MastercardFree Spirit Travel More World Elite Mastercard
The airline is gone, and the points went with it.
Welcome Bonus
None
No longer accepting applications, Spirit Airlines ceased operations May 2, 2026
Spend Requirement
None
Annual Fee
$79
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xSpirit Airlines purchases
- 2xDining and grocery
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Existing accounts remain open as general purpose cards for now
- ✦Affected cardholders were offered Free Spirit Silver status through the end of 2026, now moot
Why it earns its spot
- +Historically a cheap path to Spirit status and award flights
Where it costs you
- −Spirit Airlines shut down on May 2, 2026 during its second bankruptcy
- −Free Spirit points are currently unredeemable, with the program's fate tied to bankruptcy proceedings
- −Bank of America closed the card to new applications
The Compound Verdict
This card is a casualty of Spirit's collapse. The airline permanently ceased operations in May 2026, points cannot be redeemed, and BofA stopped taking applications the same week. If you hold it, watch your mail for conversion or closure notices and do not count the points as money.
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