Terms checked 2026-10-26
The best first travel card in the game. Full transfer partner access for $95.
75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
Zolve Azpire Credit Builder Card
By Alex Compton · Last verified
Zolve's old secured builder card. Zolve now offers only its unsecured U.S. Credit Card to new applicants.
★ 6.4/10ZolvepersonalCash Back
DiscontinuedBest for: Nobody new, the card is no longer offered
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
No
US credit history required (no SSN needed)
Common Questions
Is the Zolve Azpire Credit Builder Card discontinued?
Yes. No longer offered to new applicants: Zolve's product menu and credit card page list only the unsecured Zolve U.S. Credit Card (no SSN needed, no security deposit, up to $15,000 limit, rewards in ZPoints); the Azpire builder card no longer appears. Zolve's old secured builder card. Zolve now offers only its unsecured U.S. Credit Card to new applicants.
What can I use instead of the Zolve Azpire Credit Builder Card?
The closest open alternatives we track are the Chase Sapphire Preferred, Capital One Savor, Chase Freedom Unlimited. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Zolve Azpire Credit Builder Card is no longer open to new applicants. Compare these cards for a similar use.
Capital One SavorCapital One
Terms checked 2026-10-23
No-annual-fee cash back on eligible food, entertainment and streaming purchases
$200 bonus (≈$200)AF: $0Rating: 8.5/10
Terms checked 2026-11-02
1.5x on everything, and a points multiplier when paired with a Sapphire.
20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Terms reconfirmedNo longer offered to new applicants: Zolve's product menu and credit card page list only the unsecured Zolve U.S. Credit Card (no SSN needed, no security deposit, up to $15,000 limit, rewards in ZPoints); the Azpire builder card no longer appears | Zolve U.S. Credit Card page and product menu → |
| 2026-06 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Marked discontinued: Zolve's product menu, credit card page, FAQ and sitemap list only the unsecured Zolve U.S. Credit Card; Azpire no longer appears on the official site.
Fields: discontinued, tagline, cons, ourTake, bestFor, applyUrl
Zolve U.S. Credit Card page and product menu →
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1xAll eligible purchasesEarned as points redeemable for gift cards
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No annual fee, no interest, no late fees, and no credit check
- ✦Applies with passport and visa documents, no SSN required
- ✦Checking account funds back the card so overspending is impossible
- ✦Reports to all three credit bureaus
- ✦Eligible to upgrade to the unsecured Zolve Credit Card after about four months of good standing
Why it earns its spot
- +Application can start from abroad before arriving in the US
- +1% back is real rewards for a no-fee builder
- +Clear upgrade path to an unsecured Zolve card
Where it costs you
- −No longer offered: Zolve's site lists only its unsecured U.S. Credit Card for new applicants
- −Requires a Zolve checking account as the hub
- −Points redemption is limited to gift cards with a minimum threshold
The Compound Verdict
The Azpire builder card is gone from Zolve's lineup. Zolve's product menu and credit card page now offer only the unsecured Zolve U.S. Credit Card, which still applies with a passport instead of an SSN, needs no security deposit, and advertises limits up to $15,000 with rewards paid as ZPoints. New arrivals should evaluate that card, not this one.
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