Compare Bank Accounts
Browse 93 account records across checking, savings, business banking, cash management and kids accounts. Search by bank or product name, compare checked terms, and open a review for plan details and sources. Looking for a payout? See bank bonuses.
92 records have recently checked terms. Records awaiting another check stay searchable with current figures withheld. See how we verify terms.
Select Compare beside up to four accounts, then open Compare Accounts.
Best Business Checking Accounts
Compare seven business checking accounts by monthly fees, waiver rules, cash deposits, payment costs and interest. Find a fit for how your business operates.
Best High-Yield Savings Accounts
Compare savings APYs, introductory offers, deposit requirements and access to your money, with current bank sources.
Best Free Checking Accounts
Compare nine checking accounts with no monthly maintenance fee, including options for cash deposits, ATM rebates, debit rewards and local branches.
Best Online Banks
Compare online banks and cash-management alternatives by monthly fees, ATM access, cash deposits, rate requirements and bank versus brokerage protection.
Best Bank Accounts for Startups
Compare six startup bank accounts by monthly fees, payment costs, eligibility, FDIC coverage and access to operating cash or treasury investments.
Best Kids and Teen Bank Accounts
Compare teen checking accounts and kids debit cards by age, monthly cost, parent controls and whether the account can receive a paycheck.
Best Cash Management Accounts
Compare six cash-management and bank alternatives by account type, FDIC or SIPC protection, cash access and personal versus business use.
Best Business Bank Accounts for LLCs
Compare seven LLC checking options by monthly fees, cash deposits, owner access and bookkeeping tools. See opening requirements for single- and multi-member LLCs.
Showing 32 of 93 account records.
| Account | Type | APY / yield | Monthly Fee | Plans / tiers | Rating | Best For | Compare |
|---|---|---|---|---|---|---|---|
| Charles Schwab Schwab Bank Investor Checking Checked 2026-10-23 | Checking | 0.01% variable APY, confirmed October 23, 2026 | $0 | — | 9.5 | Schwab investors and travelers who want bank checking with eligible ATM rebates | |
| SoFi Checking and Savings Checked 2026-10-12 | Checking | 3.30% savings with eligible direct deposit or $5,000 qualifying deposits every 31 days; 0.80% otherwise without Plus; 0.50% checking. Eligible new accounts: 4.40% for up to six months. Plus: 4.70% on eligible tier balances, then 3.30%; joint-account rules apply | $0 | 3 tiers | 9.0 | People who want combined checking and savings and can maintain their preferred rate tier | |
| Ally Bank Spending Account Checked 2026-10-12 | Checking | 0.10% under $15,000; 0.25% on $15,000+ | $0 | — | 8.8 | Anyone who wants dead-simple free online checking with great budgeting tools | |
| Alliant Credit Union High-Rate Checking Checked 2026-10-12 | Checking | 0.25% with eStatements and one monthly electronic deposit | $0 | — | 8.5 | Anyone who wants a full-service, member-owned primary bank with real ATM rebates | |
| Capital One 360 Checking Checked 2026-10-23 | Checking | 0.10% variable APY across all five balance tiers; checked October 23, 2026 in Capital One’s public rate feed | $0 monthly maintenance fee; some optional services have charges | — | 8.5 | People who want checking without a monthly fee and access to free cash deposits | |
| Axos Bank Axos ONE (successor to Rewards Checking) Checked 2026-10-12 | Checking | Up to 0.51% checking + 4.21% savings with qualifying activity (3.50% on $250,000+); up to 1.00% savings base; new accounts opened in October 2026 get 5.00% for six statement cycles | $0 | 2 tiers | 8.0 | Steady W-2 earners who can reliably clear the deposit-and-balance hurdle | |
| Navy Federal Credit Union Free Easy Checking Checked 2026-10-12 | Checking | 0.05% | $0 (requires direct deposit or 20 debit transactions per statement period to stay in the product) | — | 8.0 | Military members and families who want branch banking plus solid digital tools | |
| Betterment Checking Checked 2026-10-26 | Checking | None on checking; the separate Cash Reserve account carries the yield | $0 | — | 7.8 | Betterment investors and travelers who want every ATM and FX fee handed back | |
