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Cathay Pacific Visa Signature Card card art

Cathay Pacific Visa Signature Card

By Alex Compton · Last verified

The original US Asia Miles card, retired and reborn as a Mastercard.

6.4/10Synchrony BankpersonalAsia Miles
DiscontinuedBest for: Historical reference; the Cathay World Elite Mastercard is the live product

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$95

Last recorded · No FTF

Credit Score

700+

(Good to Excellent)

Common Questions

Is the Cathay Pacific Visa Signature Card discontinued?

Yes. Discontinued. Closed to new applicants in late 2024.. The original US Asia Miles card, retired and reborn as a Mastercard.

What can I use instead of the Cathay Pacific Visa Signature Card?

The closest open alternatives we track are the Virgin Red Rewards World Elite Mastercard, Sun Country Airlines Visa Signature Card, Chase Sapphire Reserve. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Cathay Pacific Visa is gone, but these cards do a similar job and are still accepting applications.

Virgin Red Rewards World Elite Mastercard card art

One card for the whole Virgin empire: Atlantic, Hotels and Voyages.

Terms under review AF: Under reviewRating: 7.5/10
Full ReviewOffer Under Review
Sun Country Airlines Visa Signature Card card art

Minnesota's hometown airline card, rebooted under Synchrony.

Terms under review AF: Under reviewRating: 6.3/10
Full ReviewOffer Under Review
Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

100,000 pts bonus (≈$2,050)AF: $795Rating: 9.2/10

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
012,50025,00037,50050,000$0$1,000$2,000$3,000$4,0002022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-060No recorded spendOffer ended: 35,000 → 0 · Spend: $3,000 → $0 · Window: 3 → 0 monthsDiscontinuedArchive record · no attached snapshot
2024-1035,000$3,000 in 3 moTerms reconfirmedFinal offer before applications closedArchive record · no attached snapshot
2021-0735,000$3,000 in 3 moEarliest recordLong-running standard offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Historical record · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 2xCathay Pacific purchases
  • 1.5xDining and purchases made outside the US
  • 1xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • No foreign transaction fees with a 1.5x bonus on overseas spend
  • Entry-level Cathay membership tier for new cardholders while open
  • Asia Miles for oneworld premium-cabin awards

Why it earns its spot

  • +Was the only direct US path to Asia Miles without transfers
  • +Overseas spend bonus suited its expat audience

Where it costs you

  • Closed to new applicants since late 2024
  • Earning rates trailed every modern airline card

The Compound Verdict

Synchrony quietly shelved this Visa in late 2024, then revived the partnership in April 2025 as the Cathay World Elite Mastercard with a $99 fee. The replacement is the only live US cobrand for Asia Miles today. Legacy Visa holders were the lucky ones; the currency is still excellent for oneworld awards even if this plastic is frozen in time.

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