Terms checked 2026-11-02
A flat-rate no-fee business card with a record-high $1,000 public offer.
100,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Credit Card Database
Browse 345 card records, including historical products. Search by name or issuer, compare checked terms, and explore dated offer history.
275 records have recently checked terms. Historical and unverified records remain available for research; an editorial update does not verify a current offer.
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Overwhelmed with credit card options?
Filter out the noise. Compound Match ranks every card against your real spend, math included.
Showing 199 of 345 card records
IssuerAllChaseAmerican ExpressCapital OneCitiWells FargoBilt RewardsDiscoverBank of AmericaU.S. BankBarclaysGoldman SachsFidelityOpenSkyChimeSelfFirst ProgressMission LanePetalVaroNavy Federal Credit UnionPenFed Credit UnionAlliant Credit UnionUSAASynchrony BankTD BankRobinhoodSoFiFirst National Bank of OmahaFirst Hawaiian BankCardlessHSBCAvenPNC BankTruistCitizens BankHuntington BankFifth Third BankRegions BankKeyBankBMOState Department Federal Credit UnionBread Financial (Comenity)Credit One BankConcora CreditUpgradeAvantTomoCreditBrexRampBILLMercuryRhoStripeExpensifyBluevineShopifyCapital on TapNavWebBankElan Financial ServicesImprintcred.aiStepCurrentGO2bankMine (formerly Fizz)FirstcardZolveGrow CreditDigital Federal Credit UnionFirst Tech Federal Credit UnionAffinity Federal Credit UnionBECU
FocusAllTravelPremiumCash BackDiningGroceryBusinessNo Annual FeeAirlineHotelFlat RateRotating 5%StarterRentBlack CardsSecured
Rating, bonus and fee sorts use recently checked records first. Other records follow alphabetically, without treating unknown fees as zero. Select up to four cards to compare side by side.
Amex Blue Business PlusAmerican Express
Terms checked 2026-11-02
2x on everything, no fee, full Membership Rewards. Quietly elite.
50,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Terms checked 2026-11-02
5x at office supply stores, and gift card racks live at office supply stores.
100,000 pts bonus (≈$1,000)AF: $0Rating: 8.5/10
Capital One SavorCapital One
Terms checked 2026-10-23
No-annual-fee cash back on eligible food, entertainment and streaming purchases
$200 bonus (≈$200)AF: $0Rating: 8.5/10
Terms checked 2026-11-02
1.5x on everything, and a points multiplier when paired with a Sapphire.
20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Citi Double CashCiti
Terms checked 2026-10-22
2% on eligible purchases: 1% when you buy and 1% as you pay
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Wells Fargo AutographWells Fargo
Terms checked 2026-10-23
No-annual-fee category rewards with cash redemption and direct travel-partner transfers
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
U.S. Bank Altitude Go Visa SignatureU.S. Bank
Terms checked 2026-10-26
4x on dining with no annual fee. Few cards beat that math.
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Chase Freedom FlexChase
Terms checked 2026-10-26
5% rotating categories that turn into 5x transferable points in the right setup.
20,000 pts bonus (≈$200)AF: $0Rating: 8.2/10
Wells Fargo Active CashWells Fargo
Terms checked 2026-10-23
2% cash rewards with no annual fee, plus phone protection with specific coverage rules
$100 bonus (≈$100)AF: $0Rating: 8.2/10
U.S. Bank Cash+ Visa SignatureU.S. Bank
Terms checked 2026-11-02
Pick your own two 5% categories every quarter.
$200 bonus (≈$200)AF: $0Rating: 8.2/10
Prime VisaChase
Terms checked 2026-10-19
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
$150 bonus (≈$150)AF: $0Rating: 8.1/10
Discover it Cash BackDiscover
Terms checked 2026-10-26
Cashback Match doubles everything you earn in year one.
Special bonusAF: $0Rating: 8.0/10
Capital One QuicksilverCapital One
Terms checked 2026-10-12
3% on gas and groceries, 1.5% on everything else, no fee. Now on the Discover network.
$200 bonus (≈$200)AF: $0Rating: 8.0/10
US Bank Business Triple Cash RewardsU.S. Bank
Terms checked 2026-10-26
3% on the categories small businesses actually spend in. No fee.
