Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Blue Cash from American Express (Original) card art

5 percent on groceries and gas up to 50,000 dollars a year, never matched since.

Special bonusAF: $0Rating: 8.8/10
Citi Strata Premier card art

3x on five everyday categories. The broadest mid-tier earner.

60,000 pts bonus (≈$1,080)AF: $95Rating: 8.6/10
Blue Cash Preferred card art
Blue Cash PreferredAmerican Express

6% at US supermarkets. The family grocery card.

$250 bonus (≈$250)AF: $95Rating: 8.3/10
Mastercard
Sallie Mae
Personal · No AF

5 percent on gas, groceries and Amazon-as-books, neutered in 2017.

Special bonusAF: $0Rating: 8.3/10
Prime Visa card art

5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.

$200 bonus (≈$200)AF: $0Rating: 8.1/10
Navy Federal More Rewards American Express card art

3x on groceries, dining, gas and transit with no annual fee.

30,000 pts bonus (≈$300)AF: $0Rating: 7.9/10
Bilt Obsidian Card card art
Bilt Obsidian CardBilt Rewards

Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.

10,000 pts bonus (≈$200)AF: $95Rating: 7.9/10
Blue Cash Everyday Card card art
Blue Cash Everyday CardAmerican Express

3% groceries, gas, and online retail with no fee.

$200 bonus (≈$200)AF: $0Rating: 7.8/10
AAA Daily Advantage Visa Signature card art
AAA Daily Advantage Visa SignatureBread Financial (Comenity)

The sleeper 5% grocery card hiding behind a roadside assistance logo.

$100 bonus (≈$100)AF: $0Rating: 7.8/10
Citi Strata Card card art

The no-fee entry to ThankYou points with a category you pick yourself.

20,000 pts bonus (≈$360)AF: $0Rating: 7.6/10
PenFed Platinum Rewards Visa Signature card art

5x gas and 3x groceries including Walmart and Target, for zero annual fee.

15,000 pts bonus (≈$128)AF: $0Rating: 7.4/10
Affinity FCU Cash Rewards Visa Signature card art
Affinity FCU Cash Rewards Visa SignatureAffinity Federal Credit Union

The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.

$1.5 bonus (≈$2)AF: $0Rating: 7.4/10
OnePay CashRewards Credit Card card art

Walmart's new house card: 5% back in-store and online with Walmart+.

$35 bonus (≈$35)AF: $0Rating: 7.3/10
BJ's One+ Mastercard card art

Up to 5% back in club and real savings at the BJ's pump.

Special bonusAF: $0Rating: 7.1/10
Citi Rewards+ card art

The round-up card, retired in favor of the Citi Strata.

Special bonusAF: $0Rating: 7.0/10
Amex EveryDay Preferred Credit Card card art

4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.

15,000 pts bonus (≈$300)AF: $95Rating: 7.0/10
First Tech Choice Rewards World Mastercard card art
First Tech Choice Rewards World MastercardFirst Tech Federal Credit Union

2x on everyday spending with no annual fee and none of the usual junk fees.

20,000 pts bonus (≈$200)AF: $0Rating: 7.0/10
Amex EveryDay Credit Card card art

The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.

10,000 pts bonus (≈$200)AF: $0Rating: 6.9/10
SoFi Smart Card card art

Uncapped 5% at grocery stores on a charge card with no credit check.

Special bonusAF: $0Rating: 6.9/10
American Airlines AAdvantage MileUp Card card art

The free way to keep AAdvantage miles flowing from the grocery store.

15,000 pts bonus (≈$210)AF: $0Rating: 6.8/10
Verizon Visa Card card art
Verizon Visa CardSynchrony Bank

4% on gas, groceries and dining, as long as you spend it all at Verizon.

15,000 pts bonus (≈$150)AF: $0Rating: 6.8/10
Bread Rewards American Express card art
Bread Rewards American ExpressBread Financial (Comenity)

3x on gas, groceries, dining and utilities with no annual fee.

Special bonusAF: $0Rating: 6.8/10
H-E-B Visa Signature card art

5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.

Special bonusAF: $0Rating: 6.6/10
Instacart Mastercard card art

5% back on grocery delivery for households that live on Instacart.

$50 bonus (≈$50)AF: $0Rating: 6.5/10
BMO Cash Back Mastercard card art

5% on streaming and cable, a bonus category nobody else leads with.

$200 bonus (≈$200)AF: $0Rating: 6.5/10
Kroger Rewards World Elite Mastercard card art

5% on mobile wallet spend and fuel discounts across the entire Kroger grocery empire.

$100 bonus (≈$100)AF: $0Rating: 6.5/10
Truist Enjoy Cash card art

Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.

Special bonusAF: $0Rating: 6.3/10
myWalgreens Mastercard card art

Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.

$50 bonus (≈$50)AF: $0Rating: 6.2/10
Capital One Walmart Rewards Mastercard card art

The 5% Walmart card that died in court and came back as a Quicksilver.

Special bonusAF: $0Rating: 5.5/10