The Card Database
345 cards tracked · offers verified against issuer pages · histories charted
Card Type
Card Issuer
Cobranded Cards
Overwhelmed with credit card options?
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The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.
The best first travel card in the game. Full transfer partner access for $95.
A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.
The only hotel card whose free night reliably beats the annual fee.
A legacy luxury card closed to direct applications, with unusually durable Marriott perks.
1.5x on everything, and a points multiplier when paired with a Sapphire.
The original 5 percent rotating workhorse, retired but never killed.
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
5% rotating categories that turn into 5x transferable points in the right setup.
Huge headline bonuses, an anniversary night, and a fourth award night free every stay.
A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Free bags, expanded award space, and two lounge passes a year.
The only US card that earns one of the best Star Alliance currencies directly.
An annual 35k free night certificate for a $95 fee.
The top personal Southwest card, rebuilt around free bags and assigned-seat upgrades.
The cheapest door into Southwest points and the Companion Pass.
The middle child of the Southwest lineup, and often the right pick.
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
Avios for short-haul sweet spots, plus the famous Travel Together companion ticket.
A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.
Gold status and big earn rates, but no annual free night to anchor the fee.
The Prime Visa without the Prime: 3% at Amazon, no membership required.
4% on delivery and 3% on dining, built for people who outsource dinner.
United miles with no annual fee and no FTF.
The Ireland specialist of the Avios trio, with cheap transatlantic award math.
Avios with a Spanish accent and a $1,000 flight discount for big spenders.
The free way to keep Marriott points alive and bank elite nights.
The Disney card with actual earn rates, for households funding an annual pilgrimage.
VisaThe no-fee Sapphire that started the dynasty, then vanished into Freedom Unlimited.
The Slate name returns with 21 months of 0% APR and nothing else.
5% back on grocery delivery for households that live on Instacart.
Park perks and character meet-and-greets, with rewards as an afterthought.
The no-fee balance transfer icon, retired in 2020. A new Slate exists, this is not that card.
Chase's balance transfer and APR card, now closed to new applicants.