$750 bonus (≈$750)AF: $0Rating: 8.0/10
Amex Blue Business CashAmerican Express
Terms checked 2026-11-09
The Blue Business Plus in cash form: 2% on everything, no fee.
$250 bonus (≈$250)AF: $0Rating: 8.0/10
SDFCU Premium Cash Back+ Visa SignatureState Department Federal Credit Union
Terms checked 2026-10-12
2% everywhere with no foreign transaction fee, and anyone can join.
$200 bonus (≈$200)AF: $0Rating: 8.0/10
Fidelity Rewards Visa SignatureFidelity
Terms checked 2026-10-12
Flat 2% deposited straight into your Fidelity account.
Special bonusAF: $0Rating: 7.9/10
Terms checked 2026-10-12
5% on Costco gas and 4% everywhere else you fill up.
Special bonusAF: $0Rating: 7.9/10
Wells Fargo Signify Business Cash CardWells Fargo
Terms checked 2026-11-09
Unlimited 2% for your business with zero fee and zero homework.
$500 bonus (≈$500)AF: $0Rating: 7.9/10
U.S. Bank Cash+ Secured VisaU.S. Bank
Terms checked 2026-10-12
Full 5% Cash+ earning while you rebuild your credit.
Special bonusAF: $0Rating: 7.9/10
Navy Federal More Rewards American ExpressNavy Federal Credit Union
Terms checked 2026-10-26
3x on groceries, dining, gas and transit with no annual fee.
20,000 pts bonus (≈$200)AF: $0Rating: 7.9/10
Blue Cash Everyday CardAmerican Express
Terms checked 2026-10-26
3% groceries, gas, and online retail with no fee.
$200 bonus (≈$200)AF: $0Rating: 7.8/10
Bank of America Customized Cash RewardsBank of America
Terms checked 2026-10-19
3% in the category you choose, supercharged by BofA Rewards.
$200 bonus (≈$200)AF: $0Rating: 7.8/10
Wells Fargo Reflect CardWells Fargo
Terms checked 2026-11-09
21 months of 0% APR. That is the whole pitch, and it is the best one.
Special bonusAF: $0Rating: 7.8/10
U.S. Bank Altitude Go Secured VisaU.S. Bank
Terms checked 2026-10-12
4x on dining is unheard of for a secured card.
Special bonusAF: $0Rating: 7.8/10
PayPal Cashback MastercardSynchrony Bank
Terms checked 2026-10-12
3% on everything you check out with PayPal, which is most of the internet.
Special bonusAF: $0Rating: 7.8/10
PNC Cash Rewards VisaPNC Bank
Terms checked 2026-10-12
4% at the pump is the highest uncapped-rate gas headline at any major bank.
$250 bonus (≈$250)AF: $0Rating: 7.8/10
AAA Daily Advantage Visa SignatureBread Financial (Comenity)
Terms checked 2026-10-12
The sleeper 5% grocery card hiding behind a roadside assistance logo.
$100 bonus (≈$100)AF: $0Rating: 7.8/10
Shopify CreditShopify
Terms checked 2026-10-12
A pay-in-full card that underwrites your Shopify sales instead of your credit score.
Special bonusAF: $0Rating: 7.8/10
Capital One VentureOne BusinessCapital One
Terms checked 2026-10-12
The no-fee Spark Miles Select successor: 1.5x everywhere with full transfer partner access.
50,000 pts bonus (≈$900)AF: $0Rating: 7.7/10
TD Double Up Credit CardTD Bank
Terms checked 2026-10-12
TD finally made its 2% card a true flat 2%, no redemption hoops attached.
$2 bonus (≈$2)AF: $0Rating: 7.7/10
US Bank Altitude ConnectU.S. Bank
Terms checked 2026-11-02
4x on travel and gas with no annual fee.
20,000 pts bonus (≈$200)AF: $0Rating: 7.6/10
Terms checked 2026-10-12
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
125,000 pts bonus (≈$750)AF: $0Rating: 7.6/10
Terms checked 2026-10-12
The same Costco gas machine, sized for a business.
Special bonusAF: $0Rating: 7.6/10
Citi Strata CardCiti
Terms checked 2026-11-02
The no-fee entry to ThankYou points with a category you pick yourself.
