k
In place since
May 2024
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 1.5xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Pools with Ink Preferred / Sapphire for transfers
- ✦No annual fee
- ✦Doesn't report to personal credit
Why it earns its spot
- +$750 bonus on a no-fee card
- +Stackable with other Inks over time
Where it costs you
- −$6k spend
- −3% FTF
The Compound Verdict
The classic Ink strategy: collect the bonus, let it feed your premium card's transfer partners, repeat responsibly. Chase has tightened velocity, so space your Ink applications out.
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