PayPal Cashback MastercardSynchrony Bank
Terms checked 2026-10-12
3% on everything you check out with PayPal, which is most of the internet.
Special bonusAF: $0Rating: 7.8/10
eBay Mastercard
By Alex Compton · Last verified
Discontinued eBay card: check your balance, payments and any replacement notice.
★ 5.5/10Synchrony BankpersonaleBay Mastercard Points
DiscontinuedBest for: Former cardholders checking account and reward changes
What happened to eBay Mastercard?
The program ended March 24, 2026. Purchases, point earning and checkout redemption ended. Synchrony’s FAQ makes replacement-card transfers conditional; check your own notice.
Synchrony’s eBay closure FAQPayments, Autopay and subscriptions
Keep paying any outstanding balance. The FAQ says existing Autopay needs no reenrollment, but scheduled payments after March 24 are canceled when the balance transfers to a new Synchrony Mastercard. Verify the payment schedule on the correct account. Update card details with subscription merchants.
Official payment and recurring-charge guidanceWhere to sign in after a replacement
For a Synchrony Mastercard, the issuer directs cardholders to mastercard.syf.com or the MySynchrony app. Its help page also explains registration and activation. Match the card name and account number before making changes; an eBay marketplace login is not a substitute for the credit-card account.
Synchrony Mastercard login and registration helpPremier and Plus have different rewards
Synchrony lists Premier World Mastercard at 2% cash back and Plus World Mastercard at 1%, both on eligible net purchases. That product comparison does not identify which card, if any, replaced yours. Read the name and rewards terms supplied with your account.
Synchrony’s Mastercard comparisonWhat the old points were worth
The historical terms exchanged 1,500 points for $10. That is about 0.67 cents per point: 3 points per dollar equaled 2% in redemption value, and 5 points equaled about 3.33%, not 5% cash back. These calculations explain the discontinued program; they are not a current redemption promise.
Historical eBay Mastercard reward termsWas eBay Extras the same card?
eBay Extras was a separate product. PayPal’s help page says it left PayPal’s credit lineup on March 24, 2026 and was either closed or converted to a Synchrony Mastercard. It should not be confused with PayPal Extras or PayPal Cashback, which the help page lists separately.
PayPal’s eBay Extras account-support noticeReview details and sources updated 2026-10-23
This review covers the legacy product and account transition. Historical terms retain their original verification date.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · 3% FTF
Credit Score
N/A
(Discontinued)
Common Questions
Can I still apply for eBay Mastercard?
No. The program ended March 24, 2026.
Does the closure erase my remaining balance?
No. Continue payments under your account agreement and current statement.
Did every cardholder get Synchrony Premier?
Do not assume that. Synchrony describes transfers conditionally. Check your individual notice.
Can I still redeem eBay Mastercard points at checkout?
No. For unresolved points or gift-card questions, contact Synchrony with your account notice.
Where can I find old eBay Mastercard statements?
The official FAQ links to the card portal and says the prior 12 months remain available.
Was 5x points the same as 5% cash back?
No. At the historical $10 per 1,500 points conversion, five points per dollar represented about 3.33% in redemption value.
Is eBay Extras the same as PayPal Cashback Mastercard?
No. PayPal identifies them as separate products and gives different account-support information.
Open Alternatives
The eBay Mastercard is no longer open to new applicants. Compare these cards for a similar use.
Sam's Club MastercardSynchrony Bank
Terms checked 2026-10-12
5% on gas anywhere is still one of the best pump rates in the country.
$30 bonus (≈$30)AF: $0Rating: 7.4/10
OnePay CashRewards Credit CardSynchrony Bank
Terms checked 2026-10-12
Walmart's new house card: 5% back in-store and online with Walmart+.
$35 bonus (≈$35)AF: $0Rating: 7.3/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-03 | 0 | No recorded spend | Earliest recordProgram closure status; not a signup offer | Synchrony closure FAQ → |
Primary-source verification log
Append-only evidence ledger- changed
Corrected historical point value to two-thirds of a cent and explicitly separated 3-point and 5-point tiers, the calendar-year threshold and international/non-USD exclusions. No current reward entitlement asserted.
Fields: bonusValueCents, earningRates, editorialReview
Synchrony historical eBay rewards terms, June 2024 revision → - changed
Removed universal Premier conversion claims; verified the closure date, conditional account transfer, and separate Autopay/scheduled-payment guidance. Full historical record date remains unchanged.
Fields: tagline, currentOffer, offerHistory, benefits, pros, cons, ourTake, applyUrl, editorialReview
Synchrony eBay closure FAQ →
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xEligible eBay purchases: first $1,000 per calendar yearHistorical points per dollar; about 2% redemption value
- 5xEligible eBay purchases above $1,000 per calendar yearHistorical points per dollar; about 3.33% redemption value. International merchants and non-USD purchases earned 1 point and did not count toward the threshold.
- 2xQualifying gas, grocery and restaurant purchasesHistorical points per dollar, based on merchant category
- 1xOther purchasesHistorical points per dollar
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Archived earning tiers explain older eBay card reviews
- ✦Official account-management resources remain available
Why it earns its spot
- +Historical terms document how points translated to redemption value
Where it costs you
- −The eBay purchase and rewards program has ended
- −Replacement-card rewards depend on the product named in your notice
- −eBay Extras is a separate legacy product
The Compound Verdict
Start with your current statement and replacement notice. Confirm the account receiving payments before changing a payment instruction. If choosing a new everyday card, compare its ongoing fees and rewards separately from the historical eBay points shown here.
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