Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Blue Cash from American Express (Original) card art

5 percent on groceries and gas up to 50,000 dollars a year, never matched since.

Terms under review AF: Under reviewRating: 8.8/10
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Citi Strata Premier card art

3x on five everyday categories. The broadest mid-tier earner.

60,000 pts bonus (≈$1,080)AF: $95Rating: 8.6/10
Blue Cash Preferred card art
Blue Cash PreferredAmerican Express

6% at US supermarkets. The family grocery card.

$300 bonus (≈$300)AF: $95Rating: 8.3/10

5 percent on gas, groceries and Amazon-as-books, neutered in 2017.

Terms under review AF: Under reviewRating: 8.3/10
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Prime Visa card art

5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.

Terms under review AF: Under reviewRating: 8.1/10
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Navy Federal More Rewards American Express card art

3x on groceries, dining, gas and transit with no annual fee.

20,000 pts bonus (≈$200)AF: $0Rating: 7.9/10
Bilt Obsidian Card card art
Bilt Obsidian CardBilt Rewards

Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.

Special bonusAF: $95Rating: 7.9/10
Blue Cash Everyday Card card art
Blue Cash Everyday CardAmerican Express

3% groceries, gas, and online retail with no fee.

$200 bonus (≈$200)AF: $0Rating: 7.8/10
AAA Daily Advantage Visa Signature card art
AAA Daily Advantage Visa SignatureBread Financial (Comenity)

The sleeper 5% grocery card hiding behind a roadside assistance logo.

Terms under review AF: Under reviewRating: 7.8/10
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Citi Strata Card card art

The no-fee entry to ThankYou points with a category you pick yourself.

Terms under review AF: Under reviewRating: 7.6/10
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PenFed Platinum Rewards Visa Signature card art

5x gas and 3x groceries including Walmart and Target, for zero annual fee.

Terms under review AF: Under reviewRating: 7.4/10
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Affinity FCU Cash Rewards Visa Signature card art
Affinity FCU Cash Rewards Visa SignatureAffinity Federal Credit Union

The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.

Terms under review AF: Under reviewRating: 7.4/10
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OnePay CashRewards Credit Card card art

Walmart's new house card: 5% back in-store and online with Walmart+.

Terms under review AF: Under reviewRating: 7.3/10
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BJ's One+ Mastercard card art

Up to 5% back in club and real savings at the BJ's pump.

Terms under review AF: Under reviewRating: 7.1/10
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Citi Rewards+ card art

The round-up card, retired in favor of the Citi Strata.

Terms under review AF: Under reviewRating: 7.0/10
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Amex EveryDay Preferred Credit Card card art

4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.

Terms under review AF: Under reviewRating: 7.0/10
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First Tech Choice Rewards World Mastercard card art
First Tech Choice Rewards World MastercardFirst Tech Federal Credit Union

2x on everyday spending with no annual fee and none of the usual junk fees.

Terms under review AF: Under reviewRating: 7.0/10
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Amex EveryDay Credit Card card art

The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.

Terms under review AF: Under reviewRating: 6.9/10
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SoFi Smart Card card art

Uncapped 5% at grocery stores on a charge card with no credit check.

Terms under review AF: Under reviewRating: 6.9/10
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American Airlines AAdvantage MileUp Card card art

The free way to keep AAdvantage miles flowing from the grocery store.

Terms under review AF: Under reviewRating: 6.8/10
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Verizon Visa Card card art
Verizon Visa CardSynchrony Bank

4% on gas, groceries and dining, as long as you spend it all at Verizon.

Terms under review AF: Under reviewRating: 6.8/10
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Bread Rewards American Express card art
Bread Rewards American ExpressBread Financial (Comenity)

3x on gas, groceries, dining and utilities with no annual fee.

Terms under review AF: Under reviewRating: 6.8/10
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H-E-B Visa Signature card art

5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.

Terms under review AF: Under reviewRating: 6.6/10
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Instacart Mastercard card art

5% back on grocery delivery for households that live on Instacart.

Terms under review AF: Under reviewRating: 6.5/10
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BMO Cash Back Mastercard card art

5% on streaming and cable, a bonus category nobody else leads with.

Terms under review AF: Under reviewRating: 6.5/10
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Kroger Rewards World Elite Mastercard card art

5% on mobile wallet spend and fuel discounts across the entire Kroger grocery empire.

Terms under review AF: Under reviewRating: 6.5/10
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Truist Enjoy Cash card art

Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.

Terms under review AF: Under reviewRating: 6.3/10
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myWalgreens Mastercard card art

Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.

Terms under review AF: Under reviewRating: 6.2/10
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Capital One Walmart Rewards Mastercard card art

The 5% Walmart card that died in court and came back as a Quicksilver.

Terms under review AF: Under reviewRating: 5.5/10
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