Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Chase Ink Business Unlimited card art

$750 for free, every so often. The churnable workhorse.

75,000 pts bonus (≈$750)AF: $0Rating: 8.7/10
Amex Blue Business Plus card art
Amex Blue Business PlusAmerican Express

2x on everything, no fee, full Membership Rewards. Quietly elite.

15,000 pts bonus (≈$300)AF: $0Rating: 8.6/10
Barclaycard Arrival Plus World Elite Mastercard card art

2.1 percent on everything toward any travel, pulled without warning in 2019.

Special bonusAF: $89Rating: 8.6/10
Ramp Card card art

Flat 1.5% on everything, free software, and no personal guarantee.

Special bonusAF: $0Rating: 8.5/10
Chase Freedom Unlimited card art

1.5x on everything, and a points multiplier when paired with a Sapphire.

20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Capital One Venture card art

2x everywhere with real transfer partners for $95.

75,000 pts bonus (≈$1,350)AF: $95Rating: 8.4/10
Citi Double Cash card art

The benchmark 2% card, that secretly earns transferable points.

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Capital One Venture Business card art

Spark Miles rebranded into the Venture family with new credits and a six-figure bonus.

100,000 pts bonus (≈$1,800)AF: $95Rating: 8.3/10
Wells Fargo Active Cash card art

Flat 2% with cell phone protection thrown in.

$200 bonus (≈$200)AF: $0Rating: 8.2/10
Amex Blue Business Cash card art
Amex Blue Business CashAmerican Express

The Blue Business Plus in cash form: 2% on everything, no fee.

$250 bonus (≈$250)AF: $0Rating: 8.0/10
Capital One Spark Cash Plus card art

Uncapped 2% for businesses that spend big and pay in full.

$2,000 bonus (≈$2,000)AF: $150Rating: 8.0/10
Robinhood Gold Card card art

3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.

Special bonusAF: $0Rating: 8.0/10
Full ReviewInvite Only
SDFCU Premium Cash Back+ Visa Signature card art
SDFCU Premium Cash Back+ Visa SignatureState Department Federal Credit Union

2% everywhere with no foreign transaction fee, and anyone can join.

$200 bonus (≈$200)AF: $0Rating: 8.0/10
Fidelity Rewards Visa Signature card art

Flat 2% deposited straight into your Fidelity account.

$150 bonus (≈$150)AF: $0Rating: 7.9/10
Wells Fargo Signify Business Cash Card card art

Unlimited 2% for your business with zero fee and zero homework.

$500 bonus (≈$500)AF: $0Rating: 7.9/10
U.S. Bank Smartly Visa Signature card art

2% base, up to 4% on everything with a U.S. Bank Smartly relationship.

$250 bonus (≈$250)AF: $0Rating: 7.8/10
Mercury IO Mastercard card art

1.5% on everything for companies that already bank with Mercury.

Special bonusAF: $0Rating: 7.8/10
Capital One VentureOne Business card art

The no-fee Spark Miles Select successor: 1.5x everywhere with full transfer partner access.

50,000 pts bonus (≈$900)AF: $0Rating: 7.7/10
TD Double Up Credit Card card art

TD finally made its 2% card a true flat 2%, no redemption hoops attached.

$2 bonus (≈$2)AF: $0Rating: 7.7/10
Capital on Tap Business Credit Card card art

Up to 2% flat business cash back that approves on revenue, not just your FICO.

Special bonusAF: $0Rating: 7.6/10
Chase Freedom Rise card art

Chase's front door for first-time cardholders. 1.5% on everything while you build history.

2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
Bank of America Travel Rewards card art

1.5x everywhere, no fee, no FTF, and erase any travel purchase.

25,000 pts bonus (≈$250)AF: $0Rating: 7.5/10
PenFed Power Cash Rewards card art
PenFed Power Cash RewardsPenFed Credit Union

2% everywhere for members who keep a PenFed checking account.

$100 bonus (≈$100)AF: $0Rating: 7.5/10
Coinbase One Card card art

Up to 4% back on everything, paid in bitcoin, on the Amex network.

Special bonusAF: $0Rating: 7.5/10
Capital One Quicksilver card art

1.5% on everything with no fee and no FTF. The honest default.

$200 bonus (≈$200)AF: $0Rating: 7.4/10
Discover it Miles card art

1.5x everywhere, doubled to 3x for your entire first year.

Special bonusAF: $0Rating: 7.4/10
Chase Ink Business Premier card art

2.5% on big purchases, with one catch: the points are stuck as cash.

100,000 pts bonus (≈$1,000)AF: $195Rating: 7.4/10
Capital One Spark Cash Select card art

1.5% on everything for the business that wants zero overhead.

$750 bonus (≈$750)AF: $0Rating: 7.4/10
Navy Federal cashRewards card art
Navy Federal cashRewardsNavy Federal Credit Union

Up to 2% flat cash back with credit-union APRs and no fee.

$250 bonus (≈$250)AF: $0Rating: 7.4/10
Aven Home Equity Visa Card card art

A HELOC that swipes like a credit card, with 2% back and single-digit APRs.

Special bonusAF: $0Rating: 7.4/10
Bread Cashback American Express card art
Bread Cashback American ExpressBread Financial (Comenity)

A no-fee flat 2% on everything, riding the Amex network.

Special bonusAF: $0Rating: 7.4/10
Capital One Spark Miles for Business card art

The 2x business miles workhorse, now retired as the Venture Business.

