Atmos Rewards Ascent Visa Signature CardBank of America
Terms checked 2026-10-19
The Companion Fare makes this one of the best airline card deals anywhere.
70,000 pts bonus (≈$1,015)AF: $95Rating: 8.4/10
Virgin Atlantic World Elite Mastercard
By Alex Compton · Last verified
A sweet spot machine that Bank of America quietly retired.
★ 4.0/10Bank of AmericapersonalVirgin Points
DiscontinuedBest for: Historical reference, no longer available
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$90
Last recorded · No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the Virgin Atlantic World Elite Mastercard discontinued?
Yes. Discontinued, no longer accepting applications. A sweet spot machine that Bank of America quietly retired.
What can I use instead of the Virgin Atlantic World Elite Mastercard?
The closest open alternatives we track are the Atmos Rewards Ascent Visa Signature Card, Bank of America Premium Rewards, Bank of America Premium Rewards Elite. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Virgin Atlantic World Elite Mastercard is no longer open to new applicants. Compare these cards for a similar use.
Bank of America Premium RewardsBank of America
Terms checked 2026-10-19
With BofA Rewards, this becomes a 2.25% to 2.62% everything card.
60,000 pts bonus (≈$600)AF: $95Rating: 7.9/10
Bank of America Premium Rewards EliteBank of America
Terms checked 2026-10-12
BofA's luxury card pays off when serious money sits at BofA and Merrill.
75,000 pts bonus (≈$750)AF: $550Rating: 7.6/10
Historical Offers Chart
Dated offer history for this discontinued product.
Sign-Up Bonus (points)Spending Requirement ($)
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 0 | No recorded spend | Offer ended: 30,000 → 0 · Spend: $1,000 → $0 · Window: 3 months → 0 monthsDiscontinued, no longer accepting applications | Archive record · no attached snapshot |
| 2024-09 | 30,000 | $1,000 in 3 mo | Terms reconfirmedFinal months before discontinuation | Archive record · no attached snapshot |
| 2022-01 | 30,000 | $1,000 in 3 mo | Earliest recordLong running standard offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xVirgin Atlantic purchasesHistorical rates, card no longer issued
- 1.5xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Discontinued in October 2024, existing cardholders were converted to the BofA Unlimited Cash Rewards card
- ✦The Synchrony issued Virgin Red Rewards Mastercard is the only current US path to earning Virgin Points by card
Why it earns its spot
- +Virgin Points still have excellent partner sweet spots, including ANA and Delta
Where it costs you
- −Closed to new applications since October 2024
- −Existing accounts were converted away, so the card effectively no longer exists
- −Replacement Virgin Red card launched with a waitlist
The Compound Verdict
For years this was the cheapest way for Americans to feed one of the most underrated airline programs. Bank of America killed it in October 2024 and pushed cardholders into a generic cash back product. If you want Virgin Points by credit card today, look at the Virgin Red Rewards Mastercard or transfer from Amex, Chase, Citi or Bilt.
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