Credit Compound

The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

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Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

150,000 pts bonus (≈$3,075)AF: $795Rating: 9.2/10
Chase Ink Business Preferred card art

The biggest routine sign-up bonus in the business. Period.

90,000 pts bonus (≈$1,845)AF: $95Rating: 9.1/10
Chase Sapphire Preferred card art

The best first travel card in the game. Full transfer partner access for $95.

75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
IHG Rewards Club Select Credit Card card art

A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.

Special bonusAF: $49Rating: 8.9/10
World of Hyatt Credit Card card art

The only hotel card whose free night reliably beats the annual fee.

75,000 pts bonus (≈$1,275)AF: $95Rating: 8.8/10
Chase Ink Business Unlimited card art

$750 for free, every so often. The churnable workhorse.

75,000 pts bonus (≈$750)AF: $0Rating: 8.7/10
Chase Sapphire Reserve for Business card art

The Sapphire Reserve playbook, rebuilt for business owners with ad spend and software credits.

150,000 pts bonus (≈$3,075)AF: $795Rating: 8.6/10
Chase Ink Business Cash card art

5x at office supply stores, and gift card racks live at office supply stores.

75,000 pts bonus (≈$750)AF: $0Rating: 8.5/10
Ritz-Carlton Credit Card card art

The legacy luxury card you can only reach by product change.

Special bonusAF: $450Rating: 8.5/10
Full ReviewInvite Only
Chase Freedom Unlimited card art

1.5x on everything, and a points multiplier when paired with a Sapphire.

20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Southwest Rapid Rewards Priority Credit Card card art

The top personal Southwest card. The travel credit and anniversary points nearly erase the fee.

50,000 pts bonus (≈$675)AF: $149Rating: 8.4/10
Chase Freedom (Original) card art

The original 5 percent rotating workhorse, retired but never killed.

Special bonusAF: $0Rating: 8.4/10
United Quest Card card art

The middle child of the United lineup, with enough credits to cover the fee for regular flyers.

90,000 pts bonus (≈$1,080)AF: $350Rating: 8.3/10
Chase Freedom Flex card art

5% rotating categories that turn into 5x transferable points in the right setup.

20,000 pts bonus (≈$200)AF: $0Rating: 8.2/10
IHG One Rewards Premier Credit Card card art

Huge headline bonuses, an anniversary night, and a fourth award night free every stay.

140,000 pts bonus (≈$840)AF: $99Rating: 8.2/10
United Business Card card art

The Explorer's business sibling, refreshed in 2025 with a deeper credit stack.

100,000 pts bonus (≈$1,200)AF: $150Rating: 8.2/10
United Club Card card art

A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.

90,000 pts bonus (≈$1,080)AF: $695Rating: 8.1/10
Prime Visa card art

5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.

$200 bonus (≈$200)AF: $0Rating: 8.1/10
Southwest Rapid Rewards Performance Business card art

The biggest Southwest bonuses live on the business side.

80,000 pts bonus (≈$1,080)AF: $199Rating: 8.1/10
United Explorer Card card art

Free bags, expanded award space, and two lounge passes a year.

60,000 pts bonus (≈$720)AF: $150Rating: 8.0/10
Aeroplan Credit Card card art

The only US card that earns one of the best Star Alliance currencies directly.

70,000 pts bonus (≈$980)AF: $95Rating: 8.0/10
Marriott Bonvoy Boundless card art

An annual 35k free night certificate for a $95 fee.

125,000 pts bonus (≈$1,000)AF: $95Rating: 7.9/10
United Club Business Card card art

A full United Club membership on the business side, with a fee that tripled to match.

100,000 pts bonus (≈$1,200)AF: $695Rating: 7.9/10
IHG One Rewards Premier Business Credit Card card art

The personal IHG Premier's perks, repeated on the business side of the ledger.

140,000 pts bonus (≈$840)AF: $99Rating: 7.9/10
Southwest Rapid Rewards Plus Credit Card card art

The cheapest door into Southwest points and the Companion Pass.

