Terms checked 2026-10-19
The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.
100,000 pts bonus (≈$2,050)AF: $795Rating: 9.2/10
Credit Card Database
Browse 345 card records, including historical products. Search by name or issuer, compare checked terms, and explore dated offer history.
275 records have recently checked terms. Historical and unverified records remain available for research; an editorial update does not verify a current offer.
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Overwhelmed with credit card options?
Filter out the noise. Compound Match ranks every card against your real spend, math included.
Showing 283 of 345 card records
IssuerAllChaseAmerican ExpressCapital OneCitiWells FargoBilt RewardsDiscoverBank of AmericaU.S. BankBarclaysGoldman SachsFidelityOpenSkyChimeSelfFirst ProgressMission LanePetalVaroNavy Federal Credit UnionPenFed Credit UnionAlliant Credit UnionUSAASynchrony BankTD BankRobinhoodSoFiFirst National Bank of OmahaFirst Hawaiian BankCardlessHSBCAvenPNC BankTruistCitizens BankHuntington BankFifth Third BankRegions BankKeyBankBMOState Department Federal Credit UnionBread Financial (Comenity)Credit One BankConcora CreditUpgradeAvantTomoCreditBrexRampBILLMercuryRhoStripeExpensifyBluevineShopifyCapital on TapNavWebBankElan Financial ServicesImprintcred.aiStepCurrentGO2bankMine (formerly Fizz)FirstcardZolveGrow CreditDigital Federal Credit UnionFirst Tech Federal Credit UnionAffinity Federal Credit UnionBECU
FocusAllTravelPremiumCash BackDiningGroceryBusinessNo Annual FeeAirlineHotelFlat RateRotating 5%StarterRentBlack CardsSecured
Rating, bonus and fee sorts use recently checked records first. Other records follow alphabetically, without treating unknown fees as zero. Select up to four cards to compare side by side.
Terms checked 2026-10-26
The best first travel card in the game. Full transfer partner access for $95.
75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
Capital One Venture XCapital One
Terms checked 2026-10-26
Premium travel with the easiest break-even math in the category.
75,000 pts bonus (≈$1,350)AF: $395Rating: 9.0/10
Terms checked 2026-10-26
The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.
80,000 pts bonus (≈$1,600)AF: $895Rating: 9.0/10
The Platinum Card from American ExpressAmerican Express
Terms checked 2026-10-19
Travel benefits and statement credits with a substantial annual fee and specific usage rules.
As high as 175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10
Terms checked 2026-10-23
A no-fee first Additional Platinum Card, with CashPlus savings that depend on your account costs
80,000 pts bonus (≈$1,600)AF: $895Rating: 8.9/10
Terms checked 2026-10-26
The only hotel card whose free night reliably beats the annual fee.
60,000 pts bonus (≈$1,020)AF: $95Rating: 8.8/10
American Express Gold CardAmerican Express
Terms checked 2026-10-19
4x at restaurants and US supermarkets. The foodie default.
100,000 pts bonus (≈$2,000)AF: $325Rating: 8.8/10
Hilton Honors American Express Aspire CardAmerican Express
Terms checked 2026-10-26
Instant Diamond status and a free night that beats the fee by itself.
150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10
Terms checked 2026-10-26
3x on five everyday categories. The broadest mid-tier earner.
60,000 pts bonus (≈$1,080)AF: $95Rating: 8.6/10
Capital One SavorCapital One
Terms checked 2026-10-23
No-annual-fee cash back on eligible food, entertainment and streaming purchases
$200 bonus (≈$200)AF: $0Rating: 8.5/10
Terms checked 2026-10-26
A legacy luxury card closed to direct applications, with unusually durable Marriott perks.
Special bonusAF: $450Rating: 8.5/10
Full ReviewInvite Only
Terms checked 2026-11-02
1.5x on everything, and a points multiplier when paired with a Sapphire.
20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Capital One VentureCapital One
Terms checked 2026-10-12
2x everywhere with real transfer partners for $95.
75,000 pts bonus (≈$1,350)AF: $95Rating: 8.4/10
Atmos Rewards Ascent Visa Signature CardBank of America
Terms checked 2026-10-19
The Companion Fare makes this one of the best airline card deals anywhere.
70,000 pts bonus (≈$1,015)AF: $95Rating: 8.4/10
United Quest CardChase
Terms checked 2026-10-12
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
90,000 pts bonus (≈$1,080)AF: $350Rating: 8.3/10
Blue Cash PreferredAmerican Express
Terms checked 2026-10-19
6% at US supermarkets. The family grocery card.
$300 bonus (≈$300)AF: $95Rating: 8.3/10
Citi Double CashCiti
Terms checked 2026-10-22
2% on eligible purchases: 1% when you buy and 1% as you pay
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Wells Fargo AutographWells Fargo
Terms checked 2026-10-23
No-annual-fee category rewards with cash redemption and direct travel-partner transfers
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
U.S. Bank Altitude Go Visa SignatureU.S. Bank
Terms checked 2026-10-26
4x on dining with no annual fee. Few cards beat that math.
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Chase Freedom FlexChase
Terms checked 2026-10-26
5% rotating categories that turn into 5x transferable points in the right setup.
20,000 pts bonus (≈$200)AF: $0Rating: 8.2/10
Terms checked 2026-10-12
A big launch bonus, a 50k anniversary night, and the fourth award night free.
180,000 pts bonus (≈$1,080)AF: $150Rating: 8.2/10
Terms checked 2026-10-26
Travel-portal rewards, timed dining bonuses and two different lounge benefits
75,000 pts bonus (≈$1,350)AF: $595Rating: 8.2/10
Wells Fargo Active CashWells Fargo
Terms checked 2026-10-23
2% cash rewards with no annual fee, plus phone protection with specific coverage rules
$100 bonus (≈$100)AF: $0Rating: 8.2/10
U.S. Bank Cash+ Visa SignatureU.S. Bank
Terms checked 2026-11-02
Pick your own two 5% categories every quarter.
