Capital One Walmart Rewards Mastercard
By Alex Compton · Last verified
The 5% Walmart card that died in court and came back as a Quicksilver.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
640+
(Fair-Good) when it was open
Common Questions
Is the Capital One Walmart Rewards Mastercard discontinued?
Yes. Discontinued; accounts converted to Capital One Quicksilver. The 5% Walmart card that died in court and came back as a Quicksilver.
What can I use instead of the Capital One Walmart Rewards Mastercard?
The closest open alternatives we track are the Capital One Savor, Capital One Quicksilver, REI Co-op Mastercard. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Walmart Rewards is gone, but these cards do a similar job and are still accepting applications.
3% on dining, groceries, entertainment and streaming. No fee.
1.5% on everything with no fee and no FTF. The honest default.
5% back at REI on top of the 10% member dividend.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2025-05 | $0 | No recorded spend | Terms reconfirmedPartnership terminated, conversions to Quicksilver | Archive record · no attached snapshot |
| 2019-09 | $0 | No recorded spend | Earliest recordLaunch; intro 5% in-store with Walmart Pay | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xWalmart.com, including pickup and delivery
- 2xWalmart stores, restaurants, and travel
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦5% online at Walmart made it the default card for Walmart grocery households
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +5% on Walmart.com with pickup and delivery was unbeatable for Walmart loyalists
- +Converted holders kept their credit line, history, and earned rewards
Where it costs you
- −Walmart sued Capital One in 2023 and a judge let it end the deal over servicing failures
- −Converted Quicksilver accounts earn a flat 1.5% with no Walmart bonus
- −Walmart's replacement cards now live with OnePay and Synchrony
The Compound Verdict
A rare case of a retailer firing its bank in court. Walmart won the right to exit in 2024, Capital One converted cardholders to the Quicksilver, and the 5% Walmart.com earn vanished in the process. Walmart spenders should look at the OnePay-Synchrony cards that replaced it, since the converted Quicksilver carries no Walmart perks at all.
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