Citi Rewards+
By Alex Compton · Last verified
The round-up card, retired in favor of the Citi Strata.
Welcome Bonus
None
Closed to new applications; replaced by Citi Strata
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Common Questions
Is the Citi Rewards+ discontinued?
Yes. Closed to new applications; replaced by Citi Strata. The round-up card, retired in favor of the Citi Strata.
What can I use instead of the Citi Rewards+?
The closest open alternatives we track are the Chase Sapphire Preferred, Citi Strata Premier, Capital One Savor. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Rewards+ is gone, but these cards do a similar job and are still accepting applications.
The best first travel card in the game. Full transfer partner access for $95.
3x on five everyday categories. The broadest mid-tier earner.
3% on dining, groceries, entertainment and streaming. No fee.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 2xSupermarkets and gas stations (first $6,000 per year)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Round-up makes small purchases earn outsized points
- ✦10% points back on the first 100,000 points redeemed each year
- ✦Pools with Strata Premier or Strata Elite for full transfer access
Why it earns its spot
- +A $1 coffee earns 10 points
- +10% redemption rebate stacks across the whole ThankYou account
Where it costs you
- −Standalone points have limited redemption value
- −3% FTF
The Compound Verdict
A niche accelerant, not a primary card. Citi stopped accepting applications when the no-fee Strata launched in May 2025, but existing cardholders keep the round-up and the 10% redemption rebate, which still quietly discounts every ThankYou redemption in the household.
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