$200 bonus (≈$200)AF: $0Rating: 8.2/10
Terms checked 2026-10-12
The standard-issue American Airlines card, fee waived year one.
80,000 pts bonus (≈$1,120)AF: $99Rating: 8.2/10
United Club CardChase
Terms checked 2026-10-12
A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.
100,000 pts bonus (≈$1,200)AF: $695Rating: 8.1/10
Prime VisaChase
Terms checked 2026-10-19
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
$150 bonus (≈$150)AF: $0Rating: 8.1/10
Hilton Honors American Express Surpass CardAmerican Express
Terms checked 2026-11-09
Gold status, quarterly Hilton credits, and a free night at $15k.
130,000 pts bonus (≈$650)AF: $150Rating: 8.1/10
Wyndham Rewards Earner Plus CardBarclays
Terms checked 2026-10-12
Diamond status in year one and 15,000 anniversary points every year.
100,000 pts bonus (≈$1,000)AF: $95Rating: 8.1/10
United Explorer CardChase
Terms checked 2026-10-26
Free bags, expanded award space, and two lounge passes a year.
60,000 pts bonus (≈$720)AF: $150Rating: 8.0/10
Aeroplan Credit CardChase
Terms checked 2026-10-26
The only US card that earns one of the best Star Alliance currencies directly.
60,000 pts bonus (≈$840)AF: $95Rating: 8.0/10
Delta SkyMiles Platinum AmexAmerican Express
Terms checked 2026-10-12
Companion certificate, MQD Headstart and now a free second bag for the Delta loyal.
90,000 pts bonus (≈$1,035)AF: $350Rating: 8.0/10
Marriott Bonvoy Brilliant American Express CardAmerican Express
Terms checked 2026-10-12
Platinum Elite status and an 85k free night for serious Marriott stayers.
100,000 pts bonus (≈$800)AF: $650Rating: 8.0/10
Discover it Cash BackDiscover
Terms checked 2026-10-26
Cashback Match doubles everything you earn in year one.
Special bonusAF: $0Rating: 8.0/10
Terms checked 2026-10-12
Admirals Club membership with a credit card attached.
125,000 pts bonus (≈$1,750)AF: $695Rating: 8.0/10
Capital One QuicksilverCapital One
Terms checked 2026-10-12
3% on gas and groceries, 1.5% on everything else, no fee. Now on the Discover network.
$200 bonus (≈$200)AF: $0Rating: 8.0/10
Wells Fargo Autograph JourneyWells Fargo
Terms checked 2026-10-12
The card that turned Wells Fargo points into a transferable currency.
60,000 pts bonus (≈$900)AF: $95Rating: 8.0/10
Robinhood Gold CardRobinhood
Terms checked 2026-10-19
3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.
Special bonusAF: $0Rating: 8.0/10
Full ReviewInvite Only
SDFCU Premium Cash Back+ Visa SignatureState Department Federal Credit Union
Terms checked 2026-10-12
2% everywhere with no foreign transaction fee, and anyone can join.
$200 bonus (≈$200)AF: $0Rating: 8.0/10
Terms checked 2026-10-12
An annual 35k free night certificate for a $95 fee, and three 50k free nights to start.
150,000 pts bonus (≈$1,200)AF: $95Rating: 7.9/10
Delta SkyMiles Reserve AmexAmerican Express
Terms checked 2026-10-12
Sky Club access and a first class companion certificate.
50,000 pts bonus (≈$575)AF: $650Rating: 7.9/10
Bank of America Premium RewardsBank of America
Terms checked 2026-10-19
With BofA Rewards, this becomes a 2.25% to 2.62% everything card.
60,000 pts bonus (≈$600)AF: $95Rating: 7.9/10
JetBlue Plus CardBarclays
Terms checked 2026-10-12
The keeper card for anyone who flies JetBlue twice a year.
70,000 pts bonus (≈$910)AF: $99Rating: 7.9/10
Fidelity Rewards Visa SignatureFidelity
Terms checked 2026-10-12
Flat 2% deposited straight into your Fidelity account.
Special bonusAF: $0Rating: 7.9/10
Terms checked 2026-10-12
5% on Costco gas and 4% everywhere else you fill up.
Special bonusAF: $0Rating: 7.9/10
U.S. Bank Cash+ Secured VisaU.S. Bank
Terms checked 2026-10-12
Full 5% Cash+ earning while you rebuild your credit.
Special bonusAF: $0Rating: 7.9/10
Navy Federal More Rewards American ExpressNavy Federal Credit Union
Terms checked 2026-10-26
3x on groceries, dining, gas and transit with no annual fee.
20,000 pts bonus (≈$200)AF: $0Rating: 7.9/10
Bilt Obsidian CardBilt Rewards
Terms checked 2026-10-26
Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.
Special bonusAF: $95Rating: 7.9/10
Terms checked 2026-10-19
The top personal Southwest card, rebuilt around free bags and assigned-seat upgrades.
60,000 pts bonus (≈$810)AF: $229Rating: 7.8/10
Terms checked 2026-10-12
The cheapest door into Southwest points and the Companion Pass.
50,000 pts bonus (≈$675)AF: $99Rating: 7.8/10
Blue Cash Everyday CardAmerican Express
Terms checked 2026-10-26
3% groceries, gas, and online retail with no fee.
$200 bonus (≈$200)AF: $0Rating: 7.8/10
Terms checked 2026-11-09
The middle child of the Southwest lineup, now with a free checked bag and a $149 fee.
55,000 pts bonus (≈$743)AF: $149Rating: 7.8/10
Bank of America Customized Cash RewardsBank of America
Terms checked 2026-10-19
3% in the category you choose, supercharged by BofA Rewards.
