The Card Database
345 cards tracked · offers verified against issuer pages · histories charted
Card Type
Card Issuer
Cobranded Cards
Overwhelmed with credit card options?
Filter out the noise. Compound Match ranks every card against your real spend, math included.
5 percent on groceries and gas up to 50,000 dollars a year, never matched since.
$750 for free, every so often. The churnable workhorse.
4 percent on dining with no fee, dead within four years.
2x on everything, no fee, full Membership Rewards. Quietly elite.
5x on dining and bookstores, and Amazon counted as a bookstore.
5x at office supply stores, and gift card racks live at office supply stores.
3% on dining, groceries, entertainment and streaming. No fee.
The only card that earns points on rent with no fee.
3x on practically everything fun, for free, until Wells gave up on it.
1.5x on everything, and a points multiplier when paired with a Sapphire.
Automatic 5% on your top category every month. Zero effort.
The original 5 percent rotating workhorse, retired but never killed.
The benchmark 2% card, that secretly earns transferable points.
3x on travel, dining, gas, transit, streaming and phone plans. Free.
4x on dining with no annual fee. Few cards beat that math.
Mastercard5 percent on gas, groceries and Amazon-as-books, neutered in 2017.
5% rotating categories that turn into 5x transferable points in the right setup.
Flat 2% with cell phone protection thrown in.
Pick your own two 5% categories every quarter.
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Cashback Match doubles everything you earn in year one.
3% on the categories small businesses actually spend in. No fee.
The Blue Business Plus in cash form: 2% on everything, no fee.
2% everywhere with no foreign transaction fee, and anyone can join.
Flat 2% deposited straight into your Fidelity account.
5% on Costco gas and 4% everywhere else you fill up.
Unlimited 2% for your business with zero fee and zero homework.
Full 5% Cash+ earning while you rebuild your credit.
3x on groceries, dining, gas and transit with no annual fee.
3% groceries, gas, and online retail with no fee.
2% base, up to 4% on everything with a U.S. Bank Smartly relationship.
21 months of 0% APR. That is the whole pitch, and it is the best one.
4x on dining is unheard of for a secured card.
3% on everything you check out with PayPal, which is most of the internet.
4% at the pump is the highest uncapped-rate gas headline at any major bank.
The sleeper 5% grocery card hiding behind a roadside assistance logo.
A pay-in-full card that underwrites your Shopify sales instead of your credit score.
The no-fee Spark Miles Select successor: 1.5x everywhere with full transfer partner access.
TD finally made its 2% card a true flat 2%, no redemption hoops attached.
3% in the category you choose, supercharged by Preferred Rewards.
4x on travel and gas with no annual fee.
5% back at Amazon, or 90 day float. Pick your poison.
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
The same Costco gas machine, sized for a business.
The no-fee entry to ThankYou points with a category you pick yourself.
Pick your 3% category and let Preferred Rewards push it toward 5.25%.
A secured card that earns rewards and graduates you in months, not years.
Up to 2% flat business cash back that approves on revenue, not just your FICO.
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
Free hotel status and big point hauls for no fee.
The iPhone-native card. Daily Cash, no fees of any kind.
1.5x everywhere, no fee, no FTF, and erase any travel purchase.
The rare secured card that earns real rewards and doubles them in year one.
The longest 0% intro APR in the market, with a few rewards sprinkled on.
2% everywhere for members who keep a PenFed checking account.
An automatic 5% off every Target run, now usable everywhere Mastercard works.
Up to 4% back on everything, paid in bitcoin, on the Amex network.
The legendary targeted-offer machine, converted to a Citi ThankYou card at the end of 2025.
1.5% on everything with no fee and no FTF. The honest default.
1.5x everywhere, doubled to 3x for your entire first year.
1.5% on everything for the business that wants zero overhead.
Free Gold status and 5x on gas without paying a dime.
5% rotating categories and a first-year double, on a student's credit file.
Up to 2% flat cash back with credit-union APRs and no fee.
5% on gas anywhere is still one of the best pump rates in the country.
