Compare Bank Accounts
Browse 93 account records across checking, savings, business banking, cash management and kids accounts. Search by bank or product name, compare checked terms, and open a review for plan details and sources. Looking for a payout? See bank bonuses.
92 records have recently checked terms. Records awaiting another check stay searchable with current figures withheld. See how we verify terms.
Select Compare beside up to four accounts, then open Compare Accounts.
Best Business Checking Accounts
Compare seven business checking accounts by monthly fees, waiver rules, cash deposits, payment costs and interest. Find a fit for how your business operates.
Best High-Yield Savings Accounts
Compare savings APYs, introductory offers, deposit requirements and access to your money, with current bank sources.
Best Free Checking Accounts
Compare nine checking accounts with no monthly maintenance fee, including options for cash deposits, ATM rebates, debit rewards and local branches.
Best Online Banks
Compare online banks and cash-management alternatives by monthly fees, ATM access, cash deposits, rate requirements and bank versus brokerage protection.
Best Bank Accounts for Startups
Compare six startup bank accounts by monthly fees, payment costs, eligibility, FDIC coverage and access to operating cash or treasury investments.
Best Kids and Teen Bank Accounts
Compare teen checking accounts and kids debit cards by age, monthly cost, parent controls and whether the account can receive a paycheck.
Best Cash Management Accounts
Compare six cash-management and bank alternatives by account type, FDIC or SIPC protection, cash access and personal versus business use.
Best Business Bank Accounts for LLCs
Compare seven LLC checking options by monthly fees, cash deposits, owner access and bookkeeping tools. See opening requirements for single- and multi-member LLCs.
Showing 7 of 93 account records.
| Account | Type | APY / yield | Monthly Fee | Plans / tiers | Rating | Best For | Compare |
|---|---|---|---|---|---|---|---|
| Wealthfront Cash Account Checked 2026-11-02 | Cash Management | 3.55% variable base APY as of October 1, 2026; eligible new-client offer adds 0.65 percentage point for three months on up to $150,000; separate 0.25-point recurring-deposit plus investing incentive has ongoing requirements | $0 | — | 9.5 | Savers who want integrated spending and eligible instant withdrawals | |
| Fidelity Cash Management Account Checked 2026-10-23 | Cash Management | Variable FDIC sweep APY or SPAXX money-market yield; these are different return measures | $0 | — | 9.3 | Fidelity customers who want spending tools and a choice of cash core positions | |
| X Money Account Checked 2026-10-23 | Cash Management | 4.00% or 6.00% depending on tier and qualifying deposits; New York residents receive no interest | $0 monthly account fee; optional paid X subscription and service fees are separate | 3 tiers | 8.7 | Eligible users who understand the deposit rules and merchant exclusions; interest seekers must be outside New York | |
| Brex Business Account Checked 2026-10-12 | Cash Management | Estimated annualized Treasury total return 3.58% ($0-$500k) to 3.93% ($20M+), variable and not a savings APY; checking and Vault pay no interest | $0 (Essentials) | 3 tiers | 8.5 | Eligible companies that want business cash management alongside cards and expense tools | |
| Betterment Cash Reserve Checked 2026-11-02 | Cash Management | 3.50% variable base APY as of September 21, 2026; eligible new clients receive an additional 0.75 percentage point on up to $1 million through February 15, 2027 under the checked offer | $0 | — | 8.0 | Savers who want separate cash goals and can allow time for withdrawals | |
| Ramp Business Account (Ramp Treasury) Checked 2026-10-12 | Cash Management | Checking: 2.00% variable APY as of October 23, 2026. Separate Investment Account advertises up to 4.6% net yield, with September 3, 2026 sample-portfolio assumptions; not a bank APY or guaranteed return | $0 (included with Ramp's free tier) | 2 tiers | 8.0 | Ramp card customers who want their operating cash earning FDIC-insured interest | |
| Shopify Shopify Balance Checked 2026-10-12 | Cash Management | 2.52% rewards rate on balances (3.54% on Shopify Plus), accrued daily and paid monthly | $0 | — | 7.5 | Shopify merchants who want their payout float earning by default |
Using the bank account database
How can I compare bank accounts in this directory?
Search by bank or account name and filter by account type. Select Compare beside up to four accounts, then open Compare Accounts for a side-by-side view. Open each review for fee waivers, plan details, official sources and dated history.
What do account plans and tiers mean?
Some reviews cover several plans from one provider. Their fees, balance requirements and benefits can differ. A directory row summarizes the account family; open the review to see which plan a rate or fee applies to before choosing it.
Why are some rates, fees and ratings under review?
We withhold current financial claims when a record is overdue for a source check or its official source is unavailable. Those reviews remain searchable. Rating order puts recently checked records first and places under-review records afterward in name order; a recent editorial edit alone does not verify product terms.
Does this database include every bank account or only banks?
It includes the products Credit Compound tracks, not every account on the market. The directory also includes credit-union, fintech and brokerage products. Read the individual review for the actual provider, eligibility, ownership and deposit-insurance or investment-protection details. It does not list personal accounts held in your name.