Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

Overwhelmed with credit card options?

Filter out the noise. Compound Match ranks every card against your real spend, math included.

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U.S. Bank Cash+ Secured Visa card art

Full 5% Cash+ earning while you rebuild your credit.

Special bonusAF: $0Rating: 7.9/10
U.S. Bank Altitude Go Secured Visa card art

4x on dining is unheard of for a secured card.

Special bonusAF: $0Rating: 7.8/10
Navy Federal nRewards Secured card art
Navy Federal nRewards SecuredNavy Federal Credit Union

A secured card that earns rewards and graduates you in months, not years.

Special bonusAF: $0Rating: 7.6/10
Discover it Secured card art

The rare secured card that earns real rewards and doubles them in year one.

Special bonusAF: $0Rating: 7.5/10
Capital One Quicksilver Secured card art

Flat 1.5% everywhere while you build credit.

Special bonusAF: $0Rating: 7.0/10
Bank of America Customized Cash Rewards Secured card art

The full 3% choose-your-category structure, in a secured shell.

Special bonusAF: $0Rating: 6.9/10
Step Visa Card card art

The card that lets a teenager turn 18 with two years of credit history already banked.

Special bonusAF: $0Rating: 6.9/10
Capital One Platinum Secured card art

A $200 credit line for as little as $49 down.

Special bonusAF: $0Rating: 6.8/10
Chime Credit Builder Secured Visa card art

Spend your own money like a debit card while it builds credit like a credit card.

Special bonusAF: $0Rating: 6.8/10
Varo Believe Secured Card card art

No deposit minimum, no interest, no fees: just your own money building credit.

Special bonusAF: $0Rating: 6.6/10
OpenSky Plus Secured Visa card art

OpenSky's no credit check approval, now without the annual fee.

Special bonusAF: $0Rating: 6.4/10
Zolve Azpire Credit Builder Card card art

A US credit file you can start before your plane lands.

Special bonusAF: $0Rating: 6.4/10
Current Build Card card art

Spend your Current balance like debit while the card reports it as credit.

Special bonusAF: $0Rating: 6.3/10
Citi Secured Mastercard card art

A no-fee secured card from a major bank, with a clear 18-month runway.

Special bonusAF: $0Rating: 6.0/10
TD Cash Secured Credit Card card art

A secured card that earns like TD's unsecured Cash card, fee and all.

Special bonusAF: $29Rating: 6.0/10
Self Secured Visa card art

Turn credit builder loan savings into a secured card without new cash.

Special bonusAF: $25Rating: 5.9/10
OpenSky Secured Visa card art

No credit check at all. Approval rests on your deposit, not your past.

Special bonusAF: $35Rating: 5.8/10
Firstcard Secured Credit Builder Card card art

One of the few US credit builders that accepts international students without an SSN.

Special bonusAF: $48Rating: 5.7/10
First Progress Platinum Prestige Secured Mastercard card art

The lowest APR in the secured card world, if you are willing to pay for it.

Special bonusAF: $49Rating: 5.6/10
GO2bank Secured Visa Credit Card card art

Green Dot's plain secured card for people already banking with GO2bank.

Special bonusAF: $0Rating: 5.4/10
Mine Card (formerly Fizz) card art
Mine Card (formerly Fizz)Mine (formerly Fizz)

The college credit builder that rebranded from Fizz to Mine and started charging real money.

Special bonusAF: $60Rating: 5.0/10