$200 bonus (≈$200)AF: $0Rating: 7.8/10
Wells Fargo Reflect CardWells Fargo
Terms checked 2026-11-09
21 months of 0% APR. That is the whole pitch, and it is the best one.
Special bonusAF: $0Rating: 7.8/10
U.S. Bank Altitude Go Secured VisaU.S. Bank
Terms checked 2026-10-12
4x on dining is unheard of for a secured card.
Special bonusAF: $0Rating: 7.8/10
PayPal Cashback MastercardSynchrony Bank
Terms checked 2026-10-12
3% on everything you check out with PayPal, which is most of the internet.
Special bonusAF: $0Rating: 7.8/10
Bilt Palladium CardBilt Rewards
Terms checked 2026-10-26
Bilt's premium play: 2x on everything, lounge access and the richest housing rewards.
50,000 pts bonus (≈$1,000)AF: $495Rating: 7.8/10
PNC Cash Rewards VisaPNC Bank
Terms checked 2026-10-12
4% at the pump is the highest uncapped-rate gas headline at any major bank.
$250 bonus (≈$250)AF: $0Rating: 7.8/10
AAA Daily Advantage Visa SignatureBread Financial (Comenity)
Terms checked 2026-10-12
The sleeper 5% grocery card hiding behind a roadside assistance logo.
$100 bonus (≈$100)AF: $0Rating: 7.8/10
PenFed Pathfinder Rewards Visa SignaturePenFed Credit Union
Terms checked 2026-10-12
Premium-style travel perks at a credit-union price: lounge membership, airline credit and PreCheck for $95.
50,000 pts bonus (≈$425)AF: $95Rating: 7.7/10
TD Double Up Credit CardTD Bank
Terms checked 2026-10-12
TD finally made its 2% card a true flat 2%, no redemption hoops attached.
$2 bonus (≈$2)AF: $0Rating: 7.7/10
Delta SkyMiles Gold AmexAmerican Express
Terms checked 2026-10-19
Two free checked bags on domestic Delta flights, TakeOff 15, and up to $420 in annual credits.
80,000 pts bonus (≈$920)AF: $150Rating: 7.6/10
US Bank Altitude ConnectU.S. Bank
Terms checked 2026-11-02
4x on travel and gas with no annual fee.
20,000 pts bonus (≈$200)AF: $0Rating: 7.6/10
Terms checked 2026-10-12
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
125,000 pts bonus (≈$750)AF: $0Rating: 7.6/10
Citi Strata CardCiti
Terms checked 2026-11-02
The no-fee entry to ThankYou points with a category you pick yourself.
20,000 pts bonus (≈$360)AF: $0Rating: 7.6/10
Bank of America Premium Rewards EliteBank of America
Terms checked 2026-10-12
BofA's luxury card pays off when serious money sits at BofA and Merrill.
75,000 pts bonus (≈$750)AF: $550Rating: 7.6/10
Navy Federal cash Rewards SecuredNavy Federal Credit Union
Terms checked 2026-10-12
A secured card that earns rewards and graduates you in months, not years.
Special bonusAF: $0Rating: 7.6/10
Chase Freedom RiseChase
Terms checked 2026-10-12
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
Hilton Honors American Express CardAmerican Express
Terms checked 2026-11-09
Free hotel status and big point hauls for no fee.
70,000 pts bonus (≈$350)AF: $0Rating: 7.5/10
U.S. Bank Smartly Visa SignatureU.S. Bank
Terms checked 2026-11-02
2% base rewards, with higher earning on eligible purchases when the separate Smartly balance requirements are met.
Special bonusAF: $0Rating: 7.5/10
Apple CardGoldman Sachs
Terms checked 2026-10-22
The iPhone-native card. Daily Cash, no fees of any kind.
$100 bonus (≈$100)AF: $0Rating: 7.5/10
Bank of America Travel RewardsBank of America
Terms checked 2026-10-19
1.5x everywhere, no fee, no FTF, and erase any travel purchase.
25,000 pts bonus (≈$250)AF: $0Rating: 7.5/10
Discover it SecuredDiscover
Terms checked 2026-10-26
Real cash back and one of the fastest graduation timelines in the secured category.
Special bonusAF: $0Rating: 7.5/10
Terms checked 2026-10-12
Avios for short-haul sweet spots, plus the famous Travel Together companion ticket.
75,000 pts bonus (≈$1,050)AF: $95Rating: 7.5/10
U.S. Bank Shield VisaU.S. Bank
Terms checked 2026-10-12
The longest 0% intro APR in the market, with a few rewards sprinkled on.
Special bonusAF: $0Rating: 7.5/10
PenFed Power Cash RewardsPenFed Credit Union
Terms checked 2026-10-12
2% everywhere for members who keep a PenFed checking account.
$100 bonus (≈$100)AF: $0Rating: 7.5/10
Terms checked 2026-10-12
An automatic 5% off every Target run, now usable everywhere Mastercard works.
5,000 pts bonus (≈$50)AF: $0Rating: 7.5/10
Virgin Red Rewards World Elite MastercardSynchrony Bank
Terms checked 2026-10-12
One card for the whole Virgin empire: Atlantic, Hotels and Voyages.
60,000 pts bonus (≈$840)AF: $99Rating: 7.5/10
Coinbase One CardCardless
Terms checked 2026-10-12
Up to 4% back on everything, paid in bitcoin, on the Amex network.
Special bonusAF: $0Rating: 7.5/10
Discover it MilesDiscover
Terms checked 2026-10-12
1.5x everywhere, doubled to 3x for your entire first year.
Special bonusAF: $0Rating: 7.4/10
Wyndham Rewards Earner CardBarclays
Terms checked 2026-10-12
Free Gold status, 5x at Wyndham and 3x on dining and groceries for no fee.
75,000 pts bonus (≈$750)AF: $0Rating: 7.4/10
Choice Privileges Select MastercardWells Fargo
Terms checked 2026-11-09
30,000 anniversary points every year turn the $95 fee into a rounding error.
