Credit Compound

The Card Database

83 cards tracked · offers verified against issuer pages · histories charted

Overwhelmed with credit card options?

Filter out the noise. Compound Match ranks every card against your real spend, math included.

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Chase Sapphire Preferred card art

The best first travel card in the game. Full transfer partner access for $95.

75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
Discover it Cash Back card art

Cashback Match doubles everything you earn in year one.

Special bonusAF: $0Rating: 8.0/10
Blue Cash Everyday Card card art
Blue Cash Everyday CardAmerican Express

3% groceries, gas, and online retail with no fee.

$200 bonus (≈$200)AF: $0Rating: 7.8/10
Chase Freedom Rise card art

Chase's front door for first-time cardholders. 1.5% on everything while you build history.

2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
Apple Card card art
Apple CardGoldman Sachs

The iPhone-native card. Daily Cash, no fees of any kind.

Special bonusAF: $0Rating: 7.5/10
Discover it Secured card art

The rare secured card that earns real rewards and doubles them in year one.

Special bonusAF: $0Rating: 7.5/10
Capital One Quicksilver card art

1.5% on everything with no fee and no FTF. The honest default.

$200 bonus (≈$200)AF: $0Rating: 7.4/10
Discover it Miles card art

1.5x everywhere, doubled to 3x for your entire first year.

Special bonusAF: $0Rating: 7.4/10
Citi Rewards+ card art

Every purchase rounds up to the nearest 10 points.

20,000 pts bonus (≈$360)AF: $0Rating: 7.0/10
Discover it Chrome card art

Fixed 2% on gas and dining with no quarterly activation.

Special bonusAF: $0Rating: 7.0/10
Capital One Quicksilver Secured card art

Flat 1.5% everywhere while you build credit.

Special bonusAF: $0Rating: 7.0/10
Bank of America Customized Cash Rewards Secured card art

The full 3% choose-your-category structure, in a secured shell.

Special bonusAF: $0Rating: 6.9/10
Capital One Platinum Secured card art

A $200 credit line for as little as $49 down.

Special bonusAF: $0Rating: 6.8/10
Citi Secured Mastercard card art

A no-fee secured card from a major bank, with a clear 18-month runway.

Special bonusAF: $0Rating: 6.0/10
OpenSky Secured Visa card art

No credit check at all. Approval rests on your deposit, not your past.

Special bonusAF: $35Rating: 5.8/10