Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Filter out the noise. Compound Match ranks every card against your real spend, math included.

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Uber Visa Card card art

4 percent on dining with no fee, dead within four years.

Special bonusAF: $0Rating: 8.7/10
Barclaycard Arrival Plus World Elite Mastercard card art

2.1 percent on everything toward any travel, pulled without warning in 2019.

Special bonusAF: $89Rating: 8.6/10
Mastercard
Sallie Mae
Personal · No AF

5 percent on gas, groceries and Amazon-as-books, neutered in 2017.

Special bonusAF: $0Rating: 8.3/10
Wyndham Rewards Earner Plus Card card art

6x on gas and a status ladder into the Caesars ecosystem.

45,000 pts bonus (≈$450)AF: $75Rating: 8.1/10
AAdvantage Aviator Red World Elite Mastercard card art

The famous first-purchase bonus card, now closed to new applicants.

Special bonusAF: $99Rating: 8.0/10
JetBlue Plus Card card art

The keeper card for anyone who flies JetBlue twice a year.

60,000 pts bonus (≈$780)AF: $99Rating: 7.9/10
Wyndham Rewards Earner Card card art

Free Gold status and 5x on gas without paying a dime.

60,000 pts bonus (≈$600)AF: $0Rating: 7.4/10
Emirates Skywards Rewards World Elite Mastercard card art

First year Silver status is the real headline, not the miles.

40,000 pts bonus (≈$480)AF: $99Rating: 6.9/10
JetBlue Card card art
JetBlue CardBarclays

A free way to keep TrueBlue points flowing between trips.

10,000 pts bonus (≈$130)AF: $0Rating: 6.8/10
GM Rewards Mastercard card art

3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.

30,000 pts bonus (≈$300)AF: $0Rating: 6.8/10
Frontier Airlines World Mastercard card art

The only way to make Frontier miles survive your spending habits.

60,000 pts bonus (≈$600)AF: $99Rating: 6.7/10
Miles & More World Elite Mastercard card art

Lounge vouchers and a companion ticket hide inside a forgettable earner.

70,000 pts bonus (≈$840)AF: $89Rating: 6.6/10
Hawaiian Airlines World Elite Mastercard card art

A casualty of the Alaska merger: closed to new applicants since October 2025.

Special bonusAF: $99Rating: 6.5/10
Carnival World Mastercard card art

A cruise discount card living on borrowed time before its September rebrand.

20,000 pts bonus (≈$200)AF: $0Rating: 6.5/10
Breeze Easy Visa Signature Card card art

Free WiFi and priority boarding on America's newest airline.

50,000 pts bonus (≈$500)AF: $89Rating: 6.5/10
Priceline VIP Rewards Visa card art

5x on Priceline bookings and automatic VIP Gold status for the name-your-own-price crowd.

25,000 pts bonus (≈$250)AF: $0Rating: 6.5/10
AARP Essential Rewards Mastercard card art

3% on gas and drugstores plus a rare 2% medical category, built for the AARP demographic.

$100 bonus (≈$100)AF: $0Rating: 6.4/10
AARP Travel Rewards Mastercard card art

3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.

$100 bonus (≈$100)AF: $0Rating: 6.2/10
Princess Cruises Rewards Visa Card card art

Two points per dollar toward your next Princess sailing, free to hold.

20,000 pts bonus (≈$200)AF: $0Rating: 6.1/10
Holland America Line Rewards Visa Card card art

The Princess card's sister ship, flying Holland America colors.

20,000 pts bonus (≈$200)AF: $0Rating: 6.0/10
Gap Good Rewards Mastercard card art

5x across Gap, Old Navy, Banana Republic and Athleta, now under the Encore rewards banner.

Special bonusAF: $0Rating: 5.8/10
Mastercard Black Card card art

A heavy metal card with a $495 fee and math that never quite adds up.

Special bonusAF: $495Rating: 4.5/10
Mastercard Gold Card card art

A 24k-gold-plated card with a $995 fee, the most expensive 2% cash back in America.

Special bonusAF: $995Rating: 4.0/10
Mastercard Titanium Card card art

The entry-level Luxury Card: $195 for a brushed steel card and 1% back.

Special bonusAF: $195Rating: 3.8/10