60,000 pts bonus (≈$540)AF: $95Rating: 7.4/10
Discover it Student Cash BackDiscover
Terms checked 2026-10-12
5% rotating categories and a first-year double, on a student's credit file.
Special bonusAF: $0Rating: 7.4/10
Navy Federal cashRewardsNavy Federal Credit Union
Terms checked 2026-10-12
Up to 2% flat cash back with credit-union APRs and no fee.
$250 bonus (≈$250)AF: $0Rating: 7.4/10
Sam's Club MastercardSynchrony Bank
Terms checked 2026-10-12
5% on gas anywhere is still one of the best pump rates in the country.
$30 bonus (≈$30)AF: $0Rating: 7.4/10
Amtrak Guest Rewards Preferred MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
The only premium rail card in America, and the perks actually clear the fee.
30,000 pts bonus (≈$750)AF: $99Rating: 7.4/10
Bilt Blue CardBilt Rewards
Terms checked 2026-10-26
The free entry point to Bilt 2.0 and points on your rent or mortgage.
Special bonusAF: $0Rating: 7.4/10
Terms checked 2026-10-12
A HELOC that swipes like a credit card, with 2% back and single-digit APRs.
Special bonusAF: $0Rating: 7.4/10
PenFed Platinum Rewards Visa SignaturePenFed Credit Union
Terms checked 2026-10-12
5x gas and 3x groceries including Walmart and Target, for zero annual fee.
15,000 pts bonus (≈$128)AF: $0Rating: 7.4/10
Bread Cashback American ExpressBread Financial (Comenity)
Terms checked 2026-11-02
A no-fee flat 2% on everything, riding the Amex network.
$200 bonus (≈$200)AF: $0Rating: 7.4/10
Affinity FCU Cash Rewards Visa SignatureAffinity Federal Credit Union
Terms checked 2026-10-12
The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.
$1.5 bonus (≈$2)AF: $0Rating: 7.4/10
REI Co-op MastercardCapital One
Terms checked 2026-10-12
5% back at REI on top of the 10% member dividend.
10,000 pts bonus (≈$100)AF: $0Rating: 7.3/10
Air France KLM Visa Signature CardBank of America
Terms checked 2026-10-12
The only US card that earns Flying Blue XP toward elite status.
50,000 pts bonus (≈$650)AF: $89Rating: 7.3/10
OnePay CashRewards Credit CardSynchrony Bank
Terms checked 2026-10-12
Walmart's new house card: 5% back in-store and online with Walmart+.
$35 bonus (≈$35)AF: $0Rating: 7.3/10
Bank of America Unlimited Cash RewardsBank of America
Terms checked 2026-10-19
1.5% that grows to 2.25% or more with BofA Rewards.
$250 bonus (≈$250)AF: $0Rating: 7.2/10
Capital One VentureOne RewardsCapital One
Terms checked 2026-10-12
Transferable miles with no annual fee and no foreign transaction fees.
20,000 pts bonus (≈$360)AF: $0Rating: 7.2/10
Terms checked 2026-10-12
Avios earning plus a year of Qatar Silver status for under a hundred bucks.
40,000 pts bonus (≈$520)AF: $99Rating: 7.2/10
Terms checked 2026-10-19
5% on gas and on-base spending, built for life around a military installation.
$200 bonus (≈$200)AF: $0Rating: 7.2/10
Elan Max Cash Preferred VisaElan Financial Services
Terms checked 2026-10-12
The U.S. Bank Cash+ formula in white-label form, sold through hundreds of community banks and credit unions.
Special bonusAF: $0Rating: 7.2/10
Marriott Bonvoy Bevy American Express CardAmerican Express
Terms checked 2026-10-12
The awkward middle child of the Marriott lineup, rescued by big welcome offers.
85,000 pts bonus (≈$680)AF: $250Rating: 7.1/10
BJ's One+ MastercardCapital One
Terms checked 2026-10-12
Up to 5% back in club and real savings at the BJ's pump.
Special bonusAF: $0Rating: 7.1/10
DCU Visa Platinum Credit CardDigital Federal Credit Union
Terms checked 2026-10-12
The credit union card people join DCU for: an APR that starts where big banks bottom out.
Special bonusAF: $0Rating: 7.1/10
Terms checked 2026-10-19
A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.
Special bonusAF: $795Rating: 7.0/10
Full ReviewInvite Only
Discover it ChromeDiscover
Terms checked 2026-10-12
Fixed 2% on gas and dining with no quarterly activation.
Special bonusAF: $0Rating: 7.0/10
Capital One Quicksilver SecuredCapital One
Terms checked 2026-10-12
Flat 1.5% everywhere while you build credit.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
Gold status and big earn rates, but no annual free night to anchor the fee.
85,000 pts bonus (≈$680)AF: $250Rating: 7.0/10
Amazon VisaChase
Terms checked 2026-10-12
The Prime Visa without the Prime: 3% at Amazon, no membership required.
$50 bonus (≈$50)AF: $0Rating: 7.0/10
Terms checked 2026-10-12
4% on delivery and 3% on dining, built for people who outsource dinner.
Special bonusAF: $0Rating: 7.0/10
Capital One Savor Student Cash RewardsCapital One
Terms checked 2026-10-12
3% on the categories that define a college budget.
$50 bonus (≈$50)AF: $0Rating: 7.0/10
Choice Privileges MastercardWells Fargo
Terms checked 2026-10-12
A fat point bonus on a free card, if you can love Choice hotels.
60,000 pts bonus (≈$540)AF: $0Rating: 7.0/10
BankAmericardBank of America
Terms checked 2026-10-12
No rewards, no frills, 21 billing cycles of 0% interest.
Special bonusAF: $0Rating: 7.0/10
Korean Air SKYPASS Visa SignatureU.S. Bank
Terms checked 2026-10-12
The quiet workhorse for one of the best mileage charts left in SkyTeam.