20,000 pts bonus (≈$360)AF: $0Rating: 7.6/10
Business Advantage Customized Cash RewardsBank of America
Terms checked 2026-10-12
Pick your 3% category and let Preferred Rewards push it toward 5.25%.
$500 bonus (≈$500)AF: $0Rating: 7.6/10
Navy Federal cash Rewards SecuredNavy Federal Credit Union
Terms checked 2026-10-12
A secured card that earns rewards and graduates you in months, not years.
Special bonusAF: $0Rating: 7.6/10
Capital on Tap Business Credit CardCapital on Tap
Terms checked 2026-10-12
Up to 2% flat business cash back that approves on revenue, not just your FICO.
Special bonusAF: $0Rating: 7.6/10
Chase Freedom RiseChase
Terms checked 2026-10-12
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
Hilton Honors American Express CardAmerican Express
Terms checked 2026-11-09
Free hotel status and big point hauls for no fee.
70,000 pts bonus (≈$350)AF: $0Rating: 7.5/10
U.S. Bank Smartly Visa SignatureU.S. Bank
Terms checked 2026-11-02
2% base rewards, with higher earning on eligible purchases when the separate Smartly balance requirements are met.
Special bonusAF: $0Rating: 7.5/10
Apple CardGoldman Sachs
Terms checked 2026-10-22
The iPhone-native card. Daily Cash, no fees of any kind.
$100 bonus (≈$100)AF: $0Rating: 7.5/10
Bank of America Travel RewardsBank of America
Terms checked 2026-10-19
1.5x everywhere, no fee, no FTF, and erase any travel purchase.
25,000 pts bonus (≈$250)AF: $0Rating: 7.5/10
Discover it SecuredDiscover
Terms checked 2026-10-26
Real cash back and one of the fastest graduation timelines in the secured category.
Special bonusAF: $0Rating: 7.5/10
U.S. Bank Shield VisaU.S. Bank
Terms checked 2026-10-12
The longest 0% intro APR in the market, with a few rewards sprinkled on.
Special bonusAF: $0Rating: 7.5/10
PenFed Power Cash RewardsPenFed Credit Union
Terms checked 2026-10-12
2% everywhere for members who keep a PenFed checking account.
$100 bonus (≈$100)AF: $0Rating: 7.5/10
Terms checked 2026-10-12
An automatic 5% off every Target run, now usable everywhere Mastercard works.
5,000 pts bonus (≈$50)AF: $0Rating: 7.5/10
Coinbase One CardCardless
Terms checked 2026-10-12
Up to 4% back on everything, paid in bitcoin, on the Amex network.
Special bonusAF: $0Rating: 7.5/10
Discover it MilesDiscover
Terms checked 2026-10-12
1.5x everywhere, doubled to 3x for your entire first year.
Special bonusAF: $0Rating: 7.4/10
Capital One Spark Cash SelectCapital One
Terms checked 2026-10-12
1.5% on everything for the business that wants zero overhead.
$750 bonus (≈$750)AF: $0Rating: 7.4/10
Wyndham Rewards Earner CardBarclays
Terms checked 2026-10-12
Free Gold status, 5x at Wyndham and 3x on dining and groceries for no fee.
75,000 pts bonus (≈$750)AF: $0Rating: 7.4/10
Discover it Student Cash BackDiscover
Terms checked 2026-10-12
5% rotating categories and a first-year double, on a student's credit file.
Special bonusAF: $0Rating: 7.4/10
Navy Federal cashRewardsNavy Federal Credit Union
Terms checked 2026-10-12
Up to 2% flat cash back with credit-union APRs and no fee.
$250 bonus (≈$250)AF: $0Rating: 7.4/10
Sam's Club MastercardSynchrony Bank
Terms checked 2026-10-12
5% on gas anywhere is still one of the best pump rates in the country.
$30 bonus (≈$30)AF: $0Rating: 7.4/10
Bilt Blue CardBilt Rewards
Terms checked 2026-10-26
The free entry point to Bilt 2.0 and points on your rent or mortgage.
Special bonusAF: $0Rating: 7.4/10
Terms checked 2026-10-12
A HELOC that swipes like a credit card, with 2% back and single-digit APRs.
Special bonusAF: $0Rating: 7.4/10
PenFed Platinum Rewards Visa SignaturePenFed Credit Union
Terms checked 2026-10-12
5x gas and 3x groceries including Walmart and Target, for zero annual fee.
