The Card Database
345 cards tracked · offers verified against issuer pages · histories charted
Card Type
Card Issuer
Cobranded Cards
Overwhelmed with credit card options?
Filter out the noise. Compound Match ranks every card against your real spend, math included.
The most beloved card in hobby history, gone with Starwood itself.
The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.
The best first travel card in the game. Full transfer partner access for $95.
Premium travel with the easiest break-even math in the category.
The 4th Night Free card, closed to new applicants since 2021.
The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.
The lounge king. The 2025 refresh raised the fee, and doubled down on credits.
A 49 dollar fee for a free night anywhere IHG flies its flag. Never again.
The Platinum that can pay for itself through a Morgan Stanley CashPlus account.
The only hotel card whose free night reliably beats the annual fee.
4x at restaurants and US supermarkets. The foodie default.
Every award stay's last night free, until the 2015 massacre.
Instant Diamond status and a free night that beats the fee by itself.
3x on five everyday categories. The broadest mid-tier earner.
2.1 percent on everything toward any travel, pulled without warning in 2019.
The only card that earns points on rent with no fee.
The legacy luxury card you can only reach by product change.
3x on practically everything fun, for free, until Wells gave up on it.
The top personal Southwest card. The travel credit and anniversary points nearly erase the fee.
2x everywhere with real transfer partners for $95.
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
3x on travel, dining, gas, transit, streaming and phone plans. Free.
The Companion Fare makes this one of the best airline card deals anywhere.
3x on all online shopping, the grandfathered card everyone refused to cancel.
Huge headline bonuses, an anniversary night, and a fourth award night free every stay.
Citi's 2025 entry into the premium wars, with weekend dining 6x.
The standard-issue American Airlines card, fee waived year one.
Two weekend nights for 95 dollars, until Amex took the whole portfolio.
A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.
Gold status, quarterly Hilton credits, and a free night at $15k.
6x on gas and a status ladder into the Caesars ecosystem.
Free bags, expanded award space, and two lounge passes a year.
The only US card that earns one of the best Star Alliance currencies directly.
Companion certificate plus an MQD headstart for the Delta loyal.
Platinum Elite status and an 85k free night for serious Marriott stayers.
The famous first-purchase bonus card, now closed to new applicants.
Admirals Club membership with a credit card attached.
The card that turned Wells Fargo points into a transferable currency.
An annual 35k free night certificate for a $95 fee.
Sky Club access and a first class companion certificate.
With Preferred Rewards Platinum Honors, this becomes a 2.62% everything card.
The keeper card for anyone who flies JetBlue twice a year.
The cheapest door into Southwest points and the Companion Pass.
The middle child of the Southwest lineup, and often the right pick.
Military-grade travel rewards with a $49 fee and a free year of Amazon Prime.
Bilt's premium play: 2x on everything, lounge access and the richest housing rewards.
Premium-style travel perks at a credit-union price, fee waived for many members.
Free bags and a $200 flight credit at $10k spend.
4x on travel and gas with no annual fee.
Six-figure point bonuses and a fourth night free, on a card that costs nothing.
The no-fee entry to ThankYou points with a category you pick yourself.
BofA's luxury card pays off when six figures sit in Merrill.
Free hotel status and big point hauls for no fee.
The Black Card. You do not apply. Amex calls you.
1.5x everywhere, no fee, no FTF, and erase any travel purchase.
Avios for short-haul sweet spots, plus the famous Travel Together companion ticket.
One card for the whole Virgin empire: Atlantic, Hotels and Voyages.
3x on travel, transit, and dining. The forgotten middle child that earns broadly.
1.5x everywhere, doubled to 3x for your entire first year.
Free Gold status and 5x on gas without paying a dime.
30,000 anniversary points every year turn the $95 fee into a rounding error.
The only premium rail card in America, and the perks actually clear the fee.
The only US card that earns Flying Blue XP toward elite status.
Transferable miles with no annual fee and no foreign transaction fees.
Avios earning plus a year of Qatar Silver status for under a hundred bucks.
A premium card that died because its bank left the country.
The awkward middle child of the Marriott lineup, rescued by big welcome offers.
A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.
4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.
Gold status and big earn rates, but no annual free night to anchor the fee.
A fat point bonus on a free card, if you can love Choice hotels.
The quiet workhorse for one of the best mileage charts left in SkyTeam.
LifeMiles are a Star Alliance cheat code, and this card feeds them directly.
USAA's first real travel card: 3x travel, 2x everything, and a self-paying fee.
The only US card earning Miles&Smiles directly, gateway to one of the best award charts left.
2x on everyday spending with no annual fee and none of the usual junk fees.
United miles with no annual fee and no FTF.
The Ireland specialist of the Avios trio, with cheap transatlantic award math.
Avios with a Spanish accent and a $1,000 flight discount for big spenders.
First year Silver status is the real headline, not the miles.
Royal Caribbean's 2026 card reboot, now covering Celebrity and Silversea too.
The free entry point to the Delta ecosystem.
The free way to keep Marriott points alive and bank elite nights.
A free way to keep TrueBlue points flowing between trips.
Expedia store credit for people who already book everything on Expedia.
Free self-parking on the Strip for the price of nothing.
The only US card earning LATAM Pass miles, with upgrades baked in.
VisaThe no-fee Sapphire that started the dynasty, then vanished into Freedom Unlimited.
The only way to make Frontier miles survive your spending habits.
Up to 6% back in travel credits on the world's biggest booking site, launched August 2025.
Lounge vouchers and a companion ticket hide inside a forgettable earner.
A free way to keep Amtrak points alive and earn 2x on dining.
Lisbon lounge passes and free bags for Portugal regulars.
A casualty of the Alaska merger: closed to new applicants since October 2025.
A cruise discount card living on borrowed time before its September rebrand.
Free WiFi and priority boarding on America's newest airline.
5x on Priceline bookings and automatic VIP Gold status for the name-your-own-price crowd.
The original US Asia Miles card, retired and reborn as a Mastercard.
Minnesota's hometown airline card, rebooted under Synchrony.
A sleeper hotel card that Bank of America put to sleep for good in 2026.
The only US card that earns ANA miles directly, fee waived the first year.
A free card that chips away at your next Norwegian fare.
Amex's quiet 1.33 percent travel card, finally folded into Cash Magnet in 2026.
Instant Platinum status and Reward Credits for the Caesars casino loyalist.
3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.
Two points per dollar toward your next Princess sailing, free to hold.
The mobile wallet legend, now closed and clipped.
The old FNBO Best Western card is gone; the brand now lives on a First Bank & Trust Visa.
A direct line to JAL Mileage Bank for a $35 fee.
A dead card for an airline that is itself being absorbed into Korean Air.
Retired in 2026 when Royal Caribbean Group consolidated onto the Royal ONE card.
The Princess card's sister ship, flying Holland America colors.
The card that invented the category, now frozen in amber.
One of the only travel rewards cards that will take fair credit, at a price.
A heavy metal card with a $495 fee and math that never quite adds up.
A sweet spot machine that Bank of America quietly retired.
A 24k-gold-plated card with a $995 fee, the most expensive 2% cash back in America.