Discover it Business Card
By Alex Compton · Last verified
Discover's last business card, gone almost as fast as it arrived.
Welcome Bonus
None
Discontinued
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the Discover it Business Card discontinued?
Yes. Discontinued. Discover's last business card, gone almost as fast as it arrived.
What can I use instead of the Discover it Business Card?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Capital One Venture X Business. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The it Business is gone, but these cards do a similar job and are still accepting applications.
The biggest routine sign-up bonus in the business. Period.
$750 for free, every so often. The churnable workhorse.
The Venture X formula scaled up for serious business spend.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xEverything
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦First-year Cashback Match with no cap, the same hook as Discover's consumer cards
- ✦Free employee cards and no fees of any kind
Why it earns its spot
- +An uncapped effective 3 percent on all business spend in year one
- +No annual fee and no FTF
Where it costs you
- −Discover acceptance gaps hurt more on business spend
- −Pulled so quickly that few owners ever held one
The Compound Verdict
Discover returned to small business cards in 2018 with a simple pitch: 1.5 percent on everything, doubled by Cashback Match to an effective uncapped 3 percent in year one. The market barely got to try it, as Discover stopped taking applications within about a year and has never issued a business card since. It survives mostly as a trivia answer and a what-if for sole proprietors chasing first-year value.
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