Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Starwood Preferred Guest Credit Card from American Express card art

The most beloved card in hobby history, gone with Starwood itself.

Terms under review AF: Under reviewRating: 9.6/10
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The Platinum Card from American Express Exclusively for Charles Schwab card art

The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.

80,000 pts bonus (≈$1,600)AF: $895Rating: 9.0/10
The Platinum Card from American Express card art

The lounge king. The 2025 refresh raised the fee, and doubled down on credits.

175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10
The Platinum Card from American Express Exclusively for Morgan Stanley card art

The Platinum that can pay for itself through a Morgan Stanley CashPlus account.

80,000 pts bonus (≈$1,600)AF: $895Rating: 8.9/10
American Express Gold Card card art

4x at restaurants and US supermarkets. The foodie default.

100,000 pts bonus (≈$2,000)AF: $325Rating: 8.8/10
Blue Cash from American Express (Original) card art

5 percent on groceries and gas up to 50,000 dollars a year, never matched since.

Terms under review AF: Under reviewRating: 8.8/10
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Hilton Honors American Express Aspire Card card art

Instant Diamond status and a free night that beats the fee by itself.

150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10
Blue Cash Preferred card art
Blue Cash PreferredAmerican Express

6% at US supermarkets. The family grocery card.

$300 bonus (≈$300)AF: $95Rating: 8.3/10
Hilton Honors American Express Surpass Card card art

Gold status, quarterly Hilton credits, and a free night at $15k.

Terms under review AF: Under reviewRating: 8.1/10
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Delta SkyMiles Platinum Amex card art

Companion certificate plus an MQD headstart for the Delta loyal.

Terms under review AF: Under reviewRating: 8.0/10
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Marriott Bonvoy Brilliant American Express Card card art

Platinum Elite status and an 85k free night for serious Marriott stayers.

Terms under review AF: Under reviewRating: 8.0/10
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Delta SkyMiles Reserve Amex card art

Sky Club access and a first class companion certificate.

Terms under review AF: Under reviewRating: 7.9/10
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Blue Cash Everyday Card card art
Blue Cash Everyday CardAmerican Express

3% groceries, gas, and online retail with no fee.

$200 bonus (≈$200)AF: $0Rating: 7.8/10
Delta SkyMiles Gold Amex card art
Delta SkyMiles Gold AmexAmerican Express

Two free checked bags on domestic Delta flights, TakeOff 15, and up to $420 in annual credits.

80,000 pts bonus (≈$920)AF: $150Rating: 7.6/10
Hilton Honors American Express Card card art

Free hotel status and big point hauls for no fee.

Terms under review AF: Under reviewRating: 7.5/10
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The Centurion Card from American Express card art

The Black Card. You do not apply. Amex calls you.

Terms under review AF: Under reviewRating: 7.5/10
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American Express Green Card card art

3x on travel, transit, and dining. The forgotten middle child that earns broadly.

Terms under review AF: Under reviewRating: 7.4/10
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TrueEarnings Card from Costco and American Express card art

The card that ended a 16-year Amex and Costco marriage.

Terms under review AF: Under reviewRating: 7.2/10
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Marriott Bonvoy Bevy American Express Card card art

The awkward middle child of the Marriott lineup, rescued by big welcome offers.

Terms under review AF: Under reviewRating: 7.1/10
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Amex EveryDay Preferred Credit Card card art

4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.

Terms under review AF: Under reviewRating: 7.0/10
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Amex EveryDay Credit Card card art

The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.

Terms under review AF: Under reviewRating: 6.9/10
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Delta SkyMiles Blue American Express card art

The free entry point to the Delta ecosystem.

Terms under review AF: Under reviewRating: 6.8/10
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American Express ZYNC card art
American Express ZYNCAmerican Express

The build-your-own charge card experiment that lasted two years.

Terms under review AF: Under reviewRating: 6.5/10
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American Express Cash Magnet card art

Amex's 1.5% flat card. Closed to new applicants since 2024.

Terms under review AF: Under reviewRating: 6.4/10
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American Express Blue Sky card art

Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.

Terms under review AF: Under reviewRating: 6.2/10
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