Citi's 5 percent rotating card, still alive in grandfathered wallets only.
The free entry point to Bilt 2.0 and points on your rent or mortgage.
A HELOC that swipes like a credit card, with 2% back and single-digit APRs.
5x gas and 3x groceries including Walmart and Target, for zero annual fee.
A no-fee flat 2% on everything, riding the Amex network.
The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.
5% back at REI on top of the 10% member dividend.
4% back on gym memberships, concerts and the dog groomer. Seriously.
A free business travel card with a bonus worth $500.
Walmart's new house card: 5% back in-store and online with Walmart+.
1.5% that grows to 2.62% with Preferred Rewards.
Transferable miles with no annual fee and no foreign transaction fees.
1.5% flat that quietly becomes 2.62% with a banking relationship.
The card that ended a 16-year Amex and Costco marriage.
5% on gas and on-base spending, built for life around a military installation.
The U.S. Bank Cash+ formula in white-label form, sold through hundreds of community banks and credit unions.
Up to 5% back in club and real savings at the BJ's pump.
The credit union card people join DCU for: an APR that starts where big banks bottom out.
The round-up card, retired in favor of the Citi Strata.
Fixed 2% on gas and dining with no quarterly activation.
Flat 1.5% everywhere while you build credit.
The Prime Visa without the Prime: 3% at Amazon, no membership required.
4% on delivery and 3% on dining, built for people who outsource dinner.
3% on the categories that define a college budget.
A fat point bonus on a free card, if you can love Choice hotels.
No rewards, no frills, 21 billing cycles of 0% interest.
The fee-free starter card that proved cash flow underwriting works, now closed to new applicants.
Set-and-forget 2% on gas and dining for students who will not chase categories.
USAA's simple 1.5% card finally comes with a real welcome bonus.
Automatic 3% on your top spend category every month, no activation games.
PNC's answer to the 2% club, with $800 cell phone protection included.
The best balance transfer card in America has no fee and no tricks.
A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.
2x on everyday spending with no annual fee and none of the usual junk fees.
United miles with no annual fee and no FTF.
The full 3% choose-your-category structure, in a secured shell.
The only no-fee personal Membership Rewards card. Closed to new applicants since 2024.
The no-fee business miles card that became the VentureOne Business.
Royal Caribbean's 2026 card reboot, now covering Celebrity and Silversea too.
Uncapped 5% at grocery stores on a charge card with no credit check.
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
The card that lets a teenager turn 18 with two years of credit history already banked.
The free entry point to the Delta ecosystem.
A $200 credit line for as little as $49 down.
The free way to keep Marriott points alive and bank elite nights.
The free way to keep AAdvantage miles flowing from the grocery store.
A free way to keep TrueBlue points flowing between trips.
Expedia store credit for people who already book everything on Expedia.
Spend your own money like a debit card while it builds credit like a credit card.
4% on gas, groceries and dining, as long as you spend it all at Verizon.
Free self-parking on the Strip for the price of nothing.
VisaThe no-fee Sapphire that started the dynasty, then vanished into Freedom Unlimited.
Discover's last business card, gone almost as fast as it arrived.
The Slate name returns with 21 months of 0% APR and nothing else.
1.8% on everything with no foreign transaction fee, an odd but honest number.
3x dining and 2x gas with Navy Federal's famously generous limits.
3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.
3x on gas, groceries, dining and utilities with no annual fee.
Unlimited 1.5% back bolted onto Bluevine checking, if Bluevine invites you.
A simple 1.5% card whose superpower is a fee-free 0% balance transfer window.
Flat 1.5% everywhere for students who want zero complexity.
Up to 6% back in travel credits on the world's biggest booking site, launched August 2025.
21 months of 0% on balance transfers with no late fees, ever.
Citi's flagship balance transfer card: 21 months at 0%.
No deposit minimum, no interest, no fees: just your own money building credit.
A free way to keep Amtrak points alive and earn 2x on dining.
Stamps toward free nights, dissolved when One Key swallowed Hotels.com Rewards.
Choose your own 3x category every quarter from a menu of ten.
5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.
