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Citi Custom Cash (Closed) card art

Citi Custom Cash (Closed)

By Alex Compton · Last verified

Closed to new applications on May 28, 2026; existing cardholders keep their benefits.

★ 8.4/10CitipersonalCiti ThankYou Points
DiscontinuedBest for: Set-and-forget 5% category

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$0

Last recorded · 3% FTF

Credit Score

670+

(Good)

Common Questions

Is the Citi Custom Cash (Closed) discontinued?

Yes. Citi stopped accepting new applications; existing cardholders are not impacted. Closed to new applications on May 28, 2026; existing cardholders keep their benefits.

What can I use instead of the Citi Custom Cash (Closed)?

The closest open alternatives we track are the Citi Double Cash, Costco Anywhere Visa Card by Citi, Citi Strata Card. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Citi Custom Cash (Closed) is no longer open to new applicants. Compare these cards for a similar use.

Citi Double Cash card art

Terms checked 2026-10-22

2% on eligible purchases: 1% when you buy and 1% as you pay

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Citi Strata Card card art

Terms checked 2026-11-02

The no-fee entry to ThankYou points with a category you pick yourself.

20,000 pts bonus (≈$360)AF: $0Rating: 7.6/10

Historical Offers Chart

Dated offer history for this discontinued product.

Sign-Up Bonus (points)Spending Requirement ($)
06,25012,50018,75025,000$0$500$1,000$1,500$2,0002022-012023-012024-012025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-09-040No recorded spendOffer ended: 20,000 → 0 · Spend: $1,500 → $0 · Window: 6 months → 0 monthsCiti stopped accepting applications; existing cardholders retained the card and benefitsCiti Custom Cash closure notice →
2026-0120,000$1,500 in 6 moTerms reconfirmedArchive record · no attached snapshot
2021-0620,000$1,500 in 6 moEarliest recordLaunchArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    Recorded the May 28, 2026 application closure while preserving the prior offer and existing-cardholder benefit history.

    Fields: name, tagline, currentOffer, offerHistory, pros, cons, ourTake, discontinued, lastVerified

    Citi Custom Cash closure notice →

Historical record · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 5xTop eligible category each cycle ($500 cap)
  • 1xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • ✦No activation needed, adapts monthly
  • ✦Pools into ThankYou ecosystem

Why it earns its spot

  • +Existing holders retain automatic 5x category earning
  • +No annual fee

Where it costs you

  • −Closed to new applications
  • −$500 monthly cap and 1x outside the top category

The Compound Verdict

This is now a historical reference for applicants and a benefits reference for existing cardholders. Citi stopped taking applications on May 28, 2026 and points prospective applicants to Double Cash instead.

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