40,000 pts bonus (≈$560)AF: $99Rating: 7.0/10
Discover it Student ChromeDiscover
Terms checked 2026-10-12
Set-and-forget 2% on gas and dining for students who will not chase categories.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
USAA's simple 1.5% card, with a $200 bonus and a long 0% balance transfer runway.
$200 bonus (≈$200)AF: $0Rating: 7.0/10
Venmo Credit CardSynchrony Bank
Terms checked 2026-10-12
3% on dining, entertainment and Venmo checkout, up to 4% when friends split the bill.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
LifeMiles are a Star Alliance cheat code, and this card feeds them directly.
40,000 pts bonus (≈$540)AF: $99Rating: 7.0/10
Terms checked 2026-10-12
PNC's answer to the 2% club, with $800 phone protection and no foreign transaction fee.
Special bonusAF: $0Rating: 7.0/10
Navy Federal PlatinumNavy Federal Credit Union
Terms checked 2026-10-12
The best balance transfer card in America has no fee and no tricks.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
USAA's first real travel card: 3x travel, 2x everything, and a self-paying fee.
50,000 pts bonus (≈$500)AF: $95Rating: 7.0/10
FNBO Evergreen VisaFirst National Bank of Omaha
Terms checked 2026-10-12
A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.
$200 bonus (≈$200)AF: $0Rating: 7.0/10
Terms checked 2026-10-12
The only US card earning Miles&Smiles directly, gateway to one of the best award charts left.
40,000 pts bonus (≈$520)AF: $99Rating: 7.0/10
First Tech Choice Rewards World MastercardFirst Tech Federal Credit Union
Terms checked 2026-10-12
2x on everyday spending with no annual fee and none of the usual junk fees.
20,000 pts bonus (≈$200)AF: $0Rating: 7.0/10
United Gateway CardChase
Terms checked 2026-10-12
United miles with no annual fee and no FTF.
40,000 pts bonus (≈$480)AF: $0Rating: 6.9/10
Bank of America Customized Cash Rewards SecuredBank of America
Terms checked 2026-10-12
The full 3% choose-your-category structure, in a secured shell.
Special bonusAF: $0Rating: 6.9/10
Terms checked 2026-10-12
The Ireland specialist of the Avios trio, with cheap transatlantic award math.
75,000 pts bonus (≈$1,050)AF: $95Rating: 6.9/10
Terms checked 2026-10-12
Avios with a Spanish accent and a $1,000 flight discount for big spenders.
75,000 pts bonus (≈$1,050)AF: $95Rating: 6.9/10
Terms checked 2026-10-12
First year Silver status is the real headline, not the miles.
40,000 pts bonus (≈$480)AF: $99Rating: 6.9/10
Royal ONE Visa Signature CardBank of America
Terms checked 2026-10-12
Royal Caribbean's 2026 card reboot, now covering Celebrity and Silversea too.
30,000 pts bonus (≈$300)AF: $0Rating: 6.9/10
SoFi Smart CardSoFi
Terms checked 2026-10-12
Uncapped 5% at grocery stores on a secured card with no hard credit pull.
Special bonusAF: $0Rating: 6.9/10
Synchrony Premier World MastercardSynchrony Bank
Terms checked 2026-10-12
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
Special bonusAF: $0Rating: 6.9/10
Step Visa CardStep
Terms checked 2026-10-23
A secured spending card with credit reporting after adult verification and rewards tied to Step Black
Special bonusAF: $0Rating: 6.9/10
Delta SkyMiles Blue American ExpressAmerican Express
Terms checked 2026-11-09
The free entry point to the Delta ecosystem.
10,000 pts bonus (≈$115)AF: $0Rating: 6.8/10
Capital One Platinum SecuredCapital One
Terms checked 2026-10-12
A $200 credit line for as little as $49 down.
Special bonusAF: $0Rating: 6.8/10
Marriott Bonvoy BoldChase
Terms checked 2026-10-12
The free way to keep Marriott points alive and bank elite nights.
45,000 pts bonus (≈$360)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
The Disney card with actual earn rates, for households funding an annual pilgrimage.
30,000 pts bonus (≈$300)AF: $49Rating: 6.8/10
Terms checked 2026-10-12
The free way to keep AAdvantage miles flowing from the grocery store.
15,000 pts bonus (≈$210)AF: $0Rating: 6.8/10
JetBlue CardBarclays
Terms checked 2026-10-12
A free way to keep TrueBlue points flowing between trips.
10,000 pts bonus (≈$130)AF: $0Rating: 6.8/10
One Key CardWells Fargo
Terms checked 2026-10-12
Expedia store credit for people who already book everything on Expedia.
$250 bonus (≈$250)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
Spend your own money like a debit card while it builds credit like a credit card.
Special bonusAF: $0Rating: 6.8/10
Verizon Visa CardSynchrony Bank
Terms checked 2026-10-12
4% on gas, groceries and dining, as long as you spend it all at Verizon.
15,000 pts bonus (≈$150)AF: $0Rating: 6.8/10
MGM Rewards World Elite MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
Free self-parking on the Strip for the price of nothing.
20,000 pts bonus (≈$200)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
The only US card earning LATAM Pass miles, with upgrades baked in.
40,000 pts bonus (≈$400)AF: $99Rating: 6.8/10
Chase SlateChase
Terms checked 2026-10-12
The Slate name returns with 21 months of 0% APR and nothing else.
Special bonusAF: $0Rating: 6.8/10
Navy Federal GO REWARDSNavy Federal Credit Union
Terms checked 2026-10-12
3x dining and 2x gas with Navy Federal's famously generous limits.
Special bonusAF: $0Rating: 6.8/10
GM Rewards MastercardBarclays
Terms checked 2026-10-12
3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.
30,000 pts bonus (≈$300)AF: $0Rating: 6.8/10
Bread Rewards American ExpressBread Financial (Comenity)
Terms checked 2026-10-12
3x on gas, groceries, dining and utilities with no annual fee.
