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Virgin Atlantic World Elite Mastercard card art

Virgin Atlantic World Elite Mastercard

By Alex Compton · Last verified

A sweet spot machine that Bank of America quietly retired.

4.0/10Bank of AmericapersonalVirgin Points
DiscontinuedBest for: Historical reference, no longer available

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$90

Last recorded · No FTF

Credit Score

700+

(Good-Excellent)

Common Questions

Is the Virgin Atlantic World Elite Mastercard discontinued?

Yes. Discontinued, no longer accepting applications. A sweet spot machine that Bank of America quietly retired.

What can I use instead of the Virgin Atlantic World Elite Mastercard?

The closest open alternatives we track are the Atmos Rewards Ascent Visa Signature Card, Bank of America Premium Rewards, Bank of America Premium Rewards Elite. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Virgin Atlantic is gone, but these cards do a similar job and are still accepting applications.

Atmos Rewards Ascent Visa Signature Card card art

The Companion Fare makes this one of the best airline card deals anywhere.

70,000 pts bonus (≈$1,015)AF: $95Rating: 8.4/10
Bank of America Premium Rewards card art

With Preferred Rewards Platinum Honors, this becomes a 2.62% everything card.

60,000 pts bonus (≈$600)AF: $95Rating: 7.9/10
Bank of America Premium Rewards Elite card art

BofA's luxury card pays off when six figures sit in Merrill.

Terms under review AF: Under reviewRating: 7.6/10
Full ReviewOffer Under Review

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$375$750$1,125$1,5002022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-060No recorded spendOffer ended: 30,000 → 0 · Spend: $1,000 → $0 · Window: 3 → 0 monthsDiscontinued, no longer accepting applicationsArchive record · no attached snapshot
2024-0930,000$1,000 in 3 moTerms reconfirmedFinal months before discontinuationArchive record · no attached snapshot
2022-0130,000$1,000 in 3 moEarliest recordLong running standard offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Historical record · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 3xVirgin Atlantic purchasesHistorical rates, card no longer issued
  • 1.5xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • Discontinued in October 2024, existing cardholders were converted to the BofA Unlimited Cash Rewards card
  • The Synchrony issued Virgin Red Rewards Mastercard is the only current US path to earning Virgin Points by card

Why it earns its spot

  • +Virgin Points still have excellent partner sweet spots, including ANA and Delta

Where it costs you

  • Closed to new applications since October 2024
  • Existing accounts were converted away, so the card effectively no longer exists
  • Replacement Virgin Red card launched with a waitlist

The Compound Verdict

For years this was the cheapest way for Americans to feed one of the most underrated airline programs. Bank of America killed it in October 2024 and pushed cardholders into a generic cash back product. If you want Virgin Points by credit card today, look at the Virgin Red Rewards Mastercard or transfer from Amex, Chase, Citi or Bilt.

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