| Chime Checking Account Checked 2026-10-23 | Checking | No checking interest; separate savings pays 1.00% base, 3.00% with Chime Plus or 4.00% with Chime Prime. Variable APYs effective October 6, 2026; qualifying deposits required for higher tiers | $0 monthly maintenance fee; Plus and Prime have no subscription charge. Optional services and third-party transactions can cost extra | 3 tiers | 7.8 | Personal banking with free retail cash deposits and deposit-qualified savings tiers | |
| OnePay (formerly ONE) Banking Checked 2026-10-23 | Checking | 0.00% on Checking; 3.35% variable APY on Savings with no minimum balance (rate schedule effective October 13, 2026) | $0 | — | 7.8 | Individual account owners who value Walmart cash access and app-based savings | |
| Upgrade Rewards Checking Preferred Checked 2026-10-12 | Checking | None on checking; linked Performance Savings pays 3.30% with Active direct-deposit status, 1.5% otherwise | $0 | 2 tiers | 7.8 | Debit-first spenders who want credit-card-grade cash back without a credit card | |
| Chase Checking Accounts Checked 2026-10-22 | Checking | Total and Secure earn no interest; Premier Plus earns 0.01% variable APY (published rate effective September 18, 2026) | $15 for Total Checking, or $0 with a qualifying deposit, balance or linked-account waiver | 5 tiers | 7.5 | People who use branches and cash deposits and can meet a fee waiver | |
| Current Current Account Checked 2026-10-12 | Checking | Adult Boost: 4.00% on up to $2,000 per Savings Pod ($6,000 total) with a $200+ eligible payroll deposit every 35 days, 0.25% otherwise; no earnings above the cap. Optional Current Max can add a separate savings boost. Teen Accounts are excluded; these are bonuses, not bank interest | $0 regular account fee; optional Current Max subscription has separate in-app pricing and terms | — | 7.5 | Younger users who want advances, credit building, and a starter savings rate in one app | |
| Fifth Third Momentum Checking Checked 2026-10-12 | Checking | None | $0 | — | 7.5 | Midwest and Southeast customers who want zero-fee checking with overdraft grace | |
| Huntington Personal Checking Checked 2026-10-23 | Checking | Asterisk-Free pays no interest; Perks 0.02% APY and Platinum Perks 0.03% APY; SmartInvest variable APY not verified | $0 Asterisk-Free; $10 Perks or $25 Platinum Perks before waivers; $0 SmartInvest while its relationship requirements are met | 4 tiers | 7.5 | Customers who want branch access and can choose a tier that matches their deposits and ATM use | |
| Varo Bank Bank Account Checked 2026-10-12 | Checking | None on checking; Varo Savings pays 3.75% on the first $5,000 with qualifying activity and 1.00% otherwise | $0 | — | 7.5 | Small-balance savers who want fintech features backed by a real bank charter | |
| USAA Classic Checking Checked 2026-10-23 | Checking | Variable interest on days with a daily ledger balance of $1,000 or more; current numeric APY not verified | $0 monthly service fee and no low-balance fee; optional-service and overdraft charges can apply | — | 7.3 | Eligible USAA members seeking no-monthly-fee spending and limited ATM-fee reimbursement | |
| Happen Bank (formerly LendingClub) LevelUp Checking (successor to Rewards Checking) Checked 2026-10-12 | Checking | 1.00% on balances of $2,500+; nothing below $2,500 | $0 | — | 7.2 | LendingClub borrowers and everyday debit spenders in the bonus categories | |
| Bank of America Advantage Banking Checked 2026-10-23 | Checking | SafeBalance and Plus earn no interest. Relationship: public page displayed 0.01% APY below $50,000 and 0.02% at $50,000+, effective October 6, 2026. Variable; confirm the rate for your ZIP code. | $4.95 SafeBalance; $12 Plus; $25 Relationship. Each has separate waiver requirements. | 3 tiers | 7.0 | People who need local branch access and can meet a plan-specific fee waiver | |
| KeyBank Personal Checking Checked 2026-10-12 | Checking | None | $0 (both Key Smart and Hassle-Free) | 2 tiers | 7.0 | Customers in Key's footprint who want unconditionally free checking | |
| PenFed Credit Union Access America Checking Checked 2026-10-12 | Checking | 0.05% on balances up to $50,000 with $500+ in monthly direct deposits | $15, waived with $500+ monthly direct deposit or $500+ daily balance | — | 7.0 | PenFed members consolidating around the credit union's loans and CDs | |
| PNC Virtual Wallet Checked 2026-10-23 | Checking | Base Spend pays no interest. Reserve, Growth and Performance Select Spend earn variable interest; check rates for your ZIP code. | $7 Virtual Wallet or $25 Performance Select before applicable waivers | 2 tiers | 7.0 | People who want PNC branch access and tools to separate spending, bills and savings | |
