CSP vs Strata Premier
The $95 travel card belt: champion vs challenger.
Chase Sapphire Preferred
Chase
- Our rating
- 9.0/10
- Welcome bonus
- 75,000 points
- Bonus value
- ≈$1,538
- Annual fee
- $95
- Credits, max/yr
- $50
- Foreign txn fee
- None
Top earning rates
- 5x Chase Travel purchases
- 3x Dining, online groceries, select streaming
- 2x All other travel
- 1x All other purchases
Citi Strata Premier
Citi
- Our rating
- 8.6/10
- Welcome bonus
- 75,000 points
- Bonus value
- ≈$1,350
- Annual fee
- $95
- Credits, max/yr
- $100
- Foreign txn fee
- None
Top earning rates
- 10x Hotels, car rentals, attractions via Citi Travel
- 3x Restaurants, supermarkets, gas, EV charging, air travel, hotels
- 1x All other purchases
The Compound Verdict
Our ratings give it to the Chase Sapphire Preferred (9.0 vs 8.6). On current welcome offers, the CSP brings the bigger first-year haul at ≈$1,538.
Read the full reviews for the complete math: CSP review and Strata Premier review, or put them side by side in the comparison tool.