5% back on grocery delivery for households that live on Instacart.
Park perks and character meet-and-greets, with rewards as an afterthought.
A cruise discount card living on borrowed time before its September rebrand.
5% on streaming and cable, a bonus category nobody else leads with.
5x on Priceline bookings and automatic VIP Gold status for the name-your-own-price crowd.
5% on mobile wallet spend and fuel discounts across the entire Kroger grocery empire.
Amex's 1.5% flat card. Closed to new applicants since 2024.
OpenSky's no credit check approval, now without the annual fee.
The no-fee balance transfer icon, retired in 2020. A new Slate exists, this is not that card.
3% on gas and drugstores plus a rare 2% medical category, built for the AARP demographic.
A US credit file you can start before your plane lands.
Eighteen billing cycles of 0% on transfers, plus a yearly oops button for late fees.
Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.
5% back at Best Buy plus the financing offers electronics buyers actually use.
The outdoor loyalty card for both Bass Pro Shops and Cabela's, with points that never expire.
Spend your Current balance like debit while the card reports it as credit.
The business credit builder that still pays you something back.
A free card that chips away at your next Norwegian fare.
Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.
The bank that made 1.67% famous still sells it, oddly specific as ever.
No rewards, no fees, just one of the lowest ongoing APRs around.
7% back at Wayfair with grocery and online categories on the side.
Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.
Instant Platinum status and Reward Credits for the Caesars casino loyalist.
3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.
10% back across Crate & Barrel, CB2, Crate & Kids and Hudson Grace after the 2025 Imprint relaunch.
Two points per dollar toward your next Princess sailing, free to hold.
A metal deposit-backed card whose whole personality is automating good credit behavior.
A no-fee secured card from a major bank, with a clear 18-month runway.
Chase's balance transfer and APR card, now closed to new applicants.
A pure credit-building card with no fee and no distractions.
Petal's lower-tier builder card, also closed since the Empower acquisition.
Half a buck off every gallon for two months, then steady pump savings.
Retired in 2026 when Royal Caribbean Group consolidated onto the Royal ONE card.
The Princess card's sister ship, flying Holland America colors.
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
1% that becomes 2% if you actually use your KeyBank checking account.
The network upgrade to the Macy's store card, with real dining and gas categories.
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
The 5% off Lowe's contractor staple, retired in April 2026.
5% across Williams Sonoma, Pottery Barn and West Elm, now issued by Capital One.
Up to 6x at Brooks Brothers with real dining and grocery categories underneath the oxford cloth.
7.5% in Kohl's Cash everywhere Kohl's, with a 30-day fuse on every reward.
5% back across T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense.
Nordy Club status and Anniversary Sale early access, with grocery and dining on the side.
5x across Gap, Old Navy, Banana Republic and Athleta, now under the Encore rewards banner.
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Extra Ultamate points at Ulta, and almost nothing anywhere else.
A flat 5% off at Lowe's on a store-only card that works nowhere else.
A virtual card that turns the Netflix bill you already pay into a credit tradeline.
2% back into your SoFi accounts, if you can still get an invite.
The eBay cobrand is gone, ended March 2026 and folded into a generic 2% Synchrony card.
A card that turns every statement into a fixed-rate installment loan, with 1.5% back along the way.
The 5% Walmart card that died in court and came back as a Quicksilver.
Earns Verizon Dollars that only pay Verizon bills, a closed loop for wireless-heavy small businesses.
Green Dot's plain secured card for people already banking with GO2bank.
The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
The stainless steel startup card that became the Robinhood Gold Card.
The original Rakuten card died in 2022; the brand came back in 2025 as an Imprint-issued Amex.
CashPass points at Penney's and a 33% APR everywhere else.
A store-only financing card: it works at Home Depot, earns nothing, and exists for the 6-month deferred interest plan.
A business credit-building charge card that Nav shut down in April 2026.
MastercardA 2% flat business card that PayPal killed with one week of notice.
The pandemic-era small business lender Amex bought, then quietly retired.
A no-credit-check card whose one job, credit bureau reporting, stopped working.