| U.S. Bank Bank Smartly Checking Checked 2026-10-23 | Checking | Variable, location-dependent rates; confirm the APY for your ZIP code | $12 per statement period; first two waived, then qualifying deposits, average balance, relationships, age/groups or Gold tier+ can waive it | 5 tiers | 7.0 | Customers who can waive the fee and use U.S. Bank branch, ATM or relationship benefits | |
| Cash App (Block, Inc.) Cash App Card + Savings Checked 2026-10-12 | Checking | None on spending balance; savings up to 3.5% with Cash App Green ($300/month qualifying deposits or $500/month card spend); base rate not shown on the official page | $0 | — | 6.5 | Heavy Cash App users who want their P2P balance to finally earn something | |
| Citi Regular and Access Checking Checked 2026-10-23 | Checking | Neither Regular Checking nor Access Checking earns interest | $15 Regular or $5 Access; qualifying deposits or a relationship tier can waive the fee. Regular deposit threshold rises January 1, 2027. | 2 tiers | 6.5 | People who want Citi branch and ATM access and can meet a monthly-fee waiver | |
| Citizens Personal Checking Checked 2026-11-02 | Checking | None advertised on One Deposit; Quest and Private Client rates vary by location | $9.99 (One Deposit), waived with any single deposit per statement period | 3 tiers | 6.5 | Northeast customers who want a branch account with zero fee anxiety | |
| M&T Bank Personal Checking Checked 2026-10-12 | Checking | None on EZChoice/Plus; token interest on MyChoice Premium | $0 (EZChoice) | 4 tiers | 6.5 | Northeast and Mid-Atlantic customers who want a free community-style branch account | |
| TD Bank Personal Checking Checked 2026-10-23 | Checking | Complete and Essential pay no interest; Beyond publishes 0.01% APY, variable | $4.95 Essential; $15 Complete; $25 Beyond before applicable waivers | 3 tiers | 6.5 | Customers with convenient TD locations and an account tier that fits their deposits and cash access | |
| Truist One Checking Checked 2026-10-23 | Checking | No interest at any Truist One Checking benefit level | $12 per statement cycle; waived through qualifying deposits, balances, linked relationships, student status or primary-owner age | 5 tiers | 6.5 | Customers who value Truist branch access and can meet a monthly-fee waiver | |
| Wells Fargo Personal Checking Checked 2026-10-23 | Checking | No interest on Clear Access or Everyday; Prime and Premier pay variable interest, but numeric rates were unavailable in the reviewed pages | $5 Clear Access; $15 Everyday; $25 Prime; $35 Premier. Each has fee-waiver conditions. | 4 tiers | 6.5 | People who use Wells Fargo branches and can consistently meet a fee-waiver condition | |
| Regions LifeGreen Checking and Preferred Checked 2026-10-22 | Checking | None on LifeGreen/Now; location-dependent interest on Preferred | $8 with online statements or $11 with paper, waived by qualifying deposits or a $1,500 average balance | 3 tiers | 6.0 | Southerners who need branch access and can clear the direct-deposit waiver | |
| Discover (now Capital One) Cashback Debit Checked 2026-10-12 | Checking | None | $0 | — | 5.5 | Existing Discover checking customers riding it out until migration |
Using the bank account database
How can I compare bank accounts in this directory?
Search by bank or account name and filter by account type. Select Compare beside up to four accounts, then open Compare Accounts for a side-by-side view. Open each review for fee waivers, plan details, official sources and dated history.
What do account plans and tiers mean?
Some reviews cover several plans from one provider. Their fees, balance requirements and benefits can differ. A directory row summarizes the account family; open the review to see which plan a rate or fee applies to before choosing it.
Why are some rates, fees and ratings under review?
We withhold current financial claims when a record is overdue for a source check or its official source is unavailable. Those reviews remain searchable. Rating order puts recently checked records first and places under-review records afterward in name order; a recent editorial edit alone does not verify product terms.
Does this database include every bank account or only banks?
It includes the products Credit Compound tracks, not every account on the market. The directory also includes credit-union, fintech and brokerage products. Read the individual review for the actual provider, eligibility, ownership and deposit-insurance or investment-protection details. It does not list personal accounts held in your name.