Terms checked 2026-10-26
The only hotel card whose free night reliably beats the annual fee.
60,000 pts bonus (≈$1,020)AF: $95Rating: 8.8/10
Credit Card Database
Browse 345 card records, including historical products. Search by name or issuer, compare checked terms, and explore dated offer history.
275 records have recently checked terms. Historical and unverified records remain available for research; an editorial update does not verify a current offer.
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Showing 25 of 345 card records
IssuerAllChaseAmerican ExpressCapital OneCitiWells FargoBilt RewardsDiscoverBank of AmericaU.S. BankBarclaysGoldman SachsFidelityOpenSkyChimeSelfFirst ProgressMission LanePetalVaroNavy Federal Credit UnionPenFed Credit UnionAlliant Credit UnionUSAASynchrony BankTD BankRobinhoodSoFiFirst National Bank of OmahaFirst Hawaiian BankCardlessHSBCAvenPNC BankTruistCitizens BankHuntington BankFifth Third BankRegions BankKeyBankBMOState Department Federal Credit UnionBread Financial (Comenity)Credit One BankConcora CreditUpgradeAvantTomoCreditBrexRampBILLMercuryRhoStripeExpensifyBluevineShopifyCapital on TapNavWebBankElan Financial ServicesImprintcred.aiStepCurrentGO2bankMine (formerly Fizz)FirstcardZolveGrow CreditDigital Federal Credit UnionFirst Tech Federal Credit UnionAffinity Federal Credit UnionBECU
FocusAllTravelPremiumCash BackDiningGroceryBusinessNo Annual FeeAirlineHotelFlat RateRotating 5%StarterRentBlack CardsSecured
Rating, bonus and fee sorts use recently checked records first. Other records follow alphabetically, without treating unknown fees as zero. Select up to four cards to compare side by side.
Hilton Honors American Express Aspire CardAmerican Express
Terms checked 2026-10-26
Instant Diamond status and a free night that beats the fee by itself.
150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10
Terms checked 2026-10-26
A legacy luxury card closed to direct applications, with unusually durable Marriott perks.
Special bonusAF: $450Rating: 8.5/10
Full ReviewInvite Only
Terms checked 2026-10-12
A big launch bonus, a 50k anniversary night, and the fourth award night free.
180,000 pts bonus (≈$1,080)AF: $150Rating: 8.2/10
Hilton Honors American Express Surpass CardAmerican Express
Terms checked 2026-11-09
Gold status, quarterly Hilton credits, and a free night at $15k.
130,000 pts bonus (≈$650)AF: $150Rating: 8.1/10
Wyndham Rewards Earner Plus CardBarclays
Terms checked 2026-10-12
Diamond status in year one and 15,000 anniversary points every year.
100,000 pts bonus (≈$1,000)AF: $95Rating: 8.1/10
Marriott Bonvoy Brilliant American Express CardAmerican Express
Terms checked 2026-10-12
Platinum Elite status and an 85k free night for serious Marriott stayers.
100,000 pts bonus (≈$800)AF: $650Rating: 8.0/10
Terms checked 2026-10-12
An annual 35k free night certificate for a $95 fee, and three 50k free nights to start.
150,000 pts bonus (≈$1,200)AF: $95Rating: 7.9/10
Terms checked 2026-10-12
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
125,000 pts bonus (≈$750)AF: $0Rating: 7.6/10
Hilton Honors American Express CardAmerican Express
Terms checked 2026-11-09
Free hotel status and big point hauls for no fee.
70,000 pts bonus (≈$350)AF: $0Rating: 7.5/10
Wyndham Rewards Earner CardBarclays
Terms checked 2026-10-12
Free Gold status, 5x at Wyndham and 3x on dining and groceries for no fee.
75,000 pts bonus (≈$750)AF: $0Rating: 7.4/10
Choice Privileges Select MastercardWells Fargo
Terms checked 2026-11-09
30,000 anniversary points every year turn the $95 fee into a rounding error.
60,000 pts bonus (≈$540)AF: $95Rating: 7.4/10
Marriott Bonvoy Bevy American Express CardAmerican Express
Terms checked 2026-10-12
The awkward middle child of the Marriott lineup, rescued by big welcome offers.
85,000 pts bonus (≈$680)AF: $250Rating: 7.1/10
Terms checked 2026-10-12
Gold status and big earn rates, but no annual free night to anchor the fee.
85,000 pts bonus (≈$680)AF: $250Rating: 7.0/10
Choice Privileges MastercardWells Fargo
Terms checked 2026-10-12
A fat point bonus on a free card, if you can love Choice hotels.
60,000 pts bonus (≈$540)AF: $0Rating: 7.0/10
Marriott Bonvoy BoldChase
Terms checked 2026-10-12
The free way to keep Marriott points alive and bank elite nights.
45,000 pts bonus (≈$360)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
Up to 6% back in travel credits on the world's biggest booking site, launched August 2025.
15,000 pts bonus (≈$150)AF: $0Rating: 6.7/10
Caesars Rewards Visa SignatureBread Financial (Comenity)
Terms checked 2026-10-12
Instant Platinum status and Reward Credits for the Caesars casino loyalist.
10,000 pts bonus (≈$100)AF: $0Rating: 6.2/10
Best Western Rewards Premium MastercardFirst National Bank of Omaha
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Hotels.com Rewards Visa Credit CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Sonesta World MastercardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Starwood Preferred Guest Credit Card from American ExpressAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Using the credit card directory
How do I find a specific credit card?
Search by card name or issuer, then narrow the directory by personal or business use and rewards focus. Open the full review for sources and dated offer history. This is a public product directory, not a list of accounts in your name.
Are all cards in this directory available to apply for?
No. The directory includes historical cards and records awaiting another source check. Historical records are labeled and do not have application buttons. A recently checked record is not a guarantee of approval or an offer available to every applicant.
Why are some fees, bonuses and ratings withheld?
Current figures and ratings are shown only when the full card record passes our source and freshness checks. A recent editorial update alone does not renew the financial terms. Fee, bonus and rating sorts put checked records first and leave unverified records below them in name order.
How can I compare cards side by side?
Use Compare this card to select up to four records, then open Compare Cards. Review each record's verification status and official issuer terms before relying on a fee, reward or offer. Historical figures explain earlier products and are not current offers.