Credit Compound

The Card Database

83 cards tracked · offers verified against issuer pages · histories charted

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TypeAllPersonalBusiness
IssuerAllChaseAmerican ExpressCapital OneCitiWells FargoBilt RewardsDiscoverBank of AmericaU.S. BankBarclaysGoldman SachsFidelityOpenSky
FocusAllTravelPremiumCash BackDiningGroceryBusinessNo Annual FeeAirlineHotelFlat RateRotating 5%StarterRentBlack CardsSecured
SortTop RatedBiggest BonusFee: LowHighFee: HighLow
Chase Sapphire Reserve card art
Chase Sapphire ReserveChase

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

150,000 pts bonus (≈$3,075)AF: $795Rating: 9.2/10
Full ReviewView Offer
Capital One Venture X card art
Capital One Venture XCapital One

Premium travel with the easiest break-even math in the category.

75,000 pts bonus (≈$1,350)AF: $395Rating: 9.0/10
Full ReviewView Offer
The Platinum Card from American Express card art
The Platinum Card from American ExpressAmerican Express

The lounge king. The 2025 refresh raised the fee, and doubled down on credits.

175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10
Full ReviewView Offer
Hilton Honors American Express Aspire Card card art
Hilton Honors American Express Aspire CardAmerican Express

Instant Diamond status and a free night that beats the fee by itself.

150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10
Full ReviewView Offer
Ritz-Carlton Credit Card card art
Ritz-Carlton Credit CardChase

The legacy luxury card you can only reach by product change.

Special bonusAF: $450Rating: 8.5/10
Full ReviewInvite Only
Citi Strata Elite card art
Citi Strata EliteCiti

Citi's 2025 entry into the premium wars, with weekend dining 6x.

80,000 pts bonus (≈$1,440)AF: $595Rating: 8.2/10
Full ReviewView Offer
United Club Card card art
United Club CardChase

A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.

90,000 pts bonus (≈$1,080)AF: $695Rating: 8.1/10
Full ReviewView Offer
Marriott Bonvoy Brilliant American Express Card card art
Marriott Bonvoy Brilliant American Express CardAmerican Express

Platinum Elite status and an 85k free night for serious Marriott stayers.

95,000 pts bonus (≈$760)AF: $650Rating: 8.0/10
Full ReviewView Offer
Citi AAdvantage Executive World Elite Mastercard card art
Citi AAdvantage Executive World Elite MastercardCiti

Admirals Club membership with a credit card attached.

70,000 pts bonus (≈$980)AF: $595Rating: 8.0/10
Full ReviewView Offer
Delta SkyMiles Reserve Amex card art
Delta SkyMiles Reserve AmexAmerican Express

Sky Club access and a first class companion certificate.

125,000 pts bonus (≈$1,438)AF: $650Rating: 7.9/10
Full ReviewView Offer
The Centurion Card from American Express card art
The Centurion Card from American ExpressAmerican Express

The Black Card. You do not apply. Amex calls you.

Special bonusAF: $5000Rating: 7.5/10
Full ReviewInvite Only
Visa
JPMR
Personal · $795 AF
J.P. Morgan Reserve CardChase

A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.

Special bonusAF: $795Rating: 7.0/10
Full ReviewInvite Only