Citi Custom Cash (Closed)
By Alex Compton · Last verified
Closed to new applications on May 28, 2026; existing cardholders keep their benefits.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · 3% FTF
Credit Score
670+
(Good)
Common Questions
Is the Citi Custom Cash (Closed) discontinued?
Yes. Citi stopped accepting new applications; existing cardholders are not impacted. Closed to new applications on May 28, 2026; existing cardholders keep their benefits.
What can I use instead of the Citi Custom Cash (Closed)?
The closest open alternatives we track are the Citi Double Cash, Costco Anywhere Visa Card by Citi, Citi Strata Card. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Custom Cash (Closed) is gone, but these cards do a similar job and are still accepting applications.
The benchmark 2% card, that secretly earns transferable points.
5% on Costco gas and 4% everywhere else you fill up.
The no-fee entry to ThankYou points with a category you pick yourself.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-04 | 0 | No recorded spend | Offer ended: 20,000 → 0 · Spend: $1,500 → $0 · Window: 6 → 0 monthsCiti stopped accepting applications; existing cardholders retained the card and benefits | Citi Custom Cash closure notice → |
| 2026-01 | 20,000 | $1,500 in 6 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2021-06 | 20,000 | $1,500 in 6 mo | Earliest recordLaunch | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Recorded the May 28, 2026 application closure while preserving the prior offer and existing-cardholder benefit history.
Fields: name, tagline, currentOffer, offerHistory, pros, cons, ourTake, discontinued, lastVerified
Citi Custom Cash closure notice →
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xTop eligible category each cycle ($500 cap)
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No activation needed, adapts monthly
- ✦Pools into ThankYou ecosystem
Why it earns its spot
- +Existing holders retain automatic 5x category earning
- +No annual fee
Where it costs you
- −Closed to new applications
- −$500 monthly cap and 1x outside the top category
The Compound Verdict
This is now a historical reference for applicants and a benefits reference for existing cardholders. Citi stopped taking applications on May 28, 2026 and points prospective applicants to Double Cash instead.
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