Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

150,000 pts bonus (≈$3,075)AF: $795Rating: 9.2/10
Chase Sapphire Preferred card art

The best first travel card in the game. Full transfer partner access for $95.

75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
American Express Gold Card card art

4x at restaurants and US supermarkets. The foodie default.

100,000 pts bonus (≈$2,000)AF: $325Rating: 8.8/10
Uber Visa Card card art

4 percent on dining with no fee, dead within four years.

Special bonusAF: $0Rating: 8.7/10
Citi Strata Premier card art

3x on five everyday categories. The broadest mid-tier earner.

60,000 pts bonus (≈$1,080)AF: $95Rating: 8.6/10
Citi Forward Card card art

5x on dining and bookstores, and Amazon counted as a bookstore.

Special bonusAF: $0Rating: 8.6/10
Capital One Savor card art

3% on dining, groceries, entertainment and streaming. No fee.

$250 bonus (≈$250)AF: $0Rating: 8.5/10
Wells Fargo Propel American Express Card card art

3x on practically everything fun, for free, until Wells gave up on it.

Special bonusAF: $0Rating: 8.5/10
Wells Fargo Autograph card art

3x on travel, dining, gas, transit, streaming and phone plans. Free.

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
U.S. Bank Altitude Go Visa Signature card art

4x on dining with no annual fee. Few cards beat that math.

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Citi Strata Elite card art

Citi's 2025 entry into the premium wars, with weekend dining 6x.

80,000 pts bonus (≈$1,440)AF: $595Rating: 8.2/10
Wells Fargo Autograph Journey card art

The card that turned Wells Fargo points into a transferable currency.

60,000 pts bonus (≈$900)AF: $95Rating: 8.0/10
Navy Federal More Rewards American Express card art

3x on groceries, dining, gas and transit with no annual fee.

30,000 pts bonus (≈$300)AF: $0Rating: 7.9/10
Bilt Obsidian Card card art
Bilt Obsidian CardBilt Rewards

Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.

10,000 pts bonus (≈$200)AF: $95Rating: 7.9/10
U.S. Bank Altitude Go Secured Visa card art

4x on dining is unheard of for a secured card.

Special bonusAF: $0Rating: 7.8/10
PNC Cash Rewards Visa card art

4% at the pump is the highest uncapped-rate gas headline at any major bank.

$200 bonus (≈$200)AF: $0Rating: 7.8/10
American Express Green Card card art

3x on travel, transit, and dining. The forgotten middle child that earns broadly.

40,000 pts bonus (≈$800)AF: $150Rating: 7.4/10
Sam's Club Mastercard card art
Sam's Club MastercardSynchrony Bank

5% on gas anywhere is still one of the best pump rates in the country.

$30 bonus (≈$30)AF: $0Rating: 7.4/10
PenFed Platinum Rewards Visa Signature card art

5x gas and 3x groceries including Walmart and Target, for zero annual fee.

15,000 pts bonus (≈$128)AF: $0Rating: 7.4/10
DoorDash Rewards Mastercard card art

4% on delivery and 3% on dining, built for people who outsource dinner.

$100 bonus (≈$100)AF: $0Rating: 7.0/10
Capital One Savor Student Cash Rewards card art

3% on the categories that define a college budget.

$100 bonus (≈$100)AF: $0Rating: 7.0/10
Delta SkyMiles Blue American Express card art

The free entry point to the Delta ecosystem.

10,000 pts bonus (≈$115)AF: $0Rating: 6.8/10
Verizon Visa Card card art
Verizon Visa CardSynchrony Bank

4% on gas, groceries and dining, as long as you spend it all at Verizon.

15,000 pts bonus (≈$150)AF: $0Rating: 6.8/10
Visa
Sapphire
Personal · No AF

The no-fee Sapphire that started the dynasty, then vanished into Freedom Unlimited.

Special bonusAF: $0Rating: 6.8/10
Navy Federal GO REWARDS card art
Navy Federal GO REWARDSNavy Federal Credit Union

3x dining and 2x gas with Navy Federal's famously generous limits.

Special bonusAF: $0Rating: 6.8/10
Macy's American Express card art

The network upgrade to the Macy's store card, with real dining and gas categories.

10,000 pts bonus (≈$100)AF: $0Rating: 6.0/10
IKEA Visa card art
IKEA VisaBread Financial (Comenity)

5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.

2,500 pts bonus (≈$25)AF: $0Rating: 6.0/10
Brooks Brothers World Mastercard card art

Up to 6x at Brooks Brothers with real dining and grocery categories underneath the oxford cloth.

5,000 pts bonus (≈$50)AF: $0Rating: 6.0/10
TD Cash Secured Credit Card card art

A secured card that earns like TD's unsecured Cash card, fee and all.

Special bonusAF: $29Rating: 6.0/10