50,000 pts bonus (≈$675)AF: $69Rating: 7.8/10
Southwest Rapid Rewards Premier card art

The middle child of the Southwest lineup, and often the right pick.

50,000 pts bonus (≈$675)AF: $99Rating: 7.8/10
World of Hyatt Business Credit Card card art

More Hyatt points for the best hotel currency, with flexible quarterly bonus categories.

60,000 pts bonus (≈$1,020)AF: $199Rating: 7.8/10
Southwest Rapid Rewards Premier Business Credit Card card art

The lighter Southwest business card, and a clean second bonus toward the Companion Pass.

60,000 pts bonus (≈$810)AF: $149Rating: 7.7/10
IHG One Rewards Traveler Credit Card card art

Six-figure point bonuses and a fourth night free, on a card that costs nothing.

125,000 pts bonus (≈$750)AF: $0Rating: 7.6/10
Chase Freedom Rise card art

Chase's front door for first-time cardholders. 1.5% on everything while you build history.

2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
British Airways Visa Signature Card card art

Avios for short-haul sweet spots, plus the famous Travel Together companion ticket.

75,000 pts bonus (≈$1,050)AF: $95Rating: 7.5/10
Chase Ink Business Premier card art

2.5% on big purchases, with one catch: the points are stuck as cash.

100,000 pts bonus (≈$1,000)AF: $195Rating: 7.4/10
J.P. Morgan Reserve Card card art

A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.

Special bonusAF: $795Rating: 7.0/10
Full ReviewInvite Only
Marriott Bonvoy Bountiful card art

Gold status and big earn rates, but no annual free night to anchor the fee.

125,000 pts bonus (≈$1,000)AF: $250Rating: 7.0/10
Amazon Visa card art

The Prime Visa without the Prime: 3% at Amazon, no membership required.

$50 bonus (≈$50)AF: $0Rating: 7.0/10
DoorDash Rewards Mastercard card art

4% on delivery and 3% on dining, built for people who outsource dinner.

$100 bonus (≈$100)AF: $0Rating: 7.0/10
United Gateway Card card art

United miles with no annual fee and no FTF.

20,000 pts bonus (≈$240)AF: $0Rating: 6.9/10
Aer Lingus Visa Signature Card card art

The Ireland specialist of the Avios trio, with cheap transatlantic award math.

75,000 pts bonus (≈$1,050)AF: $95Rating: 6.9/10
Iberia Visa Signature Card card art

Avios with a Spanish accent and a $1,000 flight discount for big spenders.

75,000 pts bonus (≈$1,050)AF: $95Rating: 6.9/10
Marriott Bonvoy Bold card art

The free way to keep Marriott points alive and bank elite nights.

60,000 pts bonus (≈$480)AF: $0Rating: 6.8/10
Disney Premier Visa Card card art

The Disney card with actual earn rates, for households funding an annual pilgrimage.

30,000 pts bonus (≈$300)AF: $49Rating: 6.8/10
Visa
Sapphire
Personal · No AF

The no-fee Sapphire that started the dynasty, then vanished into Freedom Unlimited.

Special bonusAF: $0Rating: 6.8/10
Chase Slate card art

The Slate name returns with 21 months of 0% APR and nothing else.

Special bonusAF: $0Rating: 6.8/10
Instacart Mastercard card art

5% back on grocery delivery for households that live on Instacart.

$50 bonus (≈$50)AF: $0Rating: 6.5/10
Disney Visa Card card art

Park perks and character meet-and-greets, with rewards as an afterthought.

15,000 pts bonus (≈$150)AF: $0Rating: 6.5/10
Chase Slate (Original) card art

The no-fee balance transfer icon, retired in 2020. A new Slate exists, this is not that card.

Special bonusAF: $0Rating: 6.4/10
Chase Slate Edge card art

Chase's balance transfer and APR card, now closed to new applicants.

Special bonusAF: $0Rating: 6.0/10