Apple Card vs Double Cash
Ecosystem convenience vs pure rate.
Apple Card
Goldman Sachs
- Our rating
- 7.5/10
- Welcome bonus
- $0 cash
- Bonus value
- ≈$0
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- None
Top earning rates
- 3x Apple and select merchants (Uber, Nike, T-Mobile and others)
- 2x All Apple Pay purchases
- 1x Physical card purchases
Citi Double Cash
Citi
- Our rating
- 8.3/10
- Welcome bonus
- 20,000 points
- Bonus value
- ≈$200
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- 3%
Top earning rates
- 2x Everything (1% buy + 1% pay)
The Compound Verdict
Our ratings give it to the Citi Double Cash (8.3 vs 7.5). On current welcome offers, the Double Cash brings the bigger first-year haul at ≈$200.
Read the full reviews for the complete math: Apple Card review and Double Cash review, or put them side by side in the comparison tool.