MastercardIHG Rewards Club Select Credit Card
A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.
Welcome Bonus
None
Discontinued
Spend Requirement
None
Annual Fee
$49
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xIHG hotels
- 2xGas stations, grocery stores and restaurants
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Anniversary free night honored at any IHG property worldwide, with no points cap for years
- ✦Automatic Platinum Elite status
- ✦10 percent rebate on points redemptions
Why it earns its spot
- +InterContinental Bora Bora for a 49 dollar annual fee was the best ROI in credit cards
- +Grandfathered holders kept the cheap fee long after new cards cost more
Where it costs you
- −Weak everyday earning outside IHG stays
- −The uncapped anniversary night was too good to survive
The Compound Verdict
The Select, descended from the old Priority Club card, charged 49 dollars a year and handed back an anniversary night valid at any IHG hotel on earth, top-tier InterContinentals included. Chase closed it to new applicants when the 89 dollar Premier launched in 2018, and the replacement's capped free night made the old card's value obvious in hindsight. Holders guard grandfathered accounts like heirlooms.
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