Terms checked 2026-11-02
A six-figure welcome offer plus 3x on core travel and business spending.
100,000 pts bonus (≈$2,050)AF: $95Rating: 9.1/10
Discover it Business Card
By Alex Compton · Last verified
Discover's last business card, gone almost as fast as it arrived.
★ 6.8/10DiscoverbusinessDiscover Cash Back
DiscontinuedBest for: Discover's business card epitaph
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the Discover it Business Card discontinued?
Yes. Discontinued. Discover's last business card, gone almost as fast as it arrived.
What can I use instead of the Discover it Business Card?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Amex Blue Business Plus. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Discover it Business Card is no longer open to new applicants. Compare these cards for a similar use.
Terms checked 2026-11-02
A flat-rate no-fee business card with a record-high $1,000 public offer.
100,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Amex Blue Business PlusAmerican Express
Terms checked 2026-11-02
2x on everything, no fee, full Membership Rewards. Quietly elite.
50,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2018-12 | $0 | No recorded spend | Terms reconfirmedMatch offer unchanged as applications quietly ended | Archive record · no attached snapshot |
| 2018-05 | $0 | No recorded spend | Earliest recordNo signup bonus: unlimited Cashback Match doubled all cash back earned the first year | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xEverythingEffectively 3 percent in year one with Cashback Match
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦First-year Cashback Match with no cap, the same hook as Discover's consumer cards
- ✦Free employee cards and no fees of any kind
Why it earns its spot
- +An uncapped effective 3 percent on all business spend in year one
- +No annual fee and no FTF
Where it costs you
- −Discover acceptance gaps hurt more on business spend
- −Pulled so quickly that few owners ever held one
The Compound Verdict
Discover returned to small business cards in 2018 with a simple pitch: 1.5 percent on everything, doubled by Cashback Match to an effective uncapped 3 percent in year one. The market barely got to try it, as Discover stopped taking applications within about a year and has never issued a business card since. It survives mostly as a trivia answer and a what-if for sole proprietors chasing first-year value.
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