Special bonusAF: $0Rating: 6.8/10
Terms checked 2026-10-12
A simple 1.5% card with a $200 bonus and none of the usual fees.
$2 bonus (≈$2)AF: $0Rating: 6.8/10
Capital One Quicksilver Student Cash RewardsCapital One
Terms checked 2026-10-12
Flat 1.5% everywhere for students who want zero complexity.
$50 bonus (≈$50)AF: $0Rating: 6.7/10
Terms checked 2026-10-12
The only way to make Frontier miles survive your spending habits.
60,000 pts bonus (≈$600)AF: $99Rating: 6.7/10
Terms checked 2026-10-12
Up to 6% back in travel credits on the world's biggest booking site, launched August 2025.
15,000 pts bonus (≈$150)AF: $0Rating: 6.7/10
Terms checked 2026-10-12
18 months of 0% on purchases and balance transfers with no late fees, ever.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
Citi's flagship balance transfer card: 21 months at 0%.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
Lounge vouchers and a companion ticket hide inside a forgettable earner.
70,000 pts bonus (≈$840)AF: $89Rating: 6.6/10
Terms checked 2026-10-12
No deposit minimum, no interest, no fees: just your own money building credit.
Special bonusAF: $0Rating: 6.6/10
Amtrak Guest Rewards MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
A free way to keep Amtrak points alive and earn 2x on dining.
20,000 pts bonus (≈$500)AF: $0Rating: 6.6/10
Terms checked 2026-10-12
Lisbon lounge passes and free bags for Portugal regulars.
40,000 pts bonus (≈$440)AF: $79Rating: 6.6/10
Huntington Voice RewardsHuntington Bank
Terms checked 2026-10-12
Choose your own 3x category every quarter from a menu of ten.
Special bonusAF: $0Rating: 6.6/10
H-E-B Visa SignatureImprint
Terms checked 2026-10-12
5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.
Special bonusAF: $0Rating: 6.6/10
Instacart MastercardChase
Terms checked 2026-10-12
5% back on grocery delivery for households that live on Instacart.
$50 bonus (≈$50)AF: $0Rating: 6.5/10
Disney Visa CardChase
Terms checked 2026-10-12
Park perks and character meet-and-greets, with rewards as an afterthought.
15,000 pts bonus (≈$150)AF: $0Rating: 6.5/10
Breeze Easy Visa Signature CardBarclays
Terms checked 2026-10-12
Free WiFi and priority boarding on America's newest airline.
40,000 pts bonus (≈$400)AF: $89Rating: 6.5/10
Terms checked 2026-10-12
5% on streaming and cable, a bonus category nobody else leads with.
Special bonusAF: $0Rating: 6.5/10
Priceline VIP Rewards VisaBarclays
Terms checked 2026-10-12
5x on Priceline bookings and automatic VIP Gold status for the name-your-own-price crowd.
15,000 pts bonus (≈$150)AF: $0Rating: 6.5/10
Capital One QuicksilverOne Cash RewardsCapital One
Terms checked 2026-10-12
1.5% cash back for people still building their credit score.
Special bonusAF: $39Rating: 6.4/10
OpenSky Plus Secured VisaOpenSky
Terms checked 2026-10-12
OpenSky's no credit check approval, now without the annual fee.
$70 bonus (≈$70)AF: $0Rating: 6.4/10
Terms checked 2026-10-12
3% on gas and drugstores plus a rare 2% medical category, built for the AARP demographic.
$100 bonus (≈$100)AF: $0Rating: 6.4/10
TD FlexPay Credit CardTD Bank
Terms checked 2026-10-12
Eighteen billing cycles of 0% on transfers, plus a yearly oops button for late fees.
Special bonusAF: $0Rating: 6.4/10
Sun Country Airlines Visa Signature CardSynchrony Bank
Terms checked 2026-10-19
Minnesota's hometown airline card, rebooted under Synchrony.
25,000 pts bonus (≈$250)AF: $89Rating: 6.3/10
Truist Enjoy CashTruist
Terms checked 2026-10-12
Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.
Special bonusAF: $0Rating: 6.3/10
My Best Buy VisaCiti
Terms checked 2026-10-12
5% back at Best Buy plus the financing offers electronics buyers actually use.
Special bonusAF: $0Rating: 6.3/10
Bass Pro Shops CLUB MastercardCapital One
Terms checked 2026-10-12
The outdoor loyalty card for both Bass Pro Shops and Cabela's, with points that never expire.
6,000 pts bonus (≈$60)AF: $0Rating: 6.3/10
Current Build CardCurrent
Terms checked 2026-10-12
Spend your Current balance like debit while the card reports it as credit.
Special bonusAF: $0Rating: 6.3/10
ANA Card U.S.A. PlusFirst National Bank of Omaha
Terms checked 2026-10-12
The only US card that earns ANA miles directly.
5,000 pts bonus (≈$70)AF: $85Rating: 6.2/10
Norwegian Cruise Line World MastercardBank of America
Terms checked 2026-10-12
A free card that chips away at your next Norwegian fare.
20,000 pts bonus (≈$200)AF: $0Rating: 6.2/10
Fifth Third 1.67% Cash/BackFifth Third Bank
Terms checked 2026-10-12
The bank that made 1.67% famous still sells it, oddly specific as ever.
Special bonusAF: $0Rating: 6.2/10
PenFed Gold VisaPenFed Credit Union
Terms checked 2026-10-12
No rewards, no fees, just one of the lowest ongoing APRs around.
Special bonusAF: $0Rating: 6.2/10
Terms checked 2026-10-19
7% back at Wayfair with grocery and online categories on the side.
5,000 pts bonus (≈$50)AF: $0Rating: 6.2/10
myWalgreens MastercardSynchrony Bank
Terms checked 2026-10-12
Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.
