The Card Database
345 cards tracked · offers verified against issuer pages · histories charted
Card Type
Card Issuer
Cobranded Cards
Overwhelmed with credit card options?
Filter out the noise. Compound Match ranks every card against your real spend, math included.
5 percent on groceries and gas up to 50,000 dollars a year, never matched since.
4 percent on dining with no fee, dead within four years.
3% on dining, groceries, entertainment and streaming. No fee.
1.5x on everything, and a points multiplier when paired with a Sapphire.
Closed to new applications on May 28, 2026; existing cardholders keep their benefits.
The original 5 percent rotating workhorse, retired but never killed.
6% at US supermarkets. The family grocery card.
The benchmark 2% card, that secretly earns transferable points.
4x on dining with no annual fee. Few cards beat that math.
Mastercard5 percent on gas, groceries and Amazon-as-books, neutered in 2017.
5% rotating categories that turn into 5x transferable points in the right setup.
Flat 2% with cell phone protection thrown in.
Pick your own two 5% categories every quarter.
5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.
Cashback Match doubles everything you earn in year one.
3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.
2% everywhere with no foreign transaction fee, and anyone can join.
With Preferred Rewards Platinum Honors, this becomes a 2.62% everything card.
Flat 2% deposited straight into your Fidelity account.
5% on Costco gas and 4% everywhere else you fill up.
Full 5% Cash+ earning while you rebuild your credit.
3% groceries, gas, and online retail with no fee.
3% in the category you choose, supercharged by Preferred Rewards.
6% at the two retailers you actually shop at, including Amazon and Walmart.
3% on everything you check out with PayPal, which is most of the internet.
4% at the pump is the highest uncapped-rate gas headline at any major bank.
The sleeper 5% grocery card hiding behind a roadside assistance logo.
TD finally made its 2% card a true flat 2%, no redemption hoops attached.
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
2% base, up to 4% on everything with a U.S. Bank Smartly relationship.
The iPhone-native card. Daily Cash, no fees of any kind.
The rare secured card that earns real rewards and doubles them in year one.
2% everywhere for members who keep a PenFed checking account.
An automatic 5% off every Target run, now usable everywhere Mastercard works.
Up to 4% back on everything, paid in bitcoin, on the Amex network.
The legendary targeted-offer machine, converted to a Citi ThankYou card at the end of 2025.
1.5% on everything with no fee and no FTF. The honest default.
5% rotating categories and a first-year double, on a student's credit file.
Up to 2% flat cash back with credit-union APRs and no fee.
5% on gas anywhere is still one of the best pump rates in the country.
Citi's 5 percent rotating card, still alive in grandfathered wallets only.
A HELOC that swipes like a credit card, with 2% back and single-digit APRs.
A no-fee flat 2% on everything, riding the Amex network.
The credit union sleeper that pays 5% at Amazon because Amazon counts as a bookstore.
5% back at REI on top of the 10% member dividend.
4% back on gym memberships, concerts and the dog groomer. Seriously.
Walmart's new house card: 5% back in-store and online with Walmart+.
1.5% that grows to 2.62% with Preferred Rewards.
The card that ended a 16-year Amex and Costco marriage.
5% on gas and on-base spending, built for life around a military installation.
The U.S. Bank Cash+ formula in white-label form, sold through hundreds of community banks and credit unions.
Up to 5% back in club and real savings at the BJ's pump.
Fixed 2% on gas and dining with no quarterly activation.
Flat 1.5% everywhere while you build credit.
The Prime Visa without the Prime: 3% at Amazon, no membership required.
4% on delivery and 3% on dining, built for people who outsource dinner.
3% on the categories that define a college budget.
The fee-free starter card that proved cash flow underwriting works, now closed to new applicants.
Set-and-forget 2% on gas and dining for students who will not chase categories.
USAA's simple 1.5% card finally comes with a real welcome bonus.
Automatic 3% on your top spend category every month, no activation games.
PNC's answer to the 2% club, with $800 cell phone protection included.
A flat 2% everywhere with a real $200 bonus, from the biggest bank nobody talks about.
The full 3% choose-your-category structure, in a secured shell.
Uncapped 5% at grocery stores on a charge card with no credit check.
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
The Disney card with actual earn rates, for households funding an annual pilgrimage.
4% on gas, groceries and dining, as long as you spend it all at Verizon.
1.8% on everything with no foreign transaction fee, an odd but honest number.
3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.
3x on gas, groceries, dining and utilities with no annual fee.
A simple 1.5% card whose superpower is a fee-free 0% balance transfer window.
Flat 1.5% everywhere for students who want zero complexity.
Choose your own 3x category every quarter from a menu of ten.
5% on H-E-B own brands and 1.5% everywhere, for the most beloved grocer in Texas.
5% back on grocery delivery for households that live on Instacart.
Park perks and character meet-and-greets, with rewards as an afterthought.
5% on streaming and cable, a bonus category nobody else leads with.
5% on mobile wallet spend and fuel discounts across the entire Kroger grocery empire.
Amex's 1.5% flat card. Closed to new applicants since 2024.
1.5% cash back for people still building their credit score.
3% on gas and drugstores plus a rare 2% medical category, built for the AARP demographic.
Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.
5% back at Best Buy plus the financing offers electronics buyers actually use.
The outdoor loyalty card for both Bass Pro Shops and Cabela's, with points that never expire.
The bank that made 1.67% famous still sells it, oddly specific as ever.
7% back at Wayfair with grocery and online categories on the side.
Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.
3% on airfare, hotels and car rentals with no annual fee and no foreign transaction fees.
10% back across Crate & Barrel, CB2, Crate & Kids and Hudson Grace after the 2025 Imprint relaunch.
Half a buck off every gallon for two months, then steady pump savings.
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
1% that becomes 2% if you actually use your KeyBank checking account.
The network upgrade to the Macy's store card, with real dining and gas categories.
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
5% across Williams Sonoma, Pottery Barn and West Elm, now issued by Capital One.
Up to 6x at Brooks Brothers with real dining and grocery categories underneath the oxford cloth.
A secured card that earns like TD's unsecured Cash card, fee and all.
7.5% in Kohl's Cash everywhere Kohl's, with a 30-day fuse on every reward.
5% back across T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense.
Nordy Club status and Anniversary Sale early access, with grocery and dining on the side.
5x across Gap, Old Navy, Banana Republic and Athleta, now under the Encore rewards banner.
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Extra Ultamate points at Ulta, and almost nothing anywhere else.
A flat 5% off at Lowe's on a store-only card that works nowhere else.
2% back into your SoFi accounts, if you can still get an invite.
The eBay cobrand is gone, ended March 2026 and folded into a generic 2% Synchrony card.
A card that turns every statement into a fixed-rate installment loan, with 1.5% back along the way.
The 5% Walmart card that died in court and came back as a Quicksilver.
The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
The stainless steel startup card that became the Robinhood Gold Card.
The original Rakuten card died in 2022; the brand came back in 2025 as an Imprint-issued Amex.
CashPass points at Penney's and a 33% APR everywhere else.