15,000 pts bonus (≈$128)AF: $0Rating: 7.4/10
Bread Cashback American ExpressBread Financial (Comenity)
Terms checked 2026-11-02
A no-fee flat 2% on everything, riding the Amex network.
$200 bonus (≈$200)AF: $0Rating: 7.4/10
Affinity FCU Cash Rewards Visa SignatureAffinity Federal Credit Union
Terms checked 2026-10-12
The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.
$1.5 bonus (≈$2)AF: $0Rating: 7.4/10
REI Co-op MastercardCapital One
Terms checked 2026-10-12
5% back at REI on top of the 10% member dividend.
10,000 pts bonus (≈$100)AF: $0Rating: 7.3/10
Business Advantage Travel Rewards World MastercardBank of America
Terms checked 2026-10-12
A free business travel card with a bonus worth $500.
50,000 pts bonus (≈$500)AF: $0Rating: 7.3/10
OnePay CashRewards Credit CardSynchrony Bank
Terms checked 2026-10-12
Walmart's new house card: 5% back in-store and online with Walmart+.
$35 bonus (≈$35)AF: $0Rating: 7.3/10
Bank of America Unlimited Cash RewardsBank of America
Terms checked 2026-10-19
1.5% that grows to 2.25% or more with BofA Rewards.
$250 bonus (≈$250)AF: $0Rating: 7.2/10
Capital One VentureOne RewardsCapital One
Terms checked 2026-10-12
Transferable miles with no annual fee and no foreign transaction fees.
20,000 pts bonus (≈$360)AF: $0Rating: 7.2/10
Business Advantage Unlimited Cash RewardsBank of America
Terms checked 2026-10-12
1.5% flat that quietly becomes 2.62% with a banking relationship.
$500 bonus (≈$500)AF: $0Rating: 7.2/10
Terms checked 2026-10-19
5% on gas and on-base spending, built for life around a military installation.
$200 bonus (≈$200)AF: $0Rating: 7.2/10
Elan Max Cash Preferred VisaElan Financial Services
Terms checked 2026-10-12
The U.S. Bank Cash+ formula in white-label form, sold through hundreds of community banks and credit unions.
Special bonusAF: $0Rating: 7.2/10
BJ's One+ MastercardCapital One
Terms checked 2026-10-12
Up to 5% back in club and real savings at the BJ's pump.
Special bonusAF: $0Rating: 7.1/10
DCU Visa Platinum Credit CardDigital Federal Credit Union
Terms checked 2026-10-12
The credit union card people join DCU for: an APR that starts where big banks bottom out.
Special bonusAF: $0Rating: 7.1/10
Discover it ChromeDiscover
Terms checked 2026-10-12
Fixed 2% on gas and dining with no quarterly activation.
Special bonusAF: $0Rating: 7.0/10
Capital One Quicksilver SecuredCapital One
Terms checked 2026-10-12
Flat 1.5% everywhere while you build credit.
Special bonusAF: $0Rating: 7.0/10
Amazon VisaChase
Terms checked 2026-10-12
The Prime Visa without the Prime: 3% at Amazon, no membership required.
$50 bonus (≈$50)AF: $0Rating: 7.0/10
Terms checked 2026-10-12
4% on delivery and 3% on dining, built for people who outsource dinner.
Special bonusAF: $0Rating: 7.0/10
Capital One Savor Student Cash RewardsCapital One
Terms checked 2026-10-12
3% on the categories that define a college budget.
$50 bonus (≈$50)AF: $0Rating: 7.0/10
Choice Privileges MastercardWells Fargo
Terms checked 2026-10-12
A fat point bonus on a free card, if you can love Choice hotels.
60,000 pts bonus (≈$540)AF: $0Rating: 7.0/10
BankAmericardBank of America
Terms checked 2026-10-12
No rewards, no frills, 21 billing cycles of 0% interest.
Special bonusAF: $0Rating: 7.0/10
Discover it Student ChromeDiscover
Terms checked 2026-10-12
Set-and-forget 2% on gas and dining for students who will not chase categories.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
USAA's simple 1.5% card, with a $200 bonus and a long 0% balance transfer runway.