$50 bonus (≈$50)AF: $0Rating: 6.2/10
Caesars Rewards Visa SignatureBread Financial (Comenity)
Terms checked 2026-10-12
Instant Platinum status and Reward Credits for the Caesars casino loyalist.
10,000 pts bonus (≈$100)AF: $0Rating: 6.2/10
AARP Travel Rewards MastercardBarclays
Terms checked 2026-10-12
3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.
$100 bonus (≈$100)AF: $0Rating: 6.2/10
Terms checked 2026-10-12
10% back across Crate & Barrel, CB2, Crate & Kids and Hudson Grace after the 2025 Imprint relaunch.
5,000 pts bonus (≈$50)AF: $0Rating: 6.2/10
Terms checked 2026-10-12
Two points per dollar toward your next Princess sailing, free to hold.
20,000 pts bonus (≈$200)AF: $0Rating: 6.1/10
cred.ai Unicorn Cardcred.ai
Terms checked 2026-10-12
A metal credit card, paid from your cred.ai account, whose whole personality is automating good credit behavior.
Special bonusAF: $0Rating: 6.1/10
Terms checked 2026-10-12
A no-fee secured card from a major bank, with graduation reviews starting at 9 months.
Special bonusAF: $0Rating: 6.0/10
Chase Slate EdgeChase
Terms checked 2026-10-12
Chase's no-fee credit-building card for fair credit, open again under the Slate Edge name.
Special bonusAF: $0Rating: 6.0/10
Capital One PlatinumCapital One
Terms checked 2026-10-12
A pure credit-building card with no fee and no distractions.
Special bonusAF: $0Rating: 6.0/10
bp Rewards VisaFirst National Bank of Omaha
Terms checked 2026-10-12
30 cents off every gallon for two months, then steady pump savings.
Special bonusAF: $0Rating: 6.0/10
JAL USA CardFirst National Bank of Omaha
Terms checked 2026-10-12
A direct line to JAL Mileage Bank for a $35 fee.
Special bonusAF: $35Rating: 6.0/10
Terms checked 2026-10-12
The Princess card's sister ship, flying Holland America colors.
20,000 pts bonus (≈$200)AF: $0Rating: 6.0/10
Regions Cash Rewards VisaRegions Bank
Terms checked 2026-10-12
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
$200 bonus (≈$200)AF: $0Rating: 6.0/10
Terms checked 2026-10-12
1% that becomes 2% if you actually use your KeyBank checking account.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
The network upgrade to the Macy's store card, with real dining and gas categories.
10,000 pts bonus (≈$100)AF: $0Rating: 6.0/10
IKEA VisaBread Financial (Comenity)
Terms checked 2026-10-12
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
2,500 pts bonus (≈$25)AF: $0Rating: 6.0/10
Key Rewards VisaCapital One
Terms checked 2026-10-12
5% across Williams Sonoma, Pottery Barn and West Elm, now issued by Capital One.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
Up to 10x at Brooks Brothers with real dining and grocery categories underneath the oxford cloth.
5,000 pts bonus (≈$50)AF: $0Rating: 6.0/10
TD Cash Secured Credit CardTD Bank
Terms checked 2026-10-12
A secured card that earns like TD's unsecured Cash card, fee and all.
Special bonusAF: $29Rating: 6.0/10
Terms checked 2026-10-12
Turn credit builder loan savings into a secured card without new cash.
Special bonusAF: $25Rating: 5.9/10
Mission Lane VisaMission Lane
Terms checked 2026-10-12
An unsecured line for damaged credit, with no deposit and no guessing at terms.
Special bonusAF: $0Rating: 5.9/10
Kohl's Rewards VisaCapital One
Terms checked 2026-10-12
7.5% in Kohl's Cash everywhere Kohl's, with a 30-day fuse on every reward.
Special bonusAF: $0Rating: 5.9/10
TJX Rewards Platinum MastercardSynchrony Bank
Terms checked 2026-10-12
5% back across T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense.
Special bonusAF: $0Rating: 5.9/10
OpenSky Secured VisaOpenSky
Terms checked 2026-10-12
No credit check at all. Approval rests on your deposit, not your past.
$20 bonus (≈$20)AF: $35Rating: 5.8/10
Allegiant Allways Rewards VisaBank of America
Terms checked 2026-10-12
A small town airline card whose BOGO airfare perk does the heavy lifting.
30,000 pts bonus (≈$300)AF: $59Rating: 5.8/10
Nordstrom Visa SignatureTD Bank
Terms checked 2026-10-19
Nordy Club status and Anniversary Sale early access, with grocery and dining on the side.
6,000 pts bonus (≈$60)AF: $0Rating: 5.8/10
Gap Encore MastercardBarclays
Terms checked 2026-10-12
5x across Gap, Old Navy, Banana Republic and Athleta, now under the Encore rewards banner.
Special bonusAF: $0Rating: 5.8/10
Terms checked 2026-10-12
Relaunched with Imprint: up to 5x Kroger points online, 4x at the pump and a free Boost Essential membership.
Special bonusAF: $0Rating: 5.8/10
Amazon Store CardSynchrony Bank
Terms checked 2026-10-12
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Special bonusAF: $0Rating: 5.8/10
First Progress Platinum Prestige Secured MastercardFirst Progress
Terms checked 2026-10-12
The lowest APR in the secured card world, if you are willing to pay for it.
Special bonusAF: $49Rating: 5.6/10
Ulta Beauty Rewards MastercardBread Financial (Comenity)
Terms checked 2026-10-12
Extra Ultamate points at Ulta, and almost nothing anywhere else.
Special bonusAF: $0Rating: 5.6/10
MyLowe's Rewards Credit CardSynchrony Bank
Terms checked 2026-10-19
A flat 5% off at Lowe's on a store-only card that works nowhere else.
