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Visa
Celebrity Visa
Personal · No AF

Celebrity Cruises Visa Signature Card

Retired in 2026 when Royal Caribbean Group consolidated onto the Royal ONE card.

6.0/10Bank of AmericapersonalMyCruise Points
View Current OfferBest for: Historical reference; apply for the Royal ONE instead

Welcome Bonus

None

Discontinued. Replaced by the Royal ONE Visa Signature in March 2026.

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

670+

(Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$375$750$1,125$1,5002024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 2xCelebrity Cruises and Royal Caribbean Group purchases
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • MyCruise points redeemed for onboard credit, upgrades and cruise discounts
  • No annual fee and no foreign transaction fees

Why it earns its spot

  • +Cost nothing to hold between sailings
  • +Points pooled across Royal Caribbean Group brands

Where it costs you

  • Closed to new applicants as of March 2026
  • 2x cruise and 1x everything else was bottom-tier earning

The Compound Verdict

Celebrity's standalone card was always the same MyCruise program wearing a different uniform, so the 2026 consolidation into Royal ONE was overdue. Existing Celebrity cardholders are being converted to Royal ONE starting June 2026 and lose nothing in the move. The replacement earns 3x on the same purchases, which says everything about how stale this card had become.

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