$200 bonus (≈$200)AF: $0Rating: 7.0/10
Venmo Credit CardSynchrony Bank
Terms checked 2026-10-12
3% on dining, entertainment and Venmo checkout, up to 4% when friends split the bill.
Special bonusAF: $0Rating: 7.0/10
Terms checked 2026-10-12
PNC's answer to the 2% club, with $800 phone protection and no foreign transaction fee.
Special bonusAF: $0Rating: 7.0/10
Navy Federal PlatinumNavy Federal Credit Union
Terms checked 2026-10-12
The best balance transfer card in America has no fee and no tricks.
Special bonusAF: $0Rating: 7.0/10
FNBO Evergreen VisaFirst National Bank of Omaha
Terms checked 2026-10-12
A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.
$200 bonus (≈$200)AF: $0Rating: 7.0/10
First Tech Choice Rewards World MastercardFirst Tech Federal Credit Union
Terms checked 2026-10-12
2x on everyday spending with no annual fee and none of the usual junk fees.
20,000 pts bonus (≈$200)AF: $0Rating: 7.0/10
United Gateway CardChase
Terms checked 2026-10-12
United miles with no annual fee and no FTF.
40,000 pts bonus (≈$480)AF: $0Rating: 6.9/10
Bank of America Customized Cash Rewards SecuredBank of America
Terms checked 2026-10-12
The full 3% choose-your-category structure, in a secured shell.
Special bonusAF: $0Rating: 6.9/10
Royal ONE Visa Signature CardBank of America
Terms checked 2026-10-12
Royal Caribbean's 2026 card reboot, now covering Celebrity and Silversea too.
30,000 pts bonus (≈$300)AF: $0Rating: 6.9/10
SoFi Smart CardSoFi
Terms checked 2026-10-12
Uncapped 5% at grocery stores on a secured card with no hard credit pull.
Special bonusAF: $0Rating: 6.9/10
Synchrony Premier World MastercardSynchrony Bank
Terms checked 2026-10-12
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
Special bonusAF: $0Rating: 6.9/10
Step Visa CardStep
Terms checked 2026-10-23
A secured spending card with credit reporting after adult verification and rewards tied to Step Black
Special bonusAF: $0Rating: 6.9/10
Delta SkyMiles Blue American ExpressAmerican Express
Terms checked 2026-11-09
The free entry point to the Delta ecosystem.
10,000 pts bonus (≈$115)AF: $0Rating: 6.8/10
Capital One Platinum SecuredCapital One
Terms checked 2026-10-12
A $200 credit line for as little as $49 down.
Special bonusAF: $0Rating: 6.8/10
Marriott Bonvoy BoldChase
Terms checked 2026-10-12
The free way to keep Marriott points alive and bank elite nights.
45,000 pts bonus (≈$360)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
The free way to keep AAdvantage miles flowing from the grocery store.
15,000 pts bonus (≈$210)AF: $0Rating: 6.8/10
JetBlue CardBarclays
Terms checked 2026-10-12
A free way to keep TrueBlue points flowing between trips.
10,000 pts bonus (≈$130)AF: $0Rating: 6.8/10
One Key CardWells Fargo
Terms checked 2026-10-12
Expedia store credit for people who already book everything on Expedia.
$250 bonus (≈$250)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
Spend your own money like a debit card while it builds credit like a credit card.
Special bonusAF: $0Rating: 6.8/10
Verizon Visa CardSynchrony Bank
Terms checked 2026-10-12
4% on gas, groceries and dining, as long as you spend it all at Verizon.
15,000 pts bonus (≈$150)AF: $0Rating: 6.8/10
MGM Rewards World Elite MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
Free self-parking on the Strip for the price of nothing.
20,000 pts bonus (≈$200)AF: $0Rating: 6.8/10
Chase SlateChase
Terms checked 2026-10-12
The Slate name returns with 21 months of 0% APR and nothing else.
Special bonusAF: $0Rating: 6.8/10
Navy Federal GO REWARDSNavy Federal Credit Union
Terms checked 2026-10-12
3x dining and 2x gas with Navy Federal's famously generous limits.
Special bonusAF: $0Rating: 6.8/10
GM Rewards MastercardBarclays
Terms checked 2026-10-12
3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.