Special bonusAF: $95Rating: 7.3/10
Business Advantage Travel Rewards World Mastercard card art

A free business travel card with a bonus worth $500.

50,000 pts bonus (≈$500)AF: $0Rating: 7.3/10
Bank of America Unlimited Cash Rewards card art

1.5% that grows to 2.62% with Preferred Rewards.

$200 bonus (≈$200)AF: $0Rating: 7.2/10
Capital One VentureOne Rewards card art

Transferable miles with no annual fee and no foreign transaction fees.

20,000 pts bonus (≈$360)AF: $0Rating: 7.2/10
Business Advantage Unlimited Cash Rewards card art

1.5% flat that quietly becomes 2.62% with a banking relationship.

$500 bonus (≈$500)AF: $0Rating: 7.2/10
U.S. Bank Business Altitude Power World Elite Mastercard card art

2x on everything, 2.5x by phone, for businesses that hate category games.

75,000 pts bonus (≈$750)AF: $195Rating: 7.1/10
The Graphite Business Cash Unlimited Card from American Express card art

The Plum Card's replacement: unlimited 2% back everywhere for a steep $295.

$1,500 bonus (≈$1,500)AF: $295Rating: 7.1/10
Capital One Quicksilver Secured card art

Flat 1.5% everywhere while you build credit.

Special bonusAF: $0Rating: 7.0/10
USAA Preferred Cash Rewards card art

USAA's simple 1.5% card finally comes with a real welcome bonus.

$250 bonus (≈$250)AF: $0Rating: 7.0/10
PNC Cash Unlimited Visa Signature card art

PNC's answer to the 2% club, with $800 cell phone protection included.

Special bonusAF: $0Rating: 7.0/10
Stripe Corporate Card card art

A clean 1.5% charge card for businesses already living inside Stripe.

Special bonusAF: $0Rating: 7.0/10
Full ReviewInvite Only
FNBO Evergreen Visa card art
FNBO Evergreen VisaFirst National Bank of Omaha

A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.

$200 bonus (≈$200)AF: $0Rating: 7.0/10
Capital One Spark Miles Select card art

The no-fee business miles card that became the VentureOne Business.

Special bonusAF: $0Rating: 6.9/10
Synchrony Premier World Mastercard card art

Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.

Special bonusAF: $0Rating: 6.9/10
Discover it Business Card card art

Discover's last business card, gone almost as fast as it arrived.

Special bonusAF: $0Rating: 6.8/10
Citizens Cash Back Plus World Mastercard card art

1.8% on everything with no foreign transaction fee, an odd but honest number.

Special bonusAF: $0Rating: 6.8/10
GM Rewards Mastercard card art

3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.

30,000 pts bonus (≈$300)AF: $0Rating: 6.8/10
Bluevine Business Cashback Mastercard card art

Unlimited 1.5% back bolted onto Bluevine checking, if Bluevine invites you.

Special bonusAF: $0Rating: 6.8/10
Full ReviewInvite Only
BECU Cash Back Visa card art

A simple 1.5% card whose superpower is a fee-free 0% balance transfer window.

$2 bonus (≈$2)AF: $0Rating: 6.8/10
Capital One Quicksilver Student Cash Rewards card art

Flat 1.5% everywhere for students who want zero complexity.

$100 bonus (≈$100)AF: $0Rating: 6.7/10
The Plum Card from American Express card art

Pay early for 1.5% off, or float your bill 60 days. Discontinued March 2026.

Special bonusAF: $250Rating: 6.5/10
American Express Cash Magnet card art

Amex's 1.5% flat card. Closed to new applicants since 2024.

$200 bonus (≈$200)AF: $0Rating: 6.4/10
Capital One QuicksilverOne Cash Rewards card art

1.5% cash back for people still building their credit score.

Special bonusAF: $39Rating: 6.4/10
American Express Blue Sky card art

Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.

Special bonusAF: $0Rating: 6.2/10
Fifth Third 1.67% Cash/Back card art

The bank that made 1.67% famous still sells it, oddly specific as ever.

Special bonusAF: $0Rating: 6.2/10
Regions Cash Rewards Visa card art

A plain 1.5% card whose best trick is skipping the foreign transaction fee.

Special bonusAF: $0Rating: 6.0/10
KeyBank Key Cashback Credit Card card art

1% that becomes 2% if you actually use your KeyBank checking account.

Special bonusAF: $0Rating: 6.0/10
SoFi Credit Card card art

2% back into your SoFi accounts, if you can still get an invite.

Special bonusAF: $0Rating: 5.5/10
Full ReviewInvite Only
Upgrade Cash Rewards Visa card art

A card that turns every statement into a fixed-rate installment loan, with 1.5% back along the way.

$2 bonus (≈$2)AF: $0Rating: 5.5/10
TD Clear Visa Platinum card art

No interest ever, just a flat monthly subscription fee for your credit line.

Special bonusAF: $120Rating: 5.5/10
Alliant Cashback Visa Signature card art

The legendary 2.5% card, now closed to new applicants and cut to 1.5%.

Special bonusAF: $0Rating: 5.0/10
X1 Card card art
X1 CardRobinhood

The stainless steel startup card that became the Robinhood Gold Card.

Special bonusAF: $0Rating: 5.0/10
Mastercard
PayPal Business Cashback
Business · No AF

A 2% flat business card that PayPal killed with one week of notice.

Special bonusAF: $0Rating: 4.0/10