Credit Compound

CSP vs Venture

The two default first travel cards, head to head.

Chase Sapphire Preferred card art

Chase Sapphire Preferred

Chase

Our rating
9.0/10
Welcome bonus
75,000 points
Bonus value
≈$1,538
Annual fee
$95
Credits, max/yr
$50
Foreign txn fee
None

Top earning rates

  • 5x Chase Travel purchases
  • 3x Dining, online groceries, select streaming
  • 2x All other travel
  • 1x All other purchases
Capital One Venture card art

Capital One Venture

Capital One

Our rating
8.4/10
Welcome bonus
75,000 points
Bonus value
≈$1,350
Annual fee
$95
Credits, max/yr
$0
Foreign txn fee
None

Top earning rates

  • 5x Hotels & rental cars via Capital One Travel
  • 2x All other purchases

The Compound Verdict

Our ratings give it to the Chase Sapphire Preferred (9.0 vs 8.4). On current welcome offers, the CSP brings the bigger first-year haul at ≈$1,538.

Read the full reviews for the complete math: CSP review and Venture review, or put them side by side in the comparison tool.