30,000 pts bonus (≈$300)AF: $0Rating: 6.8/10
Bread Rewards American ExpressBread Financial (Comenity)
Terms checked 2026-10-12
3x on gas, groceries, dining and utilities with no annual fee.
Special bonusAF: $0Rating: 6.8/10
Terms checked 2026-10-19
Unlimited 1.5% back bolted onto Bluevine checking, if Bluevine invites you.
Special bonusAF: $0Rating: 6.8/10
Full ReviewInvite Only
Terms checked 2026-10-12
A simple 1.5% card with a $200 bonus and none of the usual fees.
$2 bonus (≈$2)AF: $0Rating: 6.8/10
Capital One Quicksilver Student Cash RewardsCapital One
Terms checked 2026-10-12
Flat 1.5% everywhere for students who want zero complexity.
$50 bonus (≈$50)AF: $0Rating: 6.7/10
Terms checked 2026-10-12
Up to 6% back in travel credits on the world's biggest booking site, launched August 2025.
15,000 pts bonus (≈$150)AF: $0Rating: 6.7/10
Terms checked 2026-10-12
18 months of 0% on purchases and balance transfers with no late fees, ever.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
Citi's flagship balance transfer card: 21 months at 0%.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
No deposit minimum, no interest, no fees: just your own money building credit.
Special bonusAF: $0Rating: 6.6/10
Amtrak Guest Rewards MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
A free way to keep Amtrak points alive and earn 2x on dining.
20,000 pts bonus (≈$500)AF: $0Rating: 6.6/10
Huntington Voice RewardsHuntington Bank
Terms checked 2026-10-12
Choose your own 3x category every quarter from a menu of ten.
Special bonusAF: $0Rating: 6.6/10
H-E-B Visa SignatureImprint
Terms checked 2026-10-12
5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.
Special bonusAF: $0Rating: 6.6/10
Instacart MastercardChase
Terms checked 2026-10-12
5% back on grocery delivery for households that live on Instacart.
$50 bonus (≈$50)AF: $0Rating: 6.5/10
Disney Visa CardChase
Terms checked 2026-10-12
Park perks and character meet-and-greets, with rewards as an afterthought.
15,000 pts bonus (≈$150)AF: $0Rating: 6.5/10
Terms checked 2026-10-12
5% on streaming and cable, a bonus category nobody else leads with.
Special bonusAF: $0Rating: 6.5/10
Priceline VIP Rewards VisaBarclays
Terms checked 2026-10-12
5x on Priceline bookings and automatic VIP Gold status for the name-your-own-price crowd.
15,000 pts bonus (≈$150)AF: $0Rating: 6.5/10
OpenSky Plus Secured VisaOpenSky
Terms checked 2026-10-12
OpenSky's no credit check approval, now without the annual fee.
$70 bonus (≈$70)AF: $0Rating: 6.4/10
Terms checked 2026-10-12
3% on gas and drugstores plus a rare 2% medical category, built for the AARP demographic.
$100 bonus (≈$100)AF: $0Rating: 6.4/10
TD FlexPay Credit CardTD Bank
Terms checked 2026-10-12
Eighteen billing cycles of 0% on transfers, plus a yearly oops button for late fees.
Special bonusAF: $0Rating: 6.4/10
Truist Enjoy CashTruist
Terms checked 2026-10-12
Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.
Special bonusAF: $0Rating: 6.3/10
My Best Buy VisaCiti
Terms checked 2026-10-12
5% back at Best Buy plus the financing offers electronics buyers actually use.
Special bonusAF: $0Rating: 6.3/10
Bass Pro Shops CLUB MastercardCapital One
Terms checked 2026-10-12
The outdoor loyalty card for both Bass Pro Shops and Cabela's, with points that never expire.
6,000 pts bonus (≈$60)AF: $0Rating: 6.3/10
Current Build CardCurrent
Terms checked 2026-10-12
Spend your Current balance like debit while the card reports it as credit.
Special bonusAF: $0Rating: 6.3/10
Capital One Spark 1% ClassicCapital One
Terms checked 2026-11-02
The business credit builder that still pays you something back.
Special bonusAF: $0Rating: 6.2/10
Norwegian Cruise Line World MastercardBank of America
Terms checked 2026-10-12
A free card that chips away at your next Norwegian fare.