10,000 pts bonus (≈$100)AF: $0Rating: 5.6/10
Grow Credit MastercardGrow Credit
Terms checked 2026-10-12
A virtual card that turns the Netflix bill you already pay into a credit tradeline.
Special bonusAF: $0Rating: 5.6/10
TD Clear Visa PlatinumTD Bank
Terms checked 2026-10-12
No interest ever, just a flat monthly subscription fee for your credit line.
Special bonusAF: $120Rating: 5.5/10
Terms checked 2026-10-12
Green Dot's plain secured card for people already banking with GO2bank.
Special bonusAF: $0Rating: 5.4/10
Credit One Bank Wander CardCredit One Bank
Terms checked 2026-10-26
One of the only travel rewards cards that will take fair credit, at a price.
Special bonusAF: $95Rating: 5.2/10
Mastercard Black CardBarclays
Terms checked 2026-10-12
A 22-gram steel card, now $699, with its first real welcome bonus.
75,000 pts bonus (≈$1,125)AF: $699Rating: 5.0/10
Mine Card (formerly Fizz)Mine (formerly Fizz)
Terms checked 2026-10-19
The college credit builder that rebranded from Fizz to Mine and started charging real money.
Special bonusAF: $60Rating: 5.0/10
JCPenney MastercardSynchrony Bank
Terms checked 2026-10-12
CashPass points at Penney's and a 33% APR everywhere else.
Special bonusAF: $0Rating: 4.8/10
Terms checked 2026-10-12
A store-only financing card: it works at Home Depot, earns nothing, and exists for the 6-month deferred interest plan.
10,000 pts bonus (≈$100)AF: $0Rating: 4.6/10
Avant Credit CardAvant
Terms checked 2026-10-12
A plain unsecured builder card with one honest fee and no gotchas.
Special bonusAF: $75Rating: 4.5/10
Mastercard Gold CardBarclays
Terms checked 2026-10-12
A 24K-gold card with a $1,199 fee, the most expensive 2% back in America.
Special bonusAF: $1199Rating: 4.0/10
Mastercard Titanium CardBarclays
Terms checked 2026-10-12
The entry-level Luxury Card: $299 for a brushed metal card, Priority Pass and 1% back.
Special bonusAF: $299Rating: 3.8/10
Indigo MastercardConcora Credit
Terms checked 2026-10-12
Unsecured approval for bad credit, paid for with one of the heaviest fee schedules in the market.
Special bonusAF: $250Rating: 3.2/10
Credit One Bank Platinum VisaCredit One Bank
Terms checked 2026-10-12
An unsecured card for damaged credit that charges almost a hundred dollars a year for the privilege.
Special bonusAF: $99Rating: 3.0/10
Milestone MastercardConcora Credit
Terms checked 2026-10-12
The Indigo's twin, with the same heavy fees under a different name.
Special bonusAF: $250Rating: 3.0/10
Destiny MastercardConcora Credit
Terms checked 2026-10-12
The third card in the Concora trio, with the same fees and the same warning label.
Special bonusAF: $250Rating: 3.0/10
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Alliant Cashback Visa SignatureAlliant Credit Union
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Blue SkyAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Cash MagnetAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Green CardAmerican Express
Terms under review
Current terms need another source check. The full review includes the dated record and available sources.
Terms under review AF: Under reviewRating: Withheld
Full ReviewOffer Under Review
American Express ZYNCAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Amex EveryDay Credit CardAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Amex EveryDay Preferred Credit CardAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Asiana Airlines Visa Signature CardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Best Western Rewards Premium MastercardFirst National Bank of Omaha
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Bilt Mastercard (Legacy)Bilt Rewards
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Blue Cash from American Express (Original)American Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Capital One Walmart Rewards MastercardCapital One
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Carnival World MastercardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Cathay Pacific Visa Signature CardSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Celebrity Cruises Visa Signature CardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
VisaSapphire
Personal · No AF
Editorial illustration
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Citi Rewards+Citi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Citizens Cash Back Plus World MastercardCitizens Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
eBay MastercardSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Free Spirit Travel More World Elite MastercardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Hotels.com Rewards Visa Credit CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Navy Federal Visa Signature Flagship RewardsNavy Federal Credit Union
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Petal 1 VisaPetal
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Petal 2 VisaPetal
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Rakuten Cash Back VisaSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
MastercardSallie Mae
Personal · No AF
Editorial illustration
Sallie Mae Rewards MastercardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
SoFi Credit CardSoFi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Sonesta World MastercardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Starwood Preferred Guest Credit Card from American ExpressAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
The Centurion Card from American ExpressAmerican Express
Terms under review
Current terms need another source check. The full review includes the dated record and available sources.
Terms under review AF: Under reviewRating: Withheld
Full ReviewOffer Under Review
Tomo Credit CardTomoCredit
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
TrueEarnings Card from Costco and American ExpressAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Uber Visa CardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Upgrade Cash Rewards VisaUpgrade
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Virgin Atlantic World Elite MastercardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Wells Fargo Attune CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Wells Fargo Propel American Express CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
X1 CardRobinhood
Closed to new applicants
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Using the credit card directory
How do I find a specific credit card?
Search by card name or issuer, then narrow the directory by personal or business use and rewards focus. Open the full review for sources and dated offer history. This is a public product directory, not a list of accounts in your name.
Are all cards in this directory available to apply for?
No. The directory includes historical cards and records awaiting another source check. Historical records are labeled and do not have application buttons. A recently checked record is not a guarantee of approval or an offer available to every applicant.
Why are some fees, bonuses and ratings withheld?
Current figures and ratings are shown only when the full card record passes our source and freshness checks. A recent editorial update alone does not renew the financial terms. Fee, bonus and rating sorts put checked records first and leave unverified records below them in name order.
How can I compare cards side by side?
Use Compare this card to select up to four records, then open Compare Cards. Review each record's verification status and official issuer terms before relying on a fee, reward or offer. Historical figures explain earlier products and are not current offers.