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IHG Rewards Club Select Credit Card card art

IHG Rewards Club Select Credit Card

By Alex Compton · Last verified

A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.

8.9/10ChasepersonalIHG One Rewards Points
DiscontinuedBest for: The best annual-fee ROI ever offered

Welcome Bonus

None

Discontinued

Spend Requirement

None

Annual Fee

$49

No FTF

Credit Score

700+

(Good-Excellent)

Common Questions

Is the IHG Rewards Club Select Credit Card discontinued?

Yes. Discontinued. A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.

What can I use instead of the IHG Rewards Club Select Credit Card?

The closest open alternatives we track are the Chase Sapphire Reserve, Chase Sapphire Preferred, Capital One Venture X. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The IHG Select is gone, but these cards do a similar job and are still accepting applications.

Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

150,000 pts bonus (≈$3,075)AF: $795Rating: 9.2/10
Chase Sapphire Preferred card art

The best first travel card in the game. Full transfer partner access for $95.

75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
Capital One Venture X card art

Premium travel with the easiest break-even math in the category.

75,000 pts bonus (≈$1,350)AF: $395Rating: 9.0/10

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
037,50075,000112,500150,000$0$1,000$2,000$3,000$4,0002014-012016-012018-012020-012022-012024-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

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Earning Rates

  • 5xIHG hotels
  • 2xGas stations, grocery stores and restaurants
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Anniversary free night honored at any IHG property worldwide, with no points cap for years
  • Automatic Platinum Elite status
  • 10 percent rebate on points redemptions

Why it earns its spot

  • +InterContinental Bora Bora for a 49 dollar annual fee was the best ROI in credit cards
  • +Grandfathered holders kept the cheap fee long after new cards cost more

Where it costs you

  • Weak everyday earning outside IHG stays
  • The uncapped anniversary night was too good to survive

The Compound Verdict

The Select, descended from the old Priority Club card, charged 49 dollars a year and handed back an anniversary night valid at any IHG hotel on earth, top-tier InterContinentals included. Chase closed it to new applicants when the 89 dollar Premier launched in 2018, and the replacement's capped free night made the old card's value obvious in hindsight. Holders guard grandfathered accounts like heirlooms.

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