MastercardCapital One Walmart Rewards Mastercard
The 5% Walmart card that died in court and came back as a Quicksilver.
Welcome Bonus
None
Discontinued; accounts converted to Capital One Quicksilver
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
640+
(Fair-Good) when it was open
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xWalmart.com, including pickup and delivery
- 2xWalmart stores, restaurants, and travel
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦5% online at Walmart made it the default card for Walmart grocery households
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +5% on Walmart.com with pickup and delivery was unbeatable for Walmart loyalists
- +Converted holders kept their credit line, history, and earned rewards
Where it costs you
- −Walmart sued Capital One in 2023 and a judge let it end the deal over servicing failures
- −Converted Quicksilver accounts earn a flat 1.5% with no Walmart bonus
- −Walmart's replacement cards now live with OnePay and Synchrony
The Compound Verdict
A rare case of a retailer firing its bank in court. Walmart won the right to exit in 2024, Capital One converted cardholders to the Quicksilver, and the 5% Walmart.com earn vanished in the process. Walmart spenders should look at the OnePay-Synchrony cards that replaced it, since the converted Quicksilver carries no Walmart perks at all.
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