The Card Database

2.1 percent on everything toward any travel, pulled without warning in 2019.

1.5x on everything, and a points multiplier when paired with a Sapphire.

2x everywhere with real transfer partners for $95.

The benchmark 2% card, that secretly earns transferable points.

Flat 2% with cell phone protection thrown in.

3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.

2% everywhere with no foreign transaction fee, and anyone can join.

Flat 2% deposited straight into your Fidelity account.

TD finally made its 2% card a true flat 2%, no redemption hoops attached.

Chase's front door for first-time cardholders. 1.5% on everything while you build history.

2% base, up to 4% on everything with a U.S. Bank Smartly relationship.

1.5x everywhere, no fee, no FTF, and erase any travel purchase.

2% everywhere for members who keep a PenFed checking account.

Up to 4% back on everything, paid in bitcoin, on the Amex network.

1.5% on everything with no fee and no FTF. The honest default.

1.5x everywhere, doubled to 3x for your entire first year.

Up to 2% flat cash back with credit-union APRs and no fee.

A HELOC that swipes like a credit card, with 2% back and single-digit APRs.

A no-fee flat 2% on everything, riding the Amex network.

1.5% that grows to 2.62% with Preferred Rewards.

Transferable miles with no annual fee and no foreign transaction fees.

Flat 1.5% everywhere while you build credit.

USAA's simple 1.5% card finally comes with a real welcome bonus.

PNC's answer to the 2% club, with $800 cell phone protection included.

A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.

Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.

1.8% on everything with no foreign transaction fee, an odd but honest number.

3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.

A simple 1.5% card whose superpower is a fee-free 0% balance transfer window.

Flat 1.5% everywhere for students who want zero complexity.

Amex's 1.5% flat card. Closed to new applicants since 2024.

1.5% cash back for people still building their credit score.

Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.

The bank that made 1.67% famous still sells it, oddly specific as ever.

A plain 1.5% card whose best trick is skipping the foreign transaction fee.

1% that becomes 2% if you actually use your KeyBank checking account.

2% back into your SoFi accounts, if you can still get an invite.

A card that turns every statement into a fixed-rate installment loan, with 1.5% back along the way.

No interest ever, just a flat monthly subscription fee for your credit line.

The legendary 2.5% card, now closed to new applicants and cut to 1.5%.

The stainless steel startup card that became the Robinhood Gold Card.