MastercardVirgin Atlantic World Elite Mastercard
A sweet spot machine that Bank of America quietly retired.
Welcome Bonus
None
Discontinued, no longer accepting applications
Spend Requirement
None
Annual Fee
$90
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xVirgin Atlantic purchases
- 1.5xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Discontinued in October 2024, existing cardholders were converted to the BofA Unlimited Cash Rewards card
- ✦The Synchrony issued Virgin Red Rewards Mastercard is the only current US path to earning Virgin Points by card
Why it earns its spot
- +Virgin Points still have excellent partner sweet spots, including ANA and Delta
Where it costs you
- −Closed to new applications since October 2024
- −Existing accounts were converted away, so the card effectively no longer exists
- −Replacement Virgin Red card launched with a waitlist
The Compound Verdict
For years this was the cheapest way for Americans to feed one of the most underrated airline programs. Bank of America killed it in October 2024 and pushed cardholders into a generic cash back product. If you want Virgin Points by credit card today, look at the Virgin Red Rewards Mastercard or transfer from Amex, Chase, Citi or Bilt.
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