Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Starwood Preferred Guest Credit Card from American Express card art

The most beloved card in hobby history, gone with Starwood itself.

Special bonusAF: $95Rating: 9.6/10
The Platinum Card from American Express Exclusively for Charles Schwab card art

The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.

150,000 pts bonus (≈$3,000)AF: $895Rating: 9.0/10
The Platinum Card from American Express card art

The lounge king. The 2025 refresh raised the fee, and doubled down on credits.

175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10
The Platinum Card from American Express Exclusively for Morgan Stanley card art

The Platinum that can pay for itself through a Morgan Stanley CashPlus account.

150,000 pts bonus (≈$3,000)AF: $895Rating: 8.9/10
American Express Gold Card card art

4x at restaurants and US supermarkets. The foodie default.

100,000 pts bonus (≈$2,000)AF: $325Rating: 8.8/10
Hilton Honors American Express Aspire Card card art

Instant Diamond status and a free night that beats the fee by itself.

150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10
The Business Platinum Card from American Express card art

Platinum lounge access plus a credit stack built for business spend.

150,000 pts bonus (≈$3,000)AF: $695Rating: 8.4/10
American Express Business Gold Card card art

4x in your top two business categories, automatically.

100,000 pts bonus (≈$2,000)AF: $375Rating: 8.2/10
Hilton Honors American Express Surpass Card card art

Gold status, quarterly Hilton credits, and a free night at $15k.

130,000 pts bonus (≈$650)AF: $150Rating: 8.1/10
Delta SkyMiles Platinum Amex card art

Companion certificate plus an MQD headstart for the Delta loyal.

100,000 pts bonus (≈$1,150)AF: $350Rating: 8.0/10
Marriott Bonvoy Brilliant American Express Card card art

Platinum Elite status and an 85k free night for serious Marriott stayers.

95,000 pts bonus (≈$760)AF: $650Rating: 8.0/10
Delta SkyMiles Reserve Amex card art

Sky Club access and a first class companion certificate.

125,000 pts bonus (≈$1,438)AF: $650Rating: 7.9/10
Hilton Honors American Express Business card art

Gold status and quarterly Hilton credits for the business traveler.

130,000 pts bonus (≈$650)AF: $195Rating: 7.9/10
Marriott Bonvoy Business American Express card art

A free night and Gold Elite status for $125.

100,000 pts bonus (≈$800)AF: $125Rating: 7.8/10
Delta SkyMiles Platinum Business Amex card art

The companion certificate card for business Delta flyers.

100,000 pts bonus (≈$1,150)AF: $350Rating: 7.8/10
Delta SkyMiles Reserve Business Amex card art

Sky Club access and a first class companion certificate, at a premium price.

125,000 pts bonus (≈$1,438)AF: $650Rating: 7.7/10
Delta SkyMiles Gold Amex card art
Delta SkyMiles Gold AmexAmerican Express

Free bags and a $200 flight credit at $10k spend.

90,000 pts bonus (≈$1,035)AF: $150Rating: 7.6/10
Hilton Honors American Express Card card art

Free hotel status and big point hauls for no fee.

80,000 pts bonus (≈$400)AF: $0Rating: 7.5/10
The Centurion Card from American Express card art

The Black Card. You do not apply. Amex calls you.

Special bonusAF: $5000Rating: 7.5/10
Full ReviewInvite Only
American Express Green Card card art

3x on travel, transit, and dining. The forgotten middle child that earns broadly.

40,000 pts bonus (≈$800)AF: $150Rating: 7.4/10
Delta SkyMiles Gold Business Amex card art

Free bags and a flight credit for the business that flies Delta a few times a year.

90,000 pts bonus (≈$1,035)AF: $150Rating: 7.4/10
Marriott Bonvoy Bevy American Express Card card art

The awkward middle child of the Marriott lineup, rescued by big welcome offers.

135,000 pts bonus (≈$1,080)AF: $250Rating: 7.1/10
Amex EveryDay Preferred Credit Card card art

4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.

15,000 pts bonus (≈$300)AF: $95Rating: 7.0/10
Delta SkyMiles Blue American Express card art

The free entry point to the Delta ecosystem.

10,000 pts bonus (≈$115)AF: $0Rating: 6.8/10
American Express Blue Sky card art

Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.

Special bonusAF: $0Rating: 6.2/10
Business Green Rewards Card from American Express card art

A $95 fee for 1x points. The downgrade landing pad, not a destination.

15,000 pts bonus (≈$300)AF: $95Rating: 5.5/10