20,000 pts bonus (≈$200)AF: $0Rating: 6.2/10
Fifth Third 1.67% Cash/BackFifth Third Bank
Terms checked 2026-10-12
The bank that made 1.67% famous still sells it, oddly specific as ever.
Special bonusAF: $0Rating: 6.2/10
PenFed Gold VisaPenFed Credit Union
Terms checked 2026-10-12
No rewards, no fees, just one of the lowest ongoing APRs around.
Special bonusAF: $0Rating: 6.2/10
Terms checked 2026-10-19
7% back at Wayfair with grocery and online categories on the side.
5,000 pts bonus (≈$50)AF: $0Rating: 6.2/10
myWalgreens MastercardSynchrony Bank
Terms checked 2026-10-12
Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.
$50 bonus (≈$50)AF: $0Rating: 6.2/10
Caesars Rewards Visa SignatureBread Financial (Comenity)
Terms checked 2026-10-12
Instant Platinum status and Reward Credits for the Caesars casino loyalist.
10,000 pts bonus (≈$100)AF: $0Rating: 6.2/10
AARP Travel Rewards MastercardBarclays
Terms checked 2026-10-12
3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.
$100 bonus (≈$100)AF: $0Rating: 6.2/10
Terms checked 2026-10-12
10% back across Crate & Barrel, CB2, Crate & Kids and Hudson Grace after the 2025 Imprint relaunch.
5,000 pts bonus (≈$50)AF: $0Rating: 6.2/10
Terms checked 2026-10-12
Two points per dollar toward your next Princess sailing, free to hold.
20,000 pts bonus (≈$200)AF: $0Rating: 6.1/10
cred.ai Unicorn Cardcred.ai
Terms checked 2026-10-12
A metal credit card, paid from your cred.ai account, whose whole personality is automating good credit behavior.
Special bonusAF: $0Rating: 6.1/10
Terms checked 2026-10-12
A no-fee secured card from a major bank, with graduation reviews starting at 9 months.
Special bonusAF: $0Rating: 6.0/10
Chase Slate EdgeChase
Terms checked 2026-10-12
Chase's no-fee credit-building card for fair credit, open again under the Slate Edge name.
Special bonusAF: $0Rating: 6.0/10
Capital One PlatinumCapital One
Terms checked 2026-10-12
A pure credit-building card with no fee and no distractions.
Special bonusAF: $0Rating: 6.0/10
bp Rewards VisaFirst National Bank of Omaha
Terms checked 2026-10-12
30 cents off every gallon for two months, then steady pump savings.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
The Princess card's sister ship, flying Holland America colors.
20,000 pts bonus (≈$200)AF: $0Rating: 6.0/10
Regions Cash Rewards VisaRegions Bank
Terms checked 2026-10-12
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
$200 bonus (≈$200)AF: $0Rating: 6.0/10
Terms checked 2026-10-12
1% that becomes 2% if you actually use your KeyBank checking account.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
The network upgrade to the Macy's store card, with real dining and gas categories.
10,000 pts bonus (≈$100)AF: $0Rating: 6.0/10
IKEA VisaBread Financial (Comenity)
Terms checked 2026-10-12
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
2,500 pts bonus (≈$25)AF: $0Rating: 6.0/10
Key Rewards VisaCapital One
Terms checked 2026-10-12
5% across Williams Sonoma, Pottery Barn and West Elm, now issued by Capital One.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
Up to 10x at Brooks Brothers with real dining and grocery categories underneath the oxford cloth.
5,000 pts bonus (≈$50)AF: $0Rating: 6.0/10
Kohl's Rewards VisaCapital One
Terms checked 2026-10-12
7.5% in Kohl's Cash everywhere Kohl's, with a 30-day fuse on every reward.
Special bonusAF: $0Rating: 5.9/10
TJX Rewards Platinum MastercardSynchrony Bank
Terms checked 2026-10-12
5% back across T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense.
Special bonusAF: $0Rating: 5.9/10
Nordstrom Visa SignatureTD Bank
Terms checked 2026-10-19
Nordy Club status and Anniversary Sale early access, with grocery and dining on the side.
6,000 pts bonus (≈$60)AF: $0Rating: 5.8/10
Gap Encore MastercardBarclays
Terms checked 2026-10-12
5x across Gap, Old Navy, Banana Republic and Athleta, now under the Encore rewards banner.
Special bonusAF: $0Rating: 5.8/10
Terms checked 2026-10-12
Relaunched with Imprint: up to 5x Kroger points online, 4x at the pump and a free Boost Essential membership.
Special bonusAF: $0Rating: 5.8/10
Amazon Store CardSynchrony Bank
Terms checked 2026-10-12
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Special bonusAF: $0Rating: 5.8/10
Ulta Beauty Rewards MastercardBread Financial (Comenity)
Terms checked 2026-10-12
Extra Ultamate points at Ulta, and almost nothing anywhere else.
Special bonusAF: $0Rating: 5.6/10
MyLowe's Rewards Credit CardSynchrony Bank
Terms checked 2026-10-19
A flat 5% off at Lowe's on a store-only card that works nowhere else.
10,000 pts bonus (≈$100)AF: $0Rating: 5.6/10
Grow Credit MastercardGrow Credit
Terms checked 2026-10-12
A virtual card that turns the Netflix bill you already pay into a credit tradeline.
Special bonusAF: $0Rating: 5.6/10
Verizon Business MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
Earns Verizon Dollars that only pay Verizon bills, a closed loop for wireless-heavy small businesses.
5,000 pts bonus (≈$50)AF: $0Rating: 5.5/10
Terms checked 2026-10-12
Green Dot's plain secured card for people already banking with GO2bank.
Special bonusAF: $0Rating: 5.4/10
JCPenney MastercardSynchrony Bank
Terms checked 2026-10-12
CashPass points at Penney's and a 33% APR everywhere else.
Special bonusAF: $0Rating: 4.8/10
Terms checked 2026-10-12
A store-only financing card: it works at Home Depot, earns nothing, and exists for the 6-month deferred interest plan.
10,000 pts bonus (≈$100)AF: $0Rating: 4.6/10
Alliant Cashback Visa SignatureAlliant Credit Union
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Amazon Business Prime American Express CardAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Blue SkyAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Cash MagnetAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
American Express Kabbage CardAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Amex EveryDay Credit CardAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Bilt Mastercard (Legacy)Bilt Rewards
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Blue Cash from American Express (Original)American Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Capital One Spark Miles SelectCapital One
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Capital One Walmart Rewards MastercardCapital One
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Carnival World MastercardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Celebrity Cruises Visa Signature CardBank of America
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
VisaSapphire
Personal · No AF
Editorial illustration
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Citi Rewards+Citi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Citizens Cash Back Plus World MastercardCitizens Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Discover it Business CardDiscover
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
eBay MastercardSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Hotels.com Rewards Visa Credit CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Lowe's Business Rewards American ExpressAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
MastercardPayPal Business Cashback
Business · No AF
Editorial illustration
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Petal 1 VisaPetal
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Petal 2 VisaPetal
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Rakuten Cash Back VisaSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
MastercardSallie Mae
Personal · No AF
Editorial illustration
Sallie Mae Rewards MastercardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
SoFi Credit CardSoFi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Tomo Credit CardTomoCredit
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
TrueEarnings Card from Costco and American ExpressAmerican Express
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Uber Visa CardBarclays
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Upgrade Cash Rewards VisaUpgrade
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Wells Fargo Attune CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Wells Fargo Propel American Express CardWells Fargo
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
X1 CardRobinhood
Closed to new applicants
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Using the credit card directory
How do I find a specific credit card?
Search by card name or issuer, then narrow the directory by personal or business use and rewards focus. Open the full review for sources and dated offer history. This is a public product directory, not a list of accounts in your name.
Are all cards in this directory available to apply for?
No. The directory includes historical cards and records awaiting another source check. Historical records are labeled and do not have application buttons. A recently checked record is not a guarantee of approval or an offer available to every applicant.
Why are some fees, bonuses and ratings withheld?
Current figures and ratings are shown only when the full card record passes our source and freshness checks. A recent editorial update alone does not renew the financial terms. Fee, bonus and rating sorts put checked records first and leave unverified records below them in name order.
How can I compare cards side by side?
Use Compare this card to select up to four records, then open Compare Cards. Review each record's verification status and official issuer terms before relying on a fee, reward or offer. Historical